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Overdraft cancelled - Help!
Hi everyone, I had an overdraft with the Bank of Scotland for £1900 but today that overdraft has been removed from my account and my balance currently stands at -£1700!! I was warned that the overdraft was being reviewed, but reassured by a member of staff that as long as my pay was still going in each month there should…
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Barclays Online banking transfer limits? (stupid)
I find Barclays very restrictive lately. They have a £1000 a day limit on bank transfers which I don't think is very realistic. In the last few months I've had trouble paying a deposit on a house and paying off a Bank loan. Had to write my GF a cheque for the loan and have her pay the loan off as she's with HSBC and their…
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Can they take DD when they want
Hi, Simple question, if I've got a Direct Debit set up for the 2nd of the month is the person collecting the DD allowed to take money before that date? Example being they took mortgage payment on 2.10 and next one due on 2.11, if they took month next week would that break the DD guarantee? Sam
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experan has an issue ?
hugely annoyed here :mad: requested a overdraft a month ago with a bank, was told experian came back fine but bank did not like me (no debt ??) i got credit from egg and was accepted! then went to buy something from sony today through finance and got rejected, was told its experian! i am mystified as to why its been so…
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Offshore Banking
Hi Guys, i hope i'm in the right area I’m moving to Dubai, got a new job over there, does anyone have any advice on banking, I’ve been trying to read about offshore banking, but I just don’t understand it. Is there any banks, any one can recommend??? Any advice would be greatly appreciated. :confused:
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Bank Account
after 5 years of not being able to get any credit at a reasonable rate due to a few defaults and a ccj, i have just been given a bank account with Nat west and an overdraft. My question is this. can i take it that my credit score is good if i have passed checks for this bank account.
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Nationwide New Debit Cards Existing Customers
Nationwide are sending out new debit cards to current account customers even if they haven't asked for a replacement card and their existing card doesn't expire for a while. Therefore don't get alarmed if you receive a new debit card in the post.* You need to destroy your old card and use the new one. The new one has a…
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Halifax Rip Off
My wife recently made a puchase on her Halifax debit card at a local shop but on making the purchase it first came up failed then on a second try the payment went through.A few days later she got a mini statement out of the bank and to her horror Halifax had taken 2 payments for the same item.Due to this double payment she…
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Nat West change in Current Account Fees
I am an Advantage Gold Account Holder at Nat West. I have recently received a letter with a leaflet entitled Your Account - Important Information. In this they tell me that there are changes to fees for Personal and Private banking. From 1 November: A Paid Referral Fee when you informally request an overdraft is introduced…
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LLoyds TSB - Charges question
Hey guys, I need some advice. On the 28th September I went overdrawn on my overdraft because I didn't have any money to cover the direct debit charge. On that day I paid in what I could, so I was now overdrawn by £47. On the next available working day which was the 1st of October I paid in enough money to get me back in…
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Bank Charges help
I had about £9.?? in my A&L bank account, so thought all was fine until they sent me a letter saying i was £70 overdrawn I thought this was strange but quickly transferred £100 into it from another account thinking I'd check it later when i got the time, anyway I got another letter from them saying the same thing so i…
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Debit card back from the DEAD!
I was just checking my LLoyds TSB current account statement today on the internet and noticed that I'd been charged £95 by the RAC. I applied for RAC membership online in 2004 for £35 a year and it expired in 2005. I'm now with the AA but for some reason the RAC decided to renew my membership 2 years after my membership…
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Llyods TSB accoutn changes questions
I have a Llyods TSB select account whilst I was living in the Uk but have since moved back to Ireland. I want to keep my lloyds accoutn open as i have some Sterling saved in it and i dont need to change it to euros, im quite happy to leave it sitting there. Will I be able to change my address to my current irish address?…
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Can I get a Business bk ac with CCJ's
Does anyone have any recent information when they have succeeding in actually opening a business bank account with CCJ's and/or a bad credit history. We want to do this but our own bank Nat West have said 'not worth trying' and that's the apparent comment from most older postings on this forum. The proposed business won't…
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Alliance & Leicester - address for direct debits?
Hey all, Searched the forums, googled and looked through all the documents sent from A&L, but can't find this info anywhere. Just recently set up a current account with A&L. I wanted to set up a direct debit with Littlewoods, but when I came to filling in the online form it asked for the bank address. I tried using the…
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Lloydtsb
My partner in error went over his overdraft limit by £5.46 and today received a letter from Lloyds advising him of this and further advised of a £30.00 charge being levied on his account etc. He accepts he was to blame. However he rang them and said it was the first time it had happened and on this occasion would they be…
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Halifax started charging interest with no warning
I need a bit of advice, I finished uni over a year ago (July 2006), i have an outstanding student account balance of £1200 with the Halifax which was interest free, i recieved a statement from them last week as normal showing the usual balance etc, then today i recieved a second statement which said at the bottom 'amount…
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What is the best current account for me?
:mad: After this fiasco with abbey, and still no card after 2 weeks now :mad: I am going to change my current account. I am unsure which bank to go with. I need a switch card and cheque book. Paying in my salary which is approx £1300 a month and have loads of direct debits leaving the account and I need online banking. Any…
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Switching current accounts when overdrawn
Trying to sort out my girlfriends finances. She is with RBs and is around £1700 overdrawn, and is charged around £20 a month for this. Is it possible to switch current accounts when overdrawn? Im thinking that the A&L £5 deal would save her a lot on monthly overdraft charges as she works to get it down, but would they…
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No got correct debit card yet
I applied for a Halifax current acount in july. When my debit/check guarantee card came through it was a 'moneyback' card. i had a letter with is saying this was due to a stock shortage in the current account cards and i would be getting the correct one in 4 weeks. That the moneyback card was just to tide me over. Im still…
