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Lloyds TSB Visa with basic account
I have read that LLoyds TSB now pffer a 2in1 Visa debit card with their basic account, but there are two opinions on if you can get one? (1) For this card they only do an 'Identity' check? (2) For this card they still do aFULL credit check, no scoring though. Which is correct? Can anyone from LLoyds TSB confirm? Or anyone…
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Card fraud - advice please
Hi All I wasnt sure where to post this so sorry if its in the wrong place. Today i had a phone call from someone in India claiming to be from the fraud department of my bank, I refused to give my bank details to this person and after finishing that call i immediately phoned my bank (HSBC) and they confirmed that my card…
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Help Needed - Natwest Step Account
Just applied for one of these on the internet. What ID Would i need to send to them? As ive tried opening an account with these before and they didnt accept me even though i sent them a copy of my birth certificate and provisional licence and house bill's. Would they accept the following :- Birth Certificate - Copy…
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Smile, Natwest and cheques
I have a current account with both smile and natwest. In my smile paying in book it says I can pay in a cheque at any UK clearing bank branch but charges may apply. Will natwest charge me for paying in a cheque to a non natwest account? Not sure what other banks do. Anyone any experience of this? N
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A&L auto upgade to full Visa Debit card
Got a letter in the post yesterday from A&L saying they are upgrading my Electron card to a Visa Debit after reviewing my account activity. The letter included a new pin and says the card will arrive within 7 days. Been waiting nearly 2 years for this upgrade! :j
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Direct Debit!!
Hi Not sure if this is the right forum but here goes. My 18yr old daughter was offered a cheap gym membership on the High St so she signed up and started going. She paid for the first month then realised that first she wasnt getting the service she was offered and second she really did not want to commit to going to the…
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A & L Current Accounts - Have I heard Right
I opened an A&L Current account and regular saving a couple of years ago when they were doing the 10% thing for Regular Savers. Since it finished and I took the money out I haven't used the accounts. Have I heard correctly that some account holders will be charged x amount per month for dormant/unused accounts? I haven't…
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Annual Overdraft Review (A+L)
Has anyone else had their overdraft go through annual review, and had their limit lowered, I've had mine dropped from £2000 to £1000, in the first year it was interest free, so it was easier to live in Overdraft so I could pay the credit cards and loan off faster. The £2000 overdraft limit was inherited when I switched to…
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Help please. Ex transferring money out of joint account
Hiya peeps of the MSA, Got a question that I'm hoping someone might please help with. I'll try to be brief! 1. B/F is on verge of signing separation agreement. 2. Joint bank account with his ex has to be maintained to keep up with mortgage payments on marital home. He implemented all bank's recommendations to safeguard the…
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A&L Internet Banking
Is anyone else unable to view their current account statement? I get an error whenever I try at the moment. Is it just me? :(
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Transferring money between two LTSB accounts under different names
Hi all, I have just opened an Under 19s account with LTSB. My father, who has a current and savings account with them also had an online savings account for myself created under his name. I now need a small amount of what is in my OS account in my U19 account (About £100-£150) but as the accounts are under 2 different…
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Which bank account?
We are about to let out a property through an agency, and they recommend we get a separate bank account for the mortgage and rent money, so we can keep the excess back for repairs etc. It sounds like a good idea to me as any extra money in our usual account will soon be swallowed up! Can anyone recommend an account that…
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HSBC Express Machines / Coinstar
...I was in a rush at HSBC the other day and after putting x amount of money into my account noticed a coin machine... Am I right in thinking these machines will take a bag of coins, sort it and pay it into your account free of charge? Unlike the Coinstar machines at supermarkets? ...or will I still need to bag up x amount…
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Hsbc
I've just got off the phone after having an arguement with someone from an HSBC call centre. I checked my bank account using my internet banking to find that HSBC had taken money from my joint savings account and paid it into my joint current account to cover the overdraft. Are they allowed to do this? The money in my…
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Natwest more charges
:mad: I closed my natwest account on 13th Sept they gave me £1 odd which was left in the account and was told now it is now closed as I requested....Low and behold returned from holiday and my child benefit was paid to them on the 14th sept they sent me a cheque for £30 something they have taken £35 for unpaid charges!!!…
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Halifax take Direct Debits at the start of the day!
I received a letter informing me that I was going to be charged as I had gone over my OD limit. On the day in question I checked my account at the ATM, saw that I would be £5 light and paid that in. My statement shows that at no time was I overdrawn. I rang Halifax who are adamant that as they pay DDs between 0000 and 0500…
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Charges against your House
I am hoping some of the Money saving experts here can help me with something I was told today. I have fairly large unsecured debt with various creditors which I am paying via "Payplan" this is a debt management company who are sponsored by the FSA, and all monies paid to them go directly to the creditors. So no fees. I…
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HSBC Plus account Credit Card Interest Refund
Hi, I have a Plus account that refunds 10% of my CC interest within 60 days of the 31st August. Has anybody actually benefitted from this? I have spent a day on and off calling my dedicated Plus team and several departments and not one can give me an answer when it is going to be and most don't give the same story as the…
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Switching banks with a Overdraft
Just a simple question which the banking sites don't seem to make clear If I move banks using the switching services will my current overdraft me moved, or am I left to pay that off directly with my old bank? Ideally I don't want a overdraft at my new bank. And would prefer to settle the old debt myself
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can you pay into Halifax/BoS using a cashpoint?
Simple question really. I always used to pay into my Abbey account using the cashpoint, it takes an extra day to clear but that usually isn't a problem compared with the convenience of not having to go into the branch. I recall reading on my new BoS terms & conditions that I can pay in using a cashpoint - however the…
