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Debit Interest on HSBC Account
You'll have to excuse my confusion here. I have a £1500 interest free overdraft on my HSBC account. I have never gone over this overdraft limit, at most hitting about £1000 overdrawn. I find today a notice on my internet banking telling me that I am being charged "debit interest" between 17/09/2007 and 16/10/2007 for the…
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Natwest Current Plus account - should I be expecting a card reader?
Hi, I was wondering, should I be expecting a card reader from Natwest? It seems like many on this forum has a card reader - but until now I haven't receive any! Thanks!
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RBS £100 Incentive
The Royal Bank of Scotland are offering £100 for those who switch their current account. The offer is only available in Scotland. See the link below: http://www.rbs.co.uk/personal/current-accounts/g9/winning-scotland.ashx?referrer=FURLtoday
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Woolwich open plan problem with Barclays
I apologise if this has been mentioned before but felt I had to tell people. I had an open plan account with the Woolwich. £300 was left in the current a/c and any extra money was `swept` into the `Target Reserve` account. If a DD came along, the extra money needed to cover it was `swept` back into the current account to…
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Halifax Account Changes
My recent Halifax online statement mentions a leaflet containing details about bank account changes. Obviously I do not have the leaflet - is there anything in there worth noting? It also brings up the question should there not be a pdf floating about for changes like this.
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Nationwide scraps Cash Card only FlexAccount
Nationwide has stopped offering the Cash Card only FlexAccount (also known as FlexAccount without a chequebook or Basic FlexAccount). There is now a Cash Card Account, which is not a FlexAccount and is only available to people who have no current accounts elsewhere. Of course, there is the question of ‘How do they know?’,…
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rid of marketing info from abbey
how do i stop abbey from sending me info on their new credit card / insurance etc etc? i did not use to get junk mail until a few months ago. i remember thicking an option in the acc appl form to avoid getting this info. i guess that in the system migration they must have failed to confirm this option. how do i sort this…
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Top Bank Accounts Discussion Area
This discussion relates to the updated Top Bank Accounts Article Click reply to discuss
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opening childs account!? it's a nightmare! please help
Hi all, just wondering if anyone can help or advise on a really daft problem I'm an exsisting rbs customer and my youngest son has a kids account there too.i went in last week to open an account for my eldest son (age13) took my i.d,bank cards passport etc, took my sons birth cert and passport but they refused to open him…
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A&L internet banking failures on 1st Oct cost me £25
I saw alot of people had problems with connecting to the A&L site on 1st October. I was trying to move money about but kept getting a timed out message in the midst of transactions so I gave up. A few days later I get a £25 charge for a transaction they put through, that I thought had failed, funny how the corresponding…
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Annoying Nationwide new security measures
Tried to logon this morning and I had to answer 5 different questions to have acess to my account. I could find answers for 3 questions only:confused:
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Nationwide account - worth it?
Hi All, I currently use Cahoot as my current account provider, who have been quite good overall and most importantly, don't insist that I pay in £1000 each month to be entitled to interest (I'm self-employed so have a more sporadic income). We are going on holiday to the USA this November and I have read how people are…
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Alliance & Leicester overdraft changes
I have an A&L current account (premier online thingummy) with a reasonable sized overdraft on it. They used to charge 0.48% monthly on the agreed overdraft balance. I do use the overdraft facility. Today they've sent an email saying they are changing this to 50p per day up to a maximum of £5. That's equivalent to me using…
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Can I charge Nationwide for stealing my money!?
Just a quick rant really, I switched my mortgage from the Nationwide to the Skipton on 30/09/07 but on 02/10/07 they still decided to take my £750 'old' mortgage payment as usual! Thanks. I duly complained the same day that they had taken this without authorisation (and I even called it theft) - they apologised for the…
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Joint account question
Hi all, Quick couple of questions which I hoping to get answers to. I'll be getting married very soon and will probably open up a joint account. However, I have a slight concern in that the soon to be wife has a poor credit rating. She has only recently been allowed a proper debit card from her bank (after she agreed to…
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Natwest Special Concerns team
Hi I am new to posting so sorry if i'm in the wrong place, I'm hoping someone can help me. I have been having problems with Natwest, where I have made agreement after agreement to repay what started off at £210 arrears on my over draft, first I made an agreement to pay £105 one month the same the following I made the first…
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Most Important Features
At the end of the day, what are the most important features of a current account? I admit when I switched back in Feb, it was AER on the account (not a bad choice, I think), but for others, there may be something else (like a linked savings account for example, or low overdraft rate). What in your opinion, are the most…
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Lloyds TSB classic plus 6.4% current account
Hi guys I knew that this offer was only until 09/10/07. I have a classic current account with them and requested to be upgraded to classic plus account on their website paying 6.4%. My understanding was it was also available to existing customers or have I got it wrong completely? I've received a letter today that my…
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£100 Arrangement fee - What is it?
Hello all, its been a while since I posted last, but I have a new problem. I have just checked my online HSBC current account, and found the following charges are due to be applied; Charges and debit interest incurred for banking services From:04 Sep 2007To:03 Oct 2007Description Amount (£) Debit Interest13.20 Arrangement…
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hsbc put money in but its not there
hiya all, can sum1 please help me. i went to put £80 in my boyfreinds account on friday. i was approched by sum1 that worked there to see if i wanted to use the paying in machine. as the bank was busy i said yes. i hadnt used it before, but the woman said it would go in sat morning. i have just checked on online banking…
