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HSBC Online Banking
Just to let you all know that they are having problems with their system according to a customer service agent. I have had to change my security number 2 this afternoon and it's still not working, so they have taken my number and will ring me back. Apparently a lot of their customers were having the same error code as me,…
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Wedding Account
Hi Really sorry if I am posting this in the wrong area - this is my first post, but I need some advice. We are getting married next year, me n my partner already have a joint account with the halifax, and our own seperate accounts. But we really wanted to open a new account to put all our 'wedding' money in it (we dont…
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Bank Account Statements
I currently have 2 accounts (Barclays & First Direct). As I do the majority of my banking online I no longer want to receive statements, I can check online far quicker than waiting a month for the statements to arrive. First Direct were fine, no problems and no more statements. Barclays on the other hand say that, by law,…
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Bank Account without photo Id
Hi all, This is my first post so please bear with me if its not done correctly. I currently do not have a bank account and really want to open on. The problem is that I currently don't have any form of photo ID. Is there a way to open one without any until I can get some sorted. Any advice would be greatly recieved. Thanks…
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Been an idiot and gone overdrawn
Hi i sent a cheque that I completly forgot about for £75 and it went through today, aswell as a direct debit for a magazine, so im just under £15 overdrawn with a barclays account, im going in tomorrow to put some funds into my account, does anybody know if they will charge me, and if so how much, is it possible to speak…
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Citibank Help
I need a bank account where I can pay in US Dollars or even Euros, I was recently in the States, but the banks there advised me that we couldn`t open an account there as we haven`t got a perm address there, so I have been advised to open a Citibank account. looking at there details I will need to get certified copies of my…
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Can i open a current account for someone who lives in the USA
A Friend who lives in LA would like me to open an account here in the UK in his but my address so a small pension cold be payed in. is this possible to do,any advice would be much appreciated.
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Can I open a business acccount with a poor credit history
I have set up as a free lance design consultant and have set myself up as a ltd company. (I will be the only employee). However I have a poor credit history with a couple of defaults, and I was refused by the Alliance and Leicester. Can anyone recommend where I will be able to open a business account? All I want to be able…
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HSBC has closed my account
I had an student overdraft with HSBC and had a bit of trouble paying it back. Although I think the way HSBC tried get the money back borders on harrassment I hold my hands up and accept full responsibility for the debt. I am in position now to pay the overdraft if full (£896.81) but have received a final demand from HSBC.…
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Getting accepted for a high interest current account
Hi Having finished university in 1999 and some bad overspending I ended up with a managed loan with HSBC and a CCJ for university fees in 2000. I've paid both back and have been debt free for a couple of years and have also moved from the address that my CCJ was registered at. I earn a decent salary and would like to open…
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Lloyds Yearly Overdraft Charge
Is it normal for banks to charge a yearly "Arrangement Fee" for a business overdraft facility? When all they do is just let you continue to have the facility? Mine is £100! I understood the first time I arranged it - paperwork, checks etc., but every year?
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Bank have closed my account
I had an student overdraft with HSBC and had a bit of trouble paying it back. Although I think the way HSBC tried get the money back borders on harrassment I hold my hands up and accept full responsibility for the debt. I am in position now to pay the overdraft if full (£896.81) but have received a final demand from HSBC.…
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retailer time limit for switch paymentsto be taken from bank account
:A Hi there, have looked through posts and cant seem to find the answer. Can anyone tell me if a retailer has a time limit to requst a switch/maestro payment from my bank. I purchased a considerable amount of travellers cheques/ currency from a high street store and payed half by cash and half by maestro which equated to…
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paper statements
i rang rbs because i want to stop my statements [set up online banking] they said i can either recieve them monthly or all at once on a specified date! :mad:they cant stop them completely !
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Best offshore USD Acount with UK Branches?
Hi all, Someone I know needs ideally an offshore USD account but that has UK branches - she has suggested she might go with Royal Bank of Canada, but I wanted to tap into MSE knowledge to see if there are better USD accounts out there - any thoughts? Any help much appreciated :T
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Barclays have removed my overdraft facility overnight
Until Monday, I had a student account with Barclays with an interest free overdraft facility of £1800 which I had been paying off gradually since completing my postgraduate degree in January 2006. I received a letter in June advising that since I had graduated June 2005 I would not have to give up my student account and…
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Stupid question re Nationwide current account
I'm considering switching to this account but I can't find a definitive answer as to whether it automatically comes with a debit card, as every other current account I've had did. It seems bizarre that it might not but their site doesn't say clearly and has a FAQ about "upgrading to a debit card". I can't imagine managing…
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NW cheque deposit now 4 working days
I rec a letter today from NW From 1/12/07 when you deposit a cheque, it will be 4 working days before withdrawal is available rather than the current 3 working days, but they will pay interest after 2 working days rather than the current 3 working days. I thought banks were aiming to cut down the time it takes before your…
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Coventry Building Society - BEWARE
The Coventry is currently high in the best buy tables, including Martin's, for its current account with 6.35% interest on all credit balances. But I thought I'd share my experience of switching from A&L and using the switching service. This has been execrable and should sound a note of caution to other Money Savers. I…
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Bank transfer from RBS to Natwest
Hi, Does anyone know if an online bank transfer from a Royal Bank of Scotland current account to a Natwest current account will go through immediately? I know they are owned by the same company so was thinking that that might be the case (instead of having to wait the standard 3-5 days or whatever) but I'm not sure. Thanks…
