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Where do i stand with barclays?
i have an account with barclays with a £900 overdraft, recently i went over the 900 limit and i was getting charged £25 for every transaction (up to 3 transactions) and £35 for bounced direct debits, 1 direct debit was for a barclays loan they tried taking it 3 times and charging me £105 for the priviledge is that fair…
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Where do I stand? Defaults (Satisfied)
Q: How long before my credit rating would be good enough for a "normal" current acount after defaults have been satisfied. Have searched through the forums, but can't really seem to find the info I'm looking for, so hoping someone knowledgeable could help. Towards the end of 2005, owing to a period of unemployment, I…
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Halifax Account
Hi everyone this is my first post so go easy my o/h has an £1000 overdraft which she was on the brink of. she cancelled a standing order via online banking this did not work so theres were the charges started £200 in total shes closed the account down and pays £20 a week off balance but shes pregnant and wants to leave…
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Bank Lost my application and personal details - what to do?
Hi all, I went to open up a RBS Graduate royalties account 4 weeks ago. Gave the assistant all of my details as required, filled in the application form as required. I was told that the account will be open and active in 5-7 working days, and off i went with a smile on my face. Since then, after 3 calls from me to the bank…
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Using a fee-free overdraft to save money
I apologise if this has been covered previously. I've had a quick scout around the forum, but there's so much information it's easy to miss something. I'm in the process of moving to an account with a fee-free overdraft for 12 months. I tend to use my overdraft and previously incurred fees, so the fee-free deal will be…
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Question About HSBC (MyAccount & MySavings)
Hello! On Friday i went into HSBC to open the two accounts mentioned in the title. I was told i'd be sent a "card" (it said switch on the paper i seen - but i presum it's a solo like it says on the website?), paying in book and pin. But since im moving she said she'd arrange it to be sent to the new branch that just opened…
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UK Citizen living outside UK - Current Account Needed
Hi There, I am a UK Citizen, currently living and working in Ireland. I used to bank in the UK with Barclays, but had my account closed down a few months ago - long story!. Does anyone know where I can open a UK current account without working in the UK. I even have a UK address that I can use. Thanks James
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Halifax stealing my money
I do a lot of banking with Halifax. In July I closed a savings account with quite a high balance which i'd had a number of years, expecting a bonus amount of interest to be added on top of the standard as i believed I had met the conditions necessary to trigger it. This wasn't added on, and therefore I lost about £300 in…
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Postdated transaction on statement
According to my online statement, I am overdrawn because of a single payment. But the date of the payment is the 22nd October - two days from now. So if I make up the shortfall between now and then, will I be charged?? It is a Lloyds TSB Classic Plus account. (It is a transaction made in Australian dollars, so it requires…
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Money missing from account
I know this is a bit vague at the moment, but I don't have all the details yet. My Gran is completely mentally incapacitated, and in a care home. Every month about £400 pension gets paid into her account and £320 gets paid out to the council. The other £80 is her 'pocket money', which doesn't get spent so ought to be…
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Co-Op bank and Postoffice problems with cheques
Hi, My partner recently handed a cheque over the post office counter and received a receipt dated 3rd of October. The cheque was from the EYPS which is a course she is on run by the government. Its now the 20th and still no signs of the money in the account, we have spoken to the post office and co-op bank. The post office…
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Bankings charging taking Income support?
Hi, This is for a friend and I am not sure am even in the right place:confused: But my friend in on IS and has £70 due out in bank charges at the end of the month. I am sure I have read somewhere that banks are not allowed to take IS as payment for bank charges? I may be totally wrong or confused.. If anybody has any…
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HSBC international transfer question
Hi I wish to make a international transfer from my HSBC acc. but can't find this option on internet banking ? Thanks,
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NatWest / Free McAfee Virus Scan Plus
Natwest are giving away free 1 year licences for Mc Afee Virus Scan Plus for all their online banking customers. Well worth getting ;) But I'd say if your a NatWest customer - do it now, I don't expect this will hang around for ever!! Regards UNDERGROUND :D
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Overdraft when Switching Accounts
My girlfriend has always been with Abbey, and has £1200 overdraft with interest rate of 10.9%. We saw an advert for £100 if you switch to RBS, but it seems RBS charge 19.9% interest. Therefore, can anyone advise which bank provides the cheapest overdraft rate on the market, and are there any cash offers for switching to…
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Can card readers be shared?
DW and I have just received separate card-readers from Ulster Bank (part of RBS) for our current accounts. Does anyone know if these readers can be 'shared' or if they are unique to each account? I don't want to try this out in case I get locked out and I cannot find any information in the documentation. There doesn't seem…
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Power of Attorney questions
I have Power of attorney for my mother. I have to pay Care home fees from her bank account which will eventually include the proceeds from the sale of her house. I want to invest all this money where it will bring a high return but have access to it for the fees . Can I open another account if she is not able to sign any…
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RBS Revolve account opening
I applied for an RBS Revolve account online on October 1st. The next day, I had a letter from them asking for my signature. I signed and returned it the same day. Since then, I haven't heard anything from them. I phoned the number on the original letter they sent, chose the relevant option, but then I just got silence, and…
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debit card success!
Hi Just thought I'd let you all know I finally had some success with getting a debit card from Nationwide. They rejected my original request a few months ago because of my credit rating. I didn't get around to writing them a letter until last week. I basically pointed out that I'd been with them for over 15 years and had…
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Faster Payments
Does anyone know when Faster is replacing BACS? I'm sure it was meant to be November, but I haven't heard anything about it!
