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Upgrade to HSBC Maestro
Hi all Please answer this question.I've banked with the HSBC and I've only got a solo debit card with HSBC. I wanted to upgrade it to the Meastro, but HSBC said I have to have salary come through the account at least 6 month. At the moment, I only earn about 400-500 a month. Does anyone know that will I have a chance to…
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HSBC Fraud Folk
I was on holiday last wk and my debit card wouldn't work although had done a few days before. An hour later I had a voicemai from HSBC's fraud detection folk with name and number to call - I called and they were telling me my card had been cancelled because some numbers had been seized and cancelled as a precaution, and…
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How to overdrafts work?
It's not just the simple explanation I'm looking for, but more an idea of how an when a Bank would decide to increase an overdraft facility.
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Which Bank????
Is there a Bank which uses the balance in your savings account to determine how much interest you pay on your overdraft in your current account?? :confused: Thanks :o
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Paid in Euros
Please disregard - message posted elsewhere
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Am confused by Barclays new Pin Sentry system
My husband and I have both been given separate membership numbers for our joint Barclays internet banking account, and I've been given a new five figure code number. My husband has been sent a pin card reader. I haven't. Yet today, when I went online to pay money into another internet savings account elsewhere for the…
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the 3 day delay
can anyone enlighten me whether the 3 days or so for money to be cleared into your bank accounts is going to change in the near future,e.g. a refund of a mail order catalogue,or a online bookie returns.why cant they credit you instantly,seeing as they take your money straight away,cheers
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Free ATM for Manx abroad
I am a Manx (that's Isle of Man) national who mostly lives/travels:confused: abroad. I have been paying to access my money from ATM's for many years, but now find out, (thanks to this site), that Nationwide and the Post Office both issue cards which will give me free access to my cash whilst out of British waters However,…
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Lloyds TSB - proper debit card or not?
Does anyone have a Lloyds TSB debit card with their cash account? Is it a proper debit card or a VISA Electron? I have read the countless posts and they all imply it is a proper card, yet when I opened a cash account on the phone, the customer rep didn't seem to know anything useful. He just read what was on their website.…
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WARNING: A&L introduce massive new o/d charges
There is another thread on this subject but I wanted the title to attract more attention. Essentially, instead of being charged 0.6% per month for an authorised overdraft, A&L will charge 50p per day up to a maximum of £5 per month! Consider this scenario: Overdrawn by £10 for ten days. Cost £5 or 150% per month (1800% pa)…
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Bank Accounts for the Self Employed
Hi all, I'm new to this board and hope I've posted my question in the right place. Today I've applied for an HSBC account for the 2nd time in 4 months and have been declined again!!! My credit score is quite high, 800s, and I don't have any defaults, CJ, IVAs or arrears on any of my credit reports. I want an HSBC account…
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Lost Debit Card
Hi, I lost my Nationwide debit card yesterday and ordered a replacement once I had found out it had been misplaced. Is it possible to go into my bank with some i.d etc to get money out? I would ring my branch now but there closed but just wanted some piece of mind knowing if its possible before I need to call tomorrow.…
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Abbey Current Account ***be Aware*** Interest Due ?
It would appear that Abbey have a major computer fault which is causing non-payment of monthly interest on their current accounts at the moment. After spending a long time talking to various offices including the complaints department within Abbey I've discovered that many customers have not been paid interest due for…
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new bank charges
Have been with the alliance and leicester for a few years and have always had an authorised overdraft. Just got a letter from them to say that is has now got a new name of overdraft usage fee and that if I use the agreed overdraft facility that I will be charged 50p a day to the max of £5. When you are watching every penny…
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Help - what bank account and card for my gap year travels?
Hi, This is my first post so excuse me if I have gone severely wrong in my post for where it is and if something similar has already been asked, but I did briefly search the relevant subjects and am a bit confused. In 6 weeks, I am going to Sweden until the end of March, to do a ski season. I am going to be working as an…
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How do I get money out my account?
Hi, I recently had fraud on my account and they said it was a cloned card, thus having my card cancelled, however now I dont know how i can draw out money, they have my debit card now, and I need about £200 for thursday, how do I draw money out my account? I am with Yorkshire Bank. Thanks
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Am I legally entitled to payback £10,000 when a fraud was committed on my account?
In 2002 I lost my wallet and told the bank 2 days later...someone during this time put 2 cheques into my account (for approx £5,500 each) and then withdrew the money the following morning before the cheques had cleared and before the banks had opened. I have been paying £10.00 for the past few years but am still very…
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Grocery Price & Economy
Does anyone feel the same way I do? Grocery price is always getting higher and higher and so do all the commodity (oil, grain, live stock etc). Also companies like supermarket chain and other stores need to feed their shareholders and keep rising prices. Does it seem to me a cycle that grocery price and daily expenses will…
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A&L new overdraft charges / nil interest
Hello, I was expecting to find a big thread on this but couldn't, sorry if I've missed it. It seems that from November, A&L will charge nil overdraft interest, but instead a 50p per day overdraft usage charge, capped at £5 per month. As suggested on this site, I opened an A&L current account earlier this year with 12…
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I withdrew funds from my savings account but unable to get a current account
As im unemployed, ive now been rejected for a few current accounts. Unlikely anyone will accept an application from me. Recently i withdrew £10,000 from my savings account through a cheque, and that cheque is getting pretty bored right now. Any suggestions?
