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Nat West change in Current Account Fees

I am an Advantage Gold Account Holder at Nat West. I have recently received a letter with a leaflet entitled Your Account - Important Information.

In this they tell me that there are changes to fees for Personal and Private banking. From 1 November:

A Paid Referral Fee when you informally request an overdraft is introduced an £30 per day that a referral occurs.

An unpaid item fee of £38 PER TRANSACTION.

Unarranged overdrafts will attract a fee of £28.

Default notice is £30 per notice.

Guaranteed card payment (when using a cheque guarantee card or Maestro card without funds in the account - £35 per item.

Now, forgive me if I am wrong, but I would have thought that with all the hoo-hah over excessive charegs being reclaimed, the last thing the bank would be doing is INCREASING charges.

Am I missing something here or am I about to get shafted big time?
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