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Bank Charges help

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I had about £9.?? in my A&L bank account, so thought all was fine until they sent me a letter saying i was £70 overdrawn I thought this was strange but quickly transferred £100 into it from another account thinking I'd check it later when i got the time, anyway I got another letter from them saying the same thing so i logged into my account the £100 hadnt gone in yet it was taken out of my other account and I DID have £9.07 in my account initially but 'under funding fees' from Feb to Sept have left me £125.84 in debt to them!!

!!!!!!? Im so annoyed how can they do this? I had money in my account, it was never over drawn or anything!
Just because you are offended, doesn't mean you are right

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The answer lies in your account T&C's.

    Failure to fund the account with the requisite £500 per month will result in a £5 per month underfunding fee. It's the application of these fees (en block) that has taken you into an overdrawn state, probably resulting in additional 'fees' being applied.
  • tom188
    tom188 Posts: 2,330 Forumite
    If you dont take the time to read the terms of your account, expect to be charged for breaching them.
  • Give them a ring, them might refund, never know till you try, dont shout, just explain.

    08703 333 444

    Dont quit after the first call, ring back! but give up after 3 callls ;)
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