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Halifax rejection
Won't give me a current account! Should my circumstances change, I should feel free to apply again. No outstanding debt (except mortgage - 125K, house valued £350-£400K). I earn 30K. OH earns 60K. What's their problem????? :confused:
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A + L Switching service
I recently opened a Premier Direct Account and authorised the switching service, but A+L have written to me saying they can't switch the direct debits from my old (Nationwide) account as it is a joint account and this new account is in my name only. I am closing the joint account as I am divorcing, with full permission…
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bankers dafts
i have been to the bank, and they have wrote out a bankers daft to a car company, there were a few things i was not happy about when i went to collect the car, and didnt hand the bankers draft over. will i be able to have that money placed back into my account if i decided not to go ahead with the purchase:confused:
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Liability Shift to The Consumer for Card Fraud
Two quite amazing stories (cross posted) but they were Debit Cards that were used. Banks are routinely refusing to compensate victims of fraud because they insist the customer's own card must have been used and the customer must, therefore, have been at fault. Without actually saying so, they are alleging that many victims…
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A+L radically changing their over draft terms
Hi all I did a quick search but couldn't see a thread on this subject already....I have a Premier Direct Current account with A+L and the other day I got my usual monthly email from them inviting me to view my monthly statement online. However, also included in the email was details of changes to how they opperate their…
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access money from a closed account
hi there hope somebody can help me. a&l closed an account of mine because i didnt use it for 12 months. however there was cash in this account. i have heard that this cash is what is called floating. does anybody know if i can and how to access this money. all help much appreciated. hedgehog
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Lloyds treatment of cheques
Does anyone with a Lloyds current account plus (4.25%) use theirs to pay in cheques drawn against another current account? At the moment LTSB gives interest from the date of receipt - and personal cheques take two days (that's working days) to be presented at the other end. So you could pay in £999 on Friday at Lloyds (the…
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(Please ignore)
Does anyone with a Lloyds current account plus (4.25%) use theirs to pay in cheques drawn against another current account? (Please do not reply here. Please go here instead. The thread has been posted repeatedly by mistake.)
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(Please ignore)
Does anyone with a Lloyds current account plus (4.25%) use theirs to pay in cheques drawn against another current account? (Please do not reply here. Please go here instead. The thread has been posted repeatedly by mistake.)
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Is there a basic Bank Account with a card that doesn't have a salary requirement
Does anyone know of a basic bank account with a debit card that doesn't have a requirement to pay x amount in a month. Also do the the ones that do actually check this or can you just put it on the form and hope they don't notice?
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Budgeting for a holiday
I'm a newbie to this whole money saving thing and I'm trying to plan a holiday to Australia (leaving end of January) and a budget. I've got the basics like flight (already bought), accommodation, and eating but keep feeling there's loads I'm missing off. I'm paying for it on my CC (one of the Halifax 0% deals til May 08),…
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Abbey have let me access money from a cheque that was returned am I liable for charge
I was given a cheque to put into my account it was due to clear on thursday. On thursday morning at 6am it showed that the money was cleared, so I paid several bills etc, in the afternoon I took out £ 40 it was still showing the money was there and later on I tried to make a purchase in a shop but it was declined. I went…
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does morrisons still accept cheques?
anyone know??? please.
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A+L Premier Direct
Hi, Sorry if this has been asked before but just a few questions re this account for anyone who has one. How long does it take to switch over your bank account? Can I decrease my OD over the net? (With Natwest you have to go into a branch). Does your card come with maestro? Thanks
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Is it worth claiming back £120?
The Nationwide charged my 4x£30 for 4 cheques that bounced. Although it was my fault I think these charges are OTT. These were my first charges in 12 years banking with them yet they refused to refund even some of these charges. Is it worth taking action through the small claims courts or is it not worth the hassle?
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Current Account Review
Hi can sombody please help us, we bank with lloydstsb and until this year have been persauded to have a yearly financial review. This year none of our circumstances have changed so we. don't feel that we need the review but the bank keeps phoning and writing do we have to have the review or can we be polite and tell the…
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But I HAVE paid it!!!!
Has this ever happened to anyone before? I had a loan ten years ago as a student with Bank of Scotland. I paid the loan off when I got a job and actually paid a early repayment fee for paying it early. When I tried to get a new bank account recently , it was declined, my credit report, once updated, shows that this has…
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Strange A&L interest, any ideas?
Hello, I have an A&L Premier Direct account with an introductory rate of interest. Normally interest is added on once a month, eg: NET INTEREST 22AUG-21SEP For some reason, I've just had another interest payment added: NET INTEREST 22SEP-02OCT Anyone have any bright ideas why this might be? I wondered if it might be due to…
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Barclays Online - PINsentry
Anyone else with Barclays account got any thoughts on this. basically, from 26th Nov you wont be able to login unless you use the card reader with your bank card, meaning you'll have to cary the darn device with you if you use online banking from anywhere other than at home. This is going to cost barclays my business
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Transferring bank account and overdraft (to loan perhaps)
Hi there A friend of mine has been in touch because she has a First Direct bank account with an overdraft of £4k and is concerned with the new charges that are coming in that they will have a big effect on her. She asked for my advice as I helped her get a 0% interest free loan for her credit card balance. I have looked…
