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Email from Natwest asking for my bank details
For several weeks I have on a nearly daily basis received emails from Natwest asking for my bank details, account number, pasword etc. I usually just delete them as I do not and never have had an account with Natwest and I guessed that this was someone, not Natwest, trying to get my bank details. I have done my homework I…
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Abbey - nuts
Just a little more nonsense from Abbey. I have a small business account and a saver account. The saver account has only £100 in it and hasn't been used for a few months - I don't really need it. I get a message on my internet banking to say the savings account has been disabled. I ring a few times to get through - maybe…
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NWLL70AUTORECPTSDD on my NatWest Statement
Hi, A while ago I phoned NatWest about something and was told that I was a private banking customer and should call my account manager direct. This was news to me since I thought I just had an ordinary current account but I assumed it was just some kind of marketing plan to make their customers feel important so I thought…
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Credit checks
Hi My friend is a single mother on benefits and has all her benefit paid into bank/ex building soc. She as recently found the savings in buying online but she only has a cashpoint card. I advised her to apply for a debit card so she filled in the forms and was told that it would take 10 days for them to decide whether she…
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Banking error?
I recently had some monies of which i used some to pay off a credit card balance approx 6500. After i paid this off in a branch, now looking at my online statment i have noticed that the credit card balance is 130 CR and it has been taken out of my current account and then put back in by a correction. Is this a fault by…
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When do I need a business account
Hello, I've got a full time job paid through PAYE, but also do a little bit of music teaching on the side, for which I'm paid by cash or cheque and it all gets declared through my tax return. At the moment, the amount of money coming in each week is very small (£20-£30), and gets deposited to a normal personal current…
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Bank of Scotland £100???
Bank of Scotland are refusing to pay the £100 incentive for opening an account wth them. They say that is because I have a Halifax current account yet there is nothing in their promotion excluding such account holders. The details and link came via MSE email 16th May 2007. Any body else being treated same way?
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First Direct incentives?
Hi all I'm thinking of opening an FD current account. Does anyone know of any incentives at the moment? I used to see £50 incentives all the time but am aware that they've changed their marketing strategy lately. Also, how long does it take to get the account open - is it quick (notwithstanding postal strikes)? Suze
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Nationwide or Halifax?
My wife and i are looking to switch our current accounts from A&L as our year is up, I was going to use Halifax as they have a high interest rate of 6.17% with no 12 month limitation, but i have seen a few bad posts about them on here. Then i saw that Nationwide are now offering the Flex Account with 4.24% on balances up…
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Barclays strange goings on
I have just checked my current account online (today Saturday 6/10) and the funds (including cash) I paid in yesterday have not been credited to my account. However, there are three debits, all of which are dated Monday, 8/10 (next week). Consequently my account is in Debit by over £400. Whilst this is authorised because I…
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A&L- Don't get caught out
I'm not very keen on A&L. They seem quite different to other banks online and I wouldn't ever want to use them as my main bank after being used to Nationwide and LloydsTSB. I've opened a Premier and a Premier Direct account ( £100 from quidco on its way to make up for the hassle). I've funded the P with £500 and wanted to…
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Barclays Business AC
Hello, Does anyone know the procedure for opening a Barclays Business a/c if you are already a customer of Barclays with a personal account. Ie: existing personal current account client, account run well, will they carry out an external (ie Equifax/Experian) credit check before opening a business account?? Many thanks
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wont allow overdraft.why?
Hi. I'm with Barclays and have a current account with them which came with a visa electron (now connect) card. Plus a CC which i freely admit i defaulted on several payments on :embarasse but set up a payment plan with them sometime ago - which i have always honoured. But this is my question: i've never ever been able to…
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Overdraft, can they do this
I have an overdraft which is being reduced on the 20th of each month by £50. This has been set up since Feb. The Abbey failed to reduce the amount on the 20th September. On the 27th September £50 disappeared from the account, and reappeared on the 28th. This Wednesday the same thing happened, £50 disappeared and reappeared…
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halifax debit card - still not received!!!!!!
hi my electron card expired at the end of sept , phoned halifax on the 1st oct to find out if they had sent out new card, was told it was sent out the 18th sept, i went into the branch the next day to order a new one, now what with the postal strike i probably wont receive it possibly until the end of next week. went into…
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Cashpoint Problem
My son took out £120 from the Cashpoint machine, he walked away without taking his money! Realised his mistake within seconds went back and the money was gone and someone else was using the machine, he doesn't think the person using the machine took the money because he wouldn't have had time to put the money away and…
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LTSB onto a good thing
Hi all, Seeking some advice on LTSB giving me a right royal shafting. It's the end of the month, I don't have a lot of money. The begining of next month arrives & my DDs are taken from my account. However, say I had £100 in my account, a DD goes out for £250, I get hit for a £30 charge for unauthorised overdraft, which…
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Debt company accessing bank account!
I've got a question here on behalf of a friend. She has been chased by a debt company demanding council tax that she doesn't owe cos she has claimed council tax benefit (reasonably recently) along with JSA. Before that she was a student. Anyway, she went hom the other day to find a letter from her bank saying the debt…
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Lack Of Bank Details On Natwest Card
Is there a reason other then to be awkward why Natwest don't put your account number and sort code on your debit card.
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Offshore bank/IBC
hello there, i am trying to set up an IBC/Offshore banking for an e-commerce venture but i cannot find any impartial advice nor the best company to go with. i have done my research and panama seems to be the best all round centre for banking/setting up an IBC. does anyone have any specific advice/experience in this area?…
