Overdraft cancelled - Help!

jimbo87

Hi everyone,

I had an overdraft with the Bank of Scotland for £1900 but today that overdraft has been removed from my account and my balance currently stands at -£1700!! I was warned that the overdraft was being reviewed, but reassured by a member of staff that as long as my pay was still going in each month there should be no problem. Clearly this was not the case.

I have asked a few friends at work what I should do and one advised me to move banks. The only thing is that I am 20 years old and the banks with a bank account that could help me by taking on my debt, like Alliance & Leicester, require you to be 21 to have the account.

I currently earn £16,500 a year. Does anyone know of a bank account that could offer me a better deal, or failing that, how to approach BoS to get my overdraft back.

Thanks,

James

custardy

have you not called BOS yet?
just call them up and ask what the deal is.maybe sorted in a call