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Tips for using Nationwide Debit Card abroad
I know to pay in local currency but just wondering if its better to use certain cash machines, etc..
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Help me find a new bank.
Hey Money Savers. I am currently with HSBC bank, however they seem to be endless trouble, and don't get me started on the foreign call centres. :mad: Anyhoo, I am looking to change banks. -With HSBC I currently have a credit card - the balance of which is cleared every month without fail so I don't pay interest, although I…
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Building society mergers - Windfalls
I remember seeing a few thread that said "xxx bank and yyy bank (merged)" but have no idea which discussion forum they belong to and I apologies if the following subject has been discussed already elsewhere. BBC News mentioned about building societies merging and there may be windfalls. Does anyone know which building…
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Lloyds TSB debit card and SWT ticket machines
I have a Lloyds TSB debit card (Visa debit) and have problems using it at the ticket machines at my local station. If I put my card in, it spits it out saying it's 'invalid'. However, if I buy tickets at the window, my card is accepted fine. The card works everywhere else as far as I know. Any ideas? PS - I have tried all…
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Can a 17 year old get a maestro card?
Hi Do any banks offer a maestro card to a 17 year old for free banking? As I am currently with HSBC and they will charge me monthly if I get a maestro card Thanks
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Nationwide won't give me a debit card!!!
:mad: I have been reading a few posts re Nationwide's fussiness with their debit card and flex account. OH and I wanted to change our banking to Nationwide and applied online. We were accedpted for a Cashcard only which is no good. We phoned and were told we had to apply in branch which we did - same decision. OH applied…
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halifax overdraft question???????
hi again,i have an halifax overdraft of £1500 that ive had for nearly 2 years,ive been with halifax for 10 years.anway i borrowed £1500 off my parents to clear my overdraft.i then went in halifax to get the overdraft limit knocked down to £100.they said they were having problems lowering it because on screen it was…
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Alliance & Leicester stupid question?
I want to open an account with A&L with an overdraft of £2000. I have read in Martin's advice that you must show you have been in credit for two days of the previous month. Does this mean the previous calendar month e.g. open account on Dec 30 - show in credit between 29 Nov and 29 Dec OR e.g.open account Dec 30 - show in…
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Is this allowed?
Im not sure if this is the right place to post this, but would appreciate any advice. My friend got married about 15 years ago and still keeps a bank account in her maiden name and has the statements go her parents.She saves in this account and uses it often for purchases and even items on HP. I have told her that I think…
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US Bank Account??
Hi Guys, Ive recently started to purchase alot of equipment from USA but they all require paypal or western union which both have their cut taken out, costing me more. Does anyone know where I can get a US $ account, ideally no minimum income on it as I will just use it when required. Vince
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Help, just lost 250£ at an ATM
Hi, I have opened a flexaccount with Nationwide and gave the cash card to my parents who live abroad. They use it to withdraw money at ATMs on my behalf. It worked fine for months, now, the day before yesterday, my father tried to get ~250£, the transaction was approved but the ATM didn't give him the money and said there…
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Can companies "steal" your money
I recently (last month) signed up to sky when i signed up they asked for a months subscription in advance via a debit/credit card neither of which i have so they said they would bill me for it and i could pay by cheque. In the meantime my dd details came through paying out on the first of the month which was only a few…
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Lloyds bank and direct debits
Hi I have a lloyds tsb current account with a direct debibut i am currently having problems with it. One direct debit i have is suppose to be debited on the 29th but some months it comes out on 21st like today! and others on the 29th. My question is is it the Banks fault or the company i'm paying the direct debit to? Also…
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Can I pay postage stamps into my bank account?
Now, I know they are legal tender but not sure about this. I accepted (perhaps too hastily) payment for a used PC from an eBay buyer in postage stamps. It is about £250 in various denominations of stamps (5p, 9p, 1st Class, 37p and £1.00). Can I pay these direct into my bank account? Or can I cash them in at a post office?…
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Payment in Dollars to US Bank
Can anyone advise the best way to make a payment to a US bank in Dollars? I have opened a US bank account to solve this problem in the future and need to make a deposit of about $250 to open the account and avoid monthly charges. I have a citibank account and can purchase dollars but then they want £20 to make the transfer…
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A bit of common sense from NatWest
I've got a NatWest current account that I use as a secondary account, but it still has a couple of £hundred of transactions going through it each month Anyway, I realised this morning that between 1830 last night and 0915 this morning, I'd slipped £1.35 overdrawn. A total oversight on my part, I'd paid something out before…
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Smile Paying-in envelopes Part 2
Smile is having a laugh! As per my previous thread Smile Paying-in envelope saga continues... Life's too short and I've decided I might as well have a fun at Smile's expense too. So I am turning it into a competition... read on. Smile customer service confirmed me that the envelopes were sent out on 6th December and I…
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Natwest Advantage Gold
I feel extremely angry at Natwest at the moment. We originally had an Advantage Gold Joint Account which we downgraded to an ordinary current account because the charge kept increasing and increasing. We have had the ordinary current account for over a year now and today we get a pack through the post saying "welcome to…
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Bank confusion
I brought a laptop from Ebuyer end of October, the charger for it broke after having it for a month. I managed to return it, and the refund was authorised on 13th December - last Wednesday. My bank (hsbc - useless I know!) say its iwth Ebuyer, and Ebuyer are telling me the payments gone, hasn't been bounced back, nothing.…
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stupid question but whats the difference...
between a standing order and direct debit?:confused: i have to set up a transfer between my current account and my daughters halifax savings account and am not sure if i should do a standing order or direct debit. please forgive my post pregnancy stupidity my brain has turned to grey mush!! thanks
