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A&L down??
Anyone else having trouble logging on to Alliance and Leicester?
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Business bank accounts...Advice needed!
Hi guys, We are in the process of starting a new business, we already have a business account with Lloyds for a different business we run, but there are probably better accounts out there. The old business we will probably leave put at Lloyds, but wondered if there are any good accounts out there for the new business. We…
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closing a bank account which has direct debits?
Hi, I currently have a current account with barcalys and a joint account with my husband at lloyds tsb. Thinking of closing my barclays account and just keeping the lloyds. reason:- Surely we will earn more interest? The only thing is i have quite a few direct debits which go out of of my barclays account. Is there a easy…
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Budgeting - how do you manage with weekly pay and monthly bills???
Just a quick question We get paid both weekly (main pay is weekly) and monthly but most of our direct debits come out in the first 2 weeks of the month. I'm having trouble sorting out my weekly budget for food, when all of the pay is taken up in the first 2 weeks with mortgage/c.tax etc. We have enough coming in to cover…
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Debit card upper limit?
Hi All I am about to buy a car and wish to pay by debit card (A&L) is there an upper limit, providing I have the cleared funds in my account? I checked the A&L website but could not find any info on limits apart from cash withdrawals.
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How can I keep my overdraft?
Hi I wonder if anyone can help me. I have been with bank of scotland for ten years and had a student account with them since 2002. I have an overdraft with them for years but when I was a student this was increased to £1000. I got my degree in 2005 but got to keep my overdraft till now even though I wasnt a student. I am…
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Merger
I was wondering, what is the current and likely future status of the Halifax Bank of Scotland merger? Would it be accurate to classify the merger as less absolute than Lloyds TSB, but more than RBS-NatWest? It’s a bit difficult to do searches for Bank of Scotland topics without its Royal namesake getting mixed in. Do the…
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Maestro Card at 18
Hi I have been with Natwest for about 3 years now with the Card Plus account and solo card. I recently turned 18 so went into the branch to try and upgrade to get a maestro card. They tried to upgrade it and typed it all into the computer but it wouldn't let me have one. I earn about £120 a month which is paid into my bank…
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I'm so UNIMPRESSED with Barclays! Their service has been terrible!
Okay…please read if you can bare the long waffle! Hehe! At the beginning of December I noticed there were a number of fraudulent transactions on my account, so I rang up and cancelled my card etc. and then followed the fraud department procedures. Because their online banking is so lame, I can only view one months…
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CitiBank - Documentation IDs?
Hello First timer here I filled in my details in the Online Application on Boxing Day and have received the pack today. Do I just sign the pre-filled form and send it off with ID? I am living with my wife but nothing is in my name apart from Driving Licence and Passport and a basic account with Barclays. So what can I send…
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Alliance & Leicester - £500 a month - quick question
I opened my A&L and deposited £500 on the 12th Dec. Do I need to put my next £500 in before 12th Jan? or just by the end of Jan?
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Problem with LloydsTSB and a payment I tried to make
Hi all This is my first post and I hope I put it in the right section, if I haven't I'm very sorry. I was wondering if someone can help me out or give me some advise? The story goes like this. December 26th I wanted to buy a mobile phone on ebay. I found the one I wanted (£195.00), checked the sellers details and all was…
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Making a payment to a French bank account
I need to make a payment of a couple of hundred euros to a friend with a French bank account (for which I have the IBAN number and branch details etc.). I have accounts with several British banks (including internet and telephone banking facilities) but so far none of them have been able to help me with this payment. The…
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Euro denominated current accounts
I have a French current account (denominated - naturally! - in euros). I am due some money from an Irish company and have the opportunity to be paid with a cheque drawn on an Irish bank, but denominated in euros. The sum is large enough for any bank charges and exchange factors to amount to a few pounds. This is why I am…
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Turned down for A&L Premier Direct Current Account - what do I do now?
I have an OD of £2K which I have no chance of paying off for a long time to come (about £18K of credit card debt). I have just been turned down for an Alliance & Leicester Premier Direct Current Account, which offers 0% interest on an OD for 1 year. My question is, based on the fact I have just been turned down for the A&L…
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Nationwide E-Savings
Two questions for anyone who currently banks with Nationwide and uses their E-Savings. 1) Can I hold more than one E-Savings account? 2) Just opened one and it told me it would take up to five days to be accessible, what the hell are Nationwide doing with my money in that time :confused: Thanks :)
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Lloyds TSB C/A Monthly Charges
My mum has a current account with Lloyds that charges her about £7/month and she doesn't use any of the services. She has planned to cancel for the new year but I was wondering if there was a way to claim back these charges? I'd be grateful for your input (So would she!;) ).
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New Current Account with Overdraft
Hi all, I have 2 Premier Current accounts with Alliance + Leicester, each with an overdraft of £2,000. I would quite like to move to a different provider, but would therefore need an overdraft of £4,000. Could anyone suggest a new provider most likely to offer this size overdraft at a competitive interest rate? I am aware…
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Quicken
I used to have this on my PC and found it really useful for keeping track. Changed pc's a while ago and it wasn't transferred over. Does anyone know if it is possible to get a free copy (or anything similar)? Thanks
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HSBC - Top Notch customer service
Well, I have been banking with HSBC for 13 years now. I have never changed as didnt want the hassles and they have always pretty much given me what I want. Was looking at changing to get a better interest rate on the money I keep in there for my current account, however.... Recently Sky took £160 from my current account. I…