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Chieque passing its sell-by date
" Cheues are not accepted here". I see it in petrol stations and I believe more than one supermarket chain will not accept cheques in payment. I can see that the traders lose the chore of accounting and paying in, but does the withdrawal worry anyone? Is the day of the cheque passing?
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Debit card transaction question
I've recently got a new debit card from Lloyds TSB and appear to have been able to make purchases with it in the shops and online. However, it seems that on the internet banking, none of these purchases have shown up in the online statement as amounts debited from my account, although in the total of these purchases seems…
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What is a cashbill from the french postal bank?
Is a cashbill from the french postal bank like a UK postal order and can it be issued in pounds sterling and cashed at the post office without a fee or deposited in a UK current account without foreign exchange charges?
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Bank vs Building societies?
Well can you please define the proper bank and building societies ? and please can i have the list of the building societies and proper banks , i would really appreciate that as i am looking forward to open up an account. Thanks.
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hsbc overdraft help!!!!
can you freeze an overdraft or ask for it to be repaid over a longer period, in a bit of a pickle and i have no money, i am over my overdraft limit my wages go in in a couple of days and my overdraft will swallow it up, are the banks allowed to leave you without any money to live on please help and advice would be great
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Halifax- Lost passbook
Hi, I had a halifax save4it account (Never upgraded :o ) and I havent touched it for ages ! as I always use my natwest account. I know I still have money in there (not alot) and when I came to dig out for my passbook.. I cant find it anywhere..Ive looked for it the past week and spent ages. If I report it lost are there…
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Citibank Sterling Account
My current situation is that I am discharged from Bankruptcy since 9 May 2006 and have been accepted for the Citibank Sterling Account. My credit files are all showing accounts included in my Bankruptcy as settled/satisfied. I have just been of the phone with then and was told my account was set up yesterday. I’m now…
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Cheque "clearance" - where does your money go?
Say I transfer money from my current account (Scabby-Abbey), to my Savings account (ING-Direct), - like a cheque, my money will spend five days in no-mans land. But where is my money during this time? Does it spend 2.5 days with Abbey, earning them full interest? And then 2.5 days with ING, - earning them full interest?…
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Children Account
I would like to open children account any recommendations would be appreciated. I would like to save regular £50-60 monthly. Please contribute yours recommendations. thanks.
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BBC says: "Non-Muslims snap up Islamic accounts"
http://news.bbc.co.uk/1/hi/business/6168800.stm I suspect this is just some ultra-trendy friend of the journalist. The number of non-Muslims with these accounts is in all likelihood vanishingly small. It makes good PC copy for the BBC though. Hmm, there might be other reasons for that, as Malaysia is an Islamic state…
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cancelling direct debits
Some advice please: my daughter had a monthly direct debit with a national gym in Manchester. She went to the gym in September and cancelled the DD prior to doing a gap year in the antipodes: she's discovered that the DD is still in place: the bank doesn't want to know; the gym denies any knowledge of the cancellation, and…
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What do you think about this?!!
Phoned Natwest today as I needed to cancel a Direct Debit as it was no longer required for BT. Have telephone and internet banking but couldn't access internet banking tonight,and only tonight, no problems at any other time, so telephoned up... They apparently couldn't access my account as I'd hadn't registered for…
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Can you lend your credit rating?
Ok its not as bad as it sounds. I want to try and help my sister get back her bank charges back but initially she needs to set up a new bank account. We have been wanting to move her for years to no avail. Things have changed slightly now as I have been looking after her money, she was repossesed years ago (approx 10) but…
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Internet Banking PLus
Anyone know of any other companies or sites other than First Direct that have something like this? Internet banking plus brings all your online finances, bonus programmes, utility and email accounts together in one place. With just one username and password, the service 'tracks' information from other accounts into the…
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URGENT WARNING for all card holders esp. ABBEY.....
I will post this on the boards for Credit Cards as well. I think this is important. I have just had a call from 'Abbey' asking me for he last 8 digits of my card as they are trying to make sure people have their cards in their possession and protect them againstfraud. I refused to give them my number and they got very…
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Alternative current account while reclaiming bank charges?
Hi everyone, I'm about to go after the Alliance and Leicester to reclaim charges and so need to set up another current in case they close mine down. Does anyone have any tips about which bank to chose?? I've had a look around but they all seem to be accounts which require me to pay in £1000 per month (ie halifax,…
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Card swallowed before Xmas
How about this for really awful service. I just went to my local Tesco petrol station to withdraw money from my RBS account via the RBS hole in the wall situated there. During the transaction, the machine suffered a failure and swallowed my card, telling me to go back to the card issuer to report what had happened. Rang my…
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NatWest Overdraft - Pls Help
I have an overdraft of a staggering £2500 with Natwest, and whilst on maternity leave i managed to get into it to the max and now i can't get out of it. I have went back to work only part time and now only take home £700 mth. I have an appointment this week at Natwest as they have called me in to review my overdraft. Do…
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Removing One Account Holder from Joint Account
My mum and dad held a joint current account at the Halifax, my dad has recently died and my mum would like to take my dad's name off the account and put my name on it (to make things easier in the event of her death). We will need to make an appointment at my mum's local branch, probably this week. Can anyone foresee any…
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Natwest Upgrade?
Hello all, well i've been with the Co-op for over a year & only had one 'default' as such, an unpaid DD. I can't get the account upgraded as they externally credit check. I just opened a Step Account & wondered if anyone knows if they will upgrade & if so, is it on the way the account is run or external checks or both? I…
