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Overdraft guarantor
Hello there, a quick question I have had problems in the past and had a few problems with my overdraft ( have all been paid back now) I have now sorted myself out and was wondering whether you can get someone to act as guarantor for the overdraft amount? as i doubt they will allow mine to activate on my own so quickly…
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Egg Money or similar
We normally withdraw our monthly spending money each month, but i have spotted egg money, now from what I understand you can upload money into the account each month and you get cashback for money spent and earn interest on the money in the account, now this seems a great alternative and I maye earn a little money from the…
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Landsbanki - Icesave
Am I the only person disgusted by the appalling service (?) offered by this bank? Attracted by the higher than usual interest rate I opened an account last week. It took me more than 45 minutes just to set up a direct debit! Today I attempted to make a transfer of several thousands of pounds which also took more than 45…
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Parachute accounts
Hi all, In the middle of court claim against Barclays (9-3-07!!), so looking for Parachute account. Looked @ Coop & A & L, but I notice in their T & C's they explain their charges. In spite of this site, CAG etc, they are still advising £25-35 "penalties" for exceeding the overdraft, failed DD's, dishounored cheques etc.…
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Coventry First Account - Short Term Bonus?
Martin recommends the Coventry First Account to pay a decent interest if you're paying in over £1k per month. On checking the T's and C's it appears that this is a bonus that may apply for the first year only. Does anyone know if this is correct or does the good rate continue on after one year? Thanks.
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Taking out money in a foreign country without charges
Hi, next term i'm going to malaysia to study, The problem is I don't really know what i should do about access to money, I have a solo and maesto card but I really don't want to be charged 2.5% of whatever everytime I take money out! Whats the best thing I should do Open a new bank account (effort! haha) or Traveller's…
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Halifax are FANTASTIC!
:j :j :j Transferred from HSBC :mad: to Halifax :j High Interest Current Account. They did EVERYTHING for me! I get though on phone basnking in less than 30 seconds - even at lunchtimes!
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overdraft charges. HELP!!!!!
I AM IN THE PROCESS OF ASKING CREDITORS TO FREEZE MY ACCOUNT FOR 28 DAYS UNTIL I AM ABLE TO SORT MY FINANCES OUT AND MAKE AN OFFER OF PAYMENT. THE THING IS BECAUSE I AM OVER MY OVERDRAFT I HAVE NO MONEY TO LIVE ON AND HAVE NOT WITHDRAWN ANY MONEY FOR SOME WEEKS. THE MONEY I HAD SAVED IS GOING TO RUN OUT NEXT WEEK IS THERE…
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New Phishing Scam?? - Co-operative Bank
Forgive me if this has been posted before or I am in the wrong place, but from my email inbox this morning, I believe the scammers have a new slant on phishing. I received 3 emails from "Jessica Williams" each with a slightly different subject title but essentially offering me £10 to be paid into my Co-operative Bank…
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Recommendations for an Excellent Online Account Please!
Hi everyone, Thought I would ask my buddies at MSE for your advice on a good online account. In 1996, I opened a mortgage account with (the-then) Virgin One Account which I was really happy with. At the time, I was in a job paying bonuses, etc and I paid an additional £15k off my mortgage the first year. However in 2002, I…
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Children's money
I've just had a baby and some people have sent her a cheque in her name - I don't know what to do with it for the best! I guess I should open a regular saver in her name and see what I can afford to put in each month, and can see which the good ones are from the main forum, but are there any decent freebies with any…
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UK bank accounts for non-residents
Does anybody know of a UK bank or building society which will allow a UK citizen who is now resident in Spain to open a current account? Thanks to anybody who can help.
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Joint Banking - help
Hi, I have recently gotten married to a US citizen. She is doing her PhD in London and before we married had a Natwest Basic Bank Account. I have an Alliance and Leicester Premier Direct Current Account. I rang them to request the forms to change the account into a joint account; they arrived, we filled them out. We got…
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Halifax Current Account Rate Decrease due in Feb 2007
Today, I received an unepected bank statement which contained a footnote labelled "IMPORTANT INFORMATION" as follows: "From 7th February 2007, if you are currently paying £1,000 or more into this Current Account every month, the credit interest rate will reduce to 1.50% gross p.a. (1.51%EAR). If you pay less than £1,000…
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new account
Hi I've held a Lloyds basic account for a year but it drives me mad that I can only withdraw cash in their machines and that you don't have a debit card. They refused to give me a debit card so I applied and was accepted for a co-op cashminder with a debit card. My question is should I close my Lloyds account? My plan…
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Choosing a new Current Account
I have banked with Cahoot for many years, mainly because of their decent savings rates and the ability to transfer money instantly between accounts. I enquired recently whether they intend to introduce a facility for downloading statements, which is pretty much the norm these days and was told there are no plans…
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Lloyds TSB and proof of ID
Lloyds TSB have told me I cannot withdraw my money over the counter without a Passport, photocard driving licence or a forces ID card. I have none of these items!! We are currently having some building work done and need to get larger than normal amounts out to pay the builders, otherwise I'd just use the cashpoint. Is…
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I Hate The Woolwich
I'm sure this isn't right place but really need to rant about the woolwich branch staff. Here goes bear with me. I moved house a few weeks ago so obviously needed to change my address on my current account. I went in to ask what i needed to do to go about this i ws told i would need to show id with photo and proof of new…
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Sending money abroad
(please move if this isn't the best board) Which bank offers the chepaest way of sending relatively small amounts (around £200) to Poland?(asking for a friend who has family there).Abbey is £20,so is Lloyds.Western Union are £14-£16 I think.Any better ones out there?
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Should I apply for the RBS Graduate Account??
I've just been reading the "best graduate account" article and it appears that the best one is the RBS account. At the moment I currently have a Barclays Graduate account and a Natwest Graduate Account (Took out 2 accounts in my first year) These two accounts give me a total of £3000 interest free for the first year and…
