We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joint Banking - help

Hi,

I have recently gotten married to a US citizen. She is doing her PhD in London and before we married had a Natwest Basic Bank Account. I have an Alliance and Leicester Premier Direct Current Account. I rang them to request the forms to change the account into a joint account; they arrived, we filled them out. We got copies of the correct information (passport and old bank statement) authenticated at our local a&l branch, and sent it all off. One week later, I recieved a letter from them saying that they need more information in the form of a utlities bill to "counteract the growing problem of identity thrft" Unfortunately we live in postgraduate student halls, and our utilities are included in our rent. I spoke to customer services, who were of little help saying that if we didn't have an item on their list, they could not help. I have written a letter to customer services suggesting that our only option is to send them a letter from the halls warden stating that we live where we live and are who we say we are! I asked them to contact me by letter or by phone.

However, two weeks later, I have not recieved a reply in any form.

Does anybody have any suggestions on where to go next? I am loathe with the good interest rate to move acc.

Many Thanks,

Andrew

Comments

  • sgx.saint
    sgx.saint Posts: 1,615 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Do you both now pay council tax? ... If so, can you send them your recent CT Bill?
  • Living in halls, we do not have to pay council tax:beer:
  • sgx.saint
    sgx.saint Posts: 1,615 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yeah, I know students don't pay CT. I must have mis-read your original post as I thought you had said you had graduated i.e. no longer students.

    Just read it again anyway :)

    Hmmm, driving licence? Benefits letter? Electoral Roll?

    Sorry, can't be of much more help.
  • My wife is the student! I work and normally keep a balance of 2500 quid. So I hoped they would have responded by now, or lose my business!:mad:
  • rach29
    rach29 Posts: 2,503 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    University admissions letters are usually acceptable I believe
    Thanks to all who post comps :A :T
  • Only problem is that she is now in the writing up stage of the PhD and the university do not count her as a student! Weird, I know!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.