Should I apply for the RBS Graduate Account??

Gareth83

I've just been reading the "best graduate account" article and it appears that the best one is the RBS account.

At the moment I currently have a Barclays Graduate account and a Natwest Graduate Account (Took out 2 accounts in my first year)

These two accounts give me a total of £3000 interest free for the first year and obviously less in the next years.

So the two combined beat the RBS account, but I'm thinking seen as my overdraft (combined) is only £1600 at the moment it would make things easier to have one account and concentrate paying off that over the coming years.

When I apply online is it essential to name both bank accounts or could i just list one? As it would be good for me to keep the barclays account as it's more local to me easier for paying in cash as and when needed.

Gareth83

anyone have any input?

Gareth83

Actually been looking at my options this afternoon, think the best method is as follows:

Year 1: Keep my Barclays (OD £1500) and Natwest (OD £2000) giving max OD of £3500

Year 2: Keep Barclays (OD £1000) and Natwest (OD £1000) giving max OD of £2000

Year 3: Close Barclays and Natwest and apply for Lloyds (OD £1000)

That gives me a max OD for the 3 years of £6500 compared to £4500 if I switched now to RBS.

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