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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Caught my bank lying. How can I negotiate a higher compensation?
I raised a complaint with a bank after noticing something in their system not working correctly. I did not suffer direct financial loss but the situation did cost me £100 indirectly and 2 months of correspondence and waiting during the complaint. The issue has likely caused problems for other customers without them…
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Halifax Reward current account
I got letter (Inbox) to say Halifax Reward current account is changing to normal current account, April 24 Fair Doos as I have been slacking lol 😂 as gave up sorting accounts out lol! anyway Can I change it back after April? Or should I move account to get a reward else where had account for years (not main bank account)
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payments from german bank to Lloyds bank
I am expecting money into my Sterling Lloyds account from a German bank. I gave the company i did the work for an invoice in Euros so they have paid Euros. They made the payment on 30th April and we are now at 8th May and I am still waiting for the money to come into my account. Is this normal ? Lloyds say that the German…
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…
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HSBC Global Account £80 bonus
I'm starting this thread for people to please share when they receive the bonus. This is from the 2 part deal (£125 + £80) that started at the end of last year. The 2nd part of the offer (£80) is due to be paid 'early May' in to the Global account.
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Money to unknown account
Some time ago I transferred money to an account which apparently is not that of the intended recipient. What obligations do the banks involved have in regard to discovering where the money has gone ?
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MSE News: TSB to close 36 branches in 2024/25 – here's the full list, plus alternatives
TSB will shut at least 36 of its branches in 2024 and 2025, the bank has announced. In the article linked below we list the branches disappearing and what the alternatives are if you still want face-to-face banking. Read the full story: 'TSB to close 36 branches in 2024/25 – here's the full list, plus alternatives' If you…
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HSBC blocked account after mortgage deposit
I just wanted to share a bad experience I have been having with
HSBC over the last couple of weeks with regards to my account being frozen over
two transactions. Currently, my wife and I are in the process of purchasing the
flat we currently rent from our landlord. My mum has very kindly gifted us the
deposit to get us…
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HSBC ADVANCE MONEYBACK OFFER
Took out the HSBC Advance and Global bank accounts for the £125 offer jumped through all the hoops NO REWARD contacted bank by phone on it for 20 mins got no joy will now go to a branch to get some more info.
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Advice on changing bank accounts please..
Hi there, My parents in law have several accounts including ISAs with NatWest. Both of them are now housebound and frankly NatWest have been very unhelpful and a bit of a nightmare to deal with. They have decided they would like to change to a different bank and my questions are 1. Can they do it all online? 2. Can you…
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Sainsburys Bank ATM Faulty or Cash Trapping Scam
I went to an ATM at a Sainsbury Large Supermarket to withdraw cash. The ATM was Sainsburys Bank .I used my Nationwide Flexplus Card to withdraw £70 with a receipt .The cash appeared in the slot I removed the receipt and card went to remove the cash and it shot back into the ATM faster than "Ronny Barkers Till in Open ALL…
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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Joint account help/ideas needed
For various reasons I need to open a joint account, Starling fits the bill but I have had an account with them in the past and foolishly shut it down which means I can't open another one. I would appreciate any input as perhaps someone will give me an idea I haven't thought of, having looked at all the other banks I can't…
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Considering moving from Barclays to Starling for current account
I've been with Barclays for 40 years and thinking it's time for a change. I only really use Barclays for our joint current account and it usually has about £5k floating around in it. I've done research and for a start I'd get some interest on this balance rather than nothing. I'm just a little nervous. Any positive or…
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Santander Bank Switch ended
I applied to open a new Santander Current Account on 4th April (Their switch bonus end on 4th April, 11.59pm). My account finally opened on 11th April and the switch started on 11th April. Am I still eligible for the switch bonus? My account was opened after the switch bonus promotion ended.…
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Nationwide OFX file
I'm attempting to import OFX file generated by Nationwide into MSMoney Sunrise My “flex account” export to OFX appears fine as on import all transactions appear without error . My “credit card” export on the other hand appears to create a fully populated OFX file but only 4 of the 20 transactions are transferred during the…
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Halifax faster payment limits
Can anyone confirm if the Halifax online FP daily limit of 25k is per current account or per customer?
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Danske £200 Switch Offer 18/4/24 (NI Only)
Good morning, This is probably quite a niche one as you need to live in Northern Ireland to open an account with Danske as a new customer but Danske currently have a £200 switching offer for those who don't currently have a Danske current account. See: https://danskebank.co.uk/personal/products/current-accounts/switch-200…
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Virgin Money 12%
Just in case no one has heard of this, (I haven't yet seen it on Money Saving Expert, apologies if I'm late to the party!) Virgin Money is offering 10% for switchers into some of their current accounts, one of which gives 2% interest. It's only on £1000 and only for a year, you have to switch with two direct debits, good…