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Announcing pregnancy
My girlfriend is 13 weeks pregnant and we’re going for our scan tomorrow. We have kept the pregnancy secret from absolutely everyone and agreed to tell our family once we’ve had the scan. However, now it’s nearly time to announce the pregnancy I’m starting to feel nervous about how my family will take it. Back at the…
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Advice for separating after 10 years and joint home
Hi there, My partner and I are separating after 10 years. He is buying me out and I'm in the process of buying my own house. We don't have children together (but rather one child each from previous relationships). It's amicable, but he doesn't want to separate. We have loosely agreed figures, but now it's crunch time and…
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Who gets all the unused child care vouchers?
So my wife has over saved into her childcare vouchers at work. We have over £900 I think. But our kids are old enough to not use anything that takes childcare vouchers. We even enquired with babysitters thinking we could have a few rare nights out, and they said they are not allowed to anymore, the government stopped it.…
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What age is it okay for a child to start nursery?
I'm a grandfather, and our children were at least two years old before they started nursery school. What is usual these days?
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Divorce - Financial Advice Needed
I am looking to get some impartial advice on how to separate assets in my upcoming divorce. Thank you in advance for your time in reading this and I appreciate any honest opinions, preferably based on experience or knowledge. My wife and I are divorcing and we have today submitted the application for it. The next step is…
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Adult son with learning disabilities, PoA in place, banking, benefits
Hi Our adult son has now finished education and has made a successful claim for Universal Credit with a Limited Capacity for Work Related Activity judgement in his favour. He's therefore getting the "entitlement" amount of £292 plus £390 per month, in addition to his PIP claims. We have PoA (jointly and severally) for him…
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Private school bursaries / entry exams
My child will be going to senior school next year and we're looking at various options. I'd really like him to get a good quality education and our local high school is not very good, so I've been looking at private schools, hoping we can get a decent (80%+) bursary. Sadly there's very little information on the schools'…
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Parents living with me
The time has come - after coping remarkably well living independently until now, my mother (93) and my father (87) will be moving in with me on Friday. They want to contribute to the cost of running the house, and all the additional costs of having them with me. They want to pay me £1000 a month - this is far more than I…
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Falling Asleep At Night
Hello you very wonderful and intelligent individuals that make up these forums. I sincerely hope you are doing well. I really struggle with tiredness at night, i sometimes am falling asleep on the sofa at around 9pm, then i often wake up about 2am, then it takes me a while to get back to sleep again. I kindly wondered how…
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Hiding money in divorce Scotland
My mother in law is living in a controlling marriage. She has wanted to leave for over 30 years but as she’s never been part of any of the finances she feels stuck as she has no savings to survive on her own. She is convinced her husband would hide any money that he does have. She was a stay at home parent until their kids…
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Care support for elderly parent
Apologies if not in correct forum, will move if needs be but this looked best place Post is regards my father, age 87, diagnosed with heart failure and probably not long to live. He also has osteoporosis, several fractured vertebrae and a host of other medical conditions plus takes all manner of pills for his heart, pain…
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Court Of Protection
Wondering if anyone has experience of applying to be a Deputy with COP? We filed an application in March of this year and still waiting to hear. Impossible to contact via email or phone. I am spending, currently, an hour (plus) a day trying to get through on the phone. No joy. I understand it has to be a thorough process,…
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Couples: what are your tips for managing joint finances?
Within couples, it can be common for one person to deal with all the home's money issues. (Maybe you're that 'one'?) But if that person is hit by one of the three Ds (death, divorce or dementia), things can become incredibly difficult. Martin Lewis suggests one way of safeguarding against this: create a financial…
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LPA / credit report query
Hello! Sorry in advance if this is a daft question - I can't find the answer online anywhere... Basically, I have Lasting Power of Attorney for my elderly parents, and sadly it's got to the stage where I need to start using it with their bank, to help them manage their finances. Their bank say they will register me, and…
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moving into boyfriends mortgaged house
Please can someone advise, My situation is I own my flat outright and will be looking at renting it out and move in with my boyfriend, he has a bungalow with a £268k mortgage, I suggested using the rent from my flat to help pay his mortgage, I understand I would need to contribute to his outgoings, but I'm also wondering…
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Taxfree childcare eligibility stopped due to wife's employer - appeal or submit new application?
After two months with not tax free childcare government payments we received a message from the government saying we are not eligible because my wife is still claiming childcare vouchers through her employer. Turns out that when my wife asked her employer to stop childcare vouchers they didnt cancel them they reduced the…
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'source of funds' Scotland
Hi, my wife and I have separated and are working through the split of marital assets. During our marriage her father inherited a cottage that he sold and then gave each of his children an amount from this. He sent it to my wife's account and she transferred it to our joint account and I then used this to clear our…
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Advice on money claims please 🙏
TLTR:- using an alternate address will they trace my defendant? (I'm unsure what category to put this under) Hi! I need some advice if possible and I'll try to make it as short as possible. My ex owes me a large sum of money, therefore I have taken out a money claims on him to go to court. He has 5 days left to reply. I…
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Motor Coinsurance
Not a question, just a bit of a rant really. I recently auto-renewed my motor policy with RAC. I meant to shop around but didn't....All emails from them pre- & post-renewal have landed in my mailbox no problem. A week after renewal, I came across an email from them in my Junk folder. This explained that there had been a…
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Uk Models - has anyone had any experience with this company please?
Hi all, My wife has made an appointment to take our child to a photoshoot with UK Models and I wondered if anyone here has done this with this company. I’m not sure I trust this and have been told by my wife I’m too negative & trying to stop our child having an enjoyable experience. If you rather message me than post,…