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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Fisher Investments UK - opinions?
Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Stock markets are too high and set to fall?
Unusual intervention/comment - why?
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Aldermore Bank
Been trying to log-in to Aldermore Bank to enter maturity instructions, but website address not recognised. Anyone know of planned maintenance? TIA
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Can You Sense Check This - Optimising Tax on Pension and Savings
I would appreciate some feedback on this plan, to understand if it is a good approach to minimising tax. I have recently come into a cash windfall due to a DB PCLS and generous redundancy package. With a bit of additional personal savings this all adds up to £450k in cash and is sitting outside of any tax wrapper. As I am…
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Nationwide 5% 15 month Members Bond
Just seen this on Nationwide's website. 5% Members only 15 month fixed rate. Max £10k
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NASDAQ rule changes....
So NASDAQ have taken away their 6 month / 1 year delay on newly listed companies being squeezed into our pension funds. Which means any new company taking a huge hit in the first year comes out of penson funds. Just wondering, how much is the VLS60 affected? I naively think that FTSE isn't exposed, except through a knock…
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Taxation and trust registration for discretionary trust
A parent had a life insurance claim paid out. It was placed in a discretionary trust when the policy was taken out. The claim money was sent to a trustee and subsequently paid out to 2 beneficiaries (one trustee and another non-trustee). There was interest added when Aviva paid the claim money due to accrued interest from…
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Check Santander Edge Saver 12 month bonus has come to an end
Many will have opened a Santander Edge Saver (SES) just over 12 months ago @7%, 2.5% of which was a 12 month bonus. The 12 months is up which means your bonus will end and your interest will drop to 4.5%. The available SES has an interest rate of 6% including a 12 month bonus of 1.5%. To achieve another 12 months of 1.5%…
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With tax on savings set to increase to 22% on 6th April 2027
Is it better to select monthly interest option if available rather than annual on any savings accounts that otherwise pay the interest next year? Then pay 20% on interest received this tax year and 22% next?
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Fair Fund Notice - Barclays Bank
I'm in the UK, had Barclays ordinary shares a while back but sold them all, only had £500 worth. Pretty sure I bought them before 2019 so this might mean nothing to me. But got a card through the post the other day that appears to be relating to a class account being done in America. It states "This is an important notice…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Joint Savings Account for Inheritance
My 3 adult children have just received money from my mother’s estate and while the 2 eldest are sensible with their money and have mortgages, our 22year old son isn’t. He has agreed to me managing this money for him, but not sure the best way to do it. Would prefer it is in his name as it is his money - would a joint…
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SpaceX IPO
I am a UK citizen/passport holder and reside in the UK (for tax purposes). I do not have any other nationality. I wish to take part in SpaceX's upcoming IPO to the tune of in excess of £50k ideally using cash I already have prepared for the IPO currently held in a (UK online broker) stocks & shares ISA. I understand that…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Impax Environmental Markets Investment Trust
I would welcome any thoughts on what action I should take on the proposed tendering of shares in Impax Environmental Markets IT in order to thwart a takeover by activist investor Saba. There appears to be a chance to profit from a NAV discount of around 7% by accepting the tender offer. Does it matter which way I vote?
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Saga Savings can't withdraw
I have a Saga Savings Easy Access account set up in 2023 so with Goldman Sachs. I can log on and navigate round but when I try to transfer money to my current account it gives a message that it can't do that. I have contacted Saga who have raised a formal complaint but refused either spoken or in email to explain why or…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Tembo HomeSaver Account 5.75% - advice/thoughts?
Hi, I saw this Tembo Home Saver Account advertised online. Link at end of this post. Would welcome anyone's opinions on the account, including safety of any deposits with Tembo? The account is for depositing a maximum of £20K - so well within the FCA protected £120K limit. And their site says savings are protected with…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Santander Fixed ISA eVoucher offer by Nijinsky
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