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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Co-operative Bank up to £300 switch and stay offer with loyalty bonus (06/07/2026 to TBC)
The Co-operative Bank has launched a new switch and stay offer of up to £300 which also offers a loyalty bonus. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive your £125 switch payment), 3: £100 loyalty bonus. What you need to do: Other information: +…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Child bank account with signatory
I'm wondering if anybody knows of a bank account for a 15yr old that has a parent as a signatory. My daughter is due a small inheritance from her mother's pension. Due to her being under 18 they stipulate that the bank account needs to be in my daughters name with her legal guardian set up as a signatory. I have seen…
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HSBC £220 switch offer for opening a Bank Account (15/06/2026 to TBC)
New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…
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Santander £180 current account switch
The Santander £180 current account switch requires you to pay in £1,500. Looking at the ts & cs, I can't see any requirement to keep that money in the account for a certain period of time but thought I'd double check here. They have some wording about not paying if you abuse the switching offer. Would that include paying…
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budgeting when paid weekly and bills are monthly
hi, trying to work out a way of organising my income and out goings when i get paid weekly and everything else goes out monthly, except daily spend/food. i think i could solve the problem mainly by opening a new bank account for my wages to drop into , before then sending a controlled amount to another account where the…
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
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CO-OP bank account opinions
Hi all, Im at the point where I have very few options left for getting a bank switching bribe. The one that's left is the coop bank but I wanted to know people's opinions and experiences of them please Kind regards mark
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Barclays Premier £400 switch incentive
https://www.barclays.co.uk/current-accounts/premier-switch-offer/ Generous. But I’m not sure if I qualify… I claimed the joint Barclays Premier/Barclaycard Avios bonus about two years ago. Not sure if this counts as a ‘CASS bonus’. Anyone got any ideas?
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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Bank of Scotland £175 switch offer (19/05/2026 to 04/08/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active and paid direct debits as part of the switch (please see UPDATE below in this post). + No requirement to move any cash across. + You must open your account and start your switch on or before 4th August 2026. + You must…
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Once a BOS customer always a BOS customer, even when you closed accounts years ago?
I just tried to open a current account with BOS prior to opening a monthly saver. I got a somethings gone wrong message. I closed my accounts years ago but from time to time receive you haven’t logged into your account for six months emails. I did log in, in the past to see no BOS accounts but it listed my Halifax…
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Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
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Problems with RBS website
I have a Virgin One flexible mortgage account. RBS has recently closed the V1 website and everything has been moved to the RBS one instead. It doesn't seem to be going very well. Today I logged on to RBS, could access my account but noticed that there are no statements available. Given that we're being pushed to go…
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Keeping current accounts when doing bank switches
When you switch a current account from one bank to another bank, can you still open a current account with the bank you switched from in the future? For example, if you perform a full switch from RBS to HSBC to get a switch incentive, your current account with RBS is closed. Can you now not bank with RBS anymore? I know…
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Best "bills" account that pays interest?
Hi all, I'm looking to make better use of my bills account. This is an old Santander Edge account that's reverted to an Everday Current Account (fee free, but no interest). I typically keep a bit of a "float" in my bills account and would like to do more of this (having my Solar FiT payments paid there so they can help…
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Power of Attorney (finance) - registered with HSBC - now no access to account
My wife set up a finance power of attorney for her mother (94 and no longer able to look after her own account - no mobile phone, Internet etc etc). She tried to talk to HSBC to set this up, and, after a tortuous series of frustrating phone calls, was told to do it on-line. She did. Since then her mothers bank cards have…
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Co-op Bank online issue.
Most of the time I don't have an issue with this bank where I've been a customer for over 15 years. But recently once logged in I can't access my current account. I just get the spinning circle for about 60 seconds, followed by 'there has been an error, please try again'. So I can't access my latest transactions or…
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Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
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Bank switching newbie
I haven't done this before, but as I have a Halifax account that will soon merge into Lloyds, I'm thinking about using it for a switch deal. For direct debits, could I set up direct debits to credit cards that I rarely use? Would they count for switching?
