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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Credit Card in Credit
Are all Credit Card companies happy if you have your Credit Card in credit? I spend a couple of months overseas in the winter, and for a long time I have added around £1000 onto my Halifax Clarity Card, and use that when purchasing goods, supermarket shopping etc. without any problems. I have became very dissatisfied with…
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BARCLAYCARD MONEY TRANSFER OFFERS DRYING UP?
Husband has had a Barclaycard for many years (with me as an additional cardholder) and we use it for most of our spending and normally pay it off IN FULL 😄every month. Whenever he logged in there were offers for 0% balance transfers and money transfers. Last year we were buying a house and he also needed some expensive…
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CapitalOne moved to mobile app only
I like to view my CapitalOne credit card account online on my laptop. They have just, on 4th August, moved to a new system whereby you have to download an app onto your mobile phone instead. You can't use the secure messaging function any more unless through the app. I phoned them, and said I understood I could download…
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Authorisation - any record ?
When a retailer authorises £1000 against a VISA credit card and subsequently takes £500, does any record remain of the original authorisation ?
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Barclaycard Online Servicing now closed
Did have a search - didn't see any mention of this in the last two weeks……..went to print off latest statement from the PC Online servicing portal - and basically now shut……use the app…..
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Barclaycard CSV exports
In anticipation of the closure of the Barclaycard Online Servicing web facility on 19th August, I decided to investigate the current Barclaycard facilities in Barclays Online Banking. As a long-time user of the CSV export facility of transactions, I tried the facility on the Barclays site. Not only are the columns in a…
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Downfalls of credit cards when you can afford paying in full?
My wife and I have been considering getting a credit card. We've always been very adverse to opening an account as we have a strict no debt policy, aside from our car and home payment. However, I know people who have free or very cheap credit cards to collect airline points or other benefits. There is no interest if you…
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Lloyds credit card is unusable due to overzealous security algorithm
I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for Lloyds whose automated security algorithms have twice stopped me from buying something with my Lloyds so-called 'Ultra' credit card, and then blocked the card. This is…
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Klarna has linked another account to my details — advice?
I’m hoping someone can advise me because I’m really confused by something that happened with Klarna. Back in 2024, my Klarna card suddenly stopped working. When I contacted Klarna, they told me that around 20 different email addresses/accounts were linked to my personal details. I didn’t recognise any of them. After…
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Closing an old card vs not
I currently have 2 credit cards (both 0%): Chase - NIL balance - £7k limit Tesco - £2k balance - £6k limit Should I close the Chase card as I'm not currently using it, and don't intend to in the future? I'm just thinking of chances of acceptance for a new one, when the Tesco card ends, as my credit utilisation will go up…
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Cards to use abroad
We normally go on holiday to Europe and load a Caxton card with euros to use while we are away. However, we are off to Stockholm very soon and are wondering whether it will be better to use our Nat West ordinary credit card, or a Santander All in One to pay in kroner. I also have a Santander Edge debit card. In the Money…
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Credit vs debit
Hi all. I intend to browse the pages and search but I wanted to ask for opinions about using a credit card for daily purchases. I’m in a lucky financial position that I have ample funds to be able to use a credit card as my primary spending card and then pay the balance off IN FULL at the end of the month. I feel like this…
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Credit Card was hacked is it worth getting another?
I am in my 80's enjoyed my Credit Card for the vouchers I received. (I always paid the balance at the end of each month.) In May of this year I discovered that Card also was 'covering' 2 other Credit Card companies and the hackers opened accounts in those. OK my money was refunded but I decided there and then not to use…
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Virtual Visa Debit cards - are they worth it?
Having been a member of Nielsen IQ for a long time, I have accrued quite a few points to convert. I have exchange points for Amazon vouchers in the past, but have noticed that you can also get a virtual visa debit card from them. This is shown as being acceptable at anywhere that accepts Visa debit cards. Before I go ahead…
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Revolut pre paid card
Hi I have a Revolut pre paid card for travel. Just heard this is changing to bank account. I don't want another bank account does anybody know if these is any option to keep this pre paid card or do I need to close account. The MSE Website is still showing the option for this as a pre paid card
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Need help to sort out credit card dilemma
We are heading off to Australia soon for 4+ weeks. When we arrive I will need to pay the balance of our accommodation costs - £5000+ This need to be paid in AU$ Originally I had booked somewhere else that wanted payment in UK£ so, in the last 2 weeks, I increased my credit limit on my Avios Barclay Card to £7,500 However,…
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Warning over Amazon Barclaycard
Just been told by Amazon Barclaycard that they currently can't increase people's credit limits. Just to be clear, I don't mean that they won't give me a higher credit limit but that on the Amazon Barclaycard the system isn't set up to be able to do this 🤬 I have never heard anything so ridiculous for a major brand -…
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Stalled (?) application for an HSBC credit card
I need a new credit card and HSBC was the highest-placed contender on the MSE recommendation list. I have good credit and was 100% pre-approved on the MSE ranking. I filled out the application and got a screen at the end that said (I am probably paraphrasing) "thank you for your application, we'll review it and respond…
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Declined Section 75 claim. No valid DCS link
I hope that someone can help. I was tricked by a roofing company into paying £2500 for 30 minutes work. I later complained to my credit card company that I had been promised a 25 year guarantee for the work but didn't receive it. They declined to raise a Section 75 claim as there was a fourth party involved. The roofing…
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Using 0% credit card for mortgage over payment
Hi, My window for overpayment on my mortgage is up on 31/8 and would like to keep up my plan to pay it off as quick as possible. I had some resolved health issue at the start of the year so this looks to be the best option. Repayment isn't an issue so would I be able to take a credit card out (as long as eligible), pay off…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: Transfer Chase balance by cc123mm456
23 August at 4:46PM
