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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Death of a tenant in common
Nine years ago, my MiL gifted her property to my wife and her two brothers. The older brother passed away recently. When my MiL arranged the transfer, she stipulated to her solicitors that the transfer was to be for the benefit of her children - something which the solicitors concerned agree upon. Following the death of…
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How to work out deposit on house purchase
My son and his partner want to buy a house. Im giving my son £50,000 for his deposit. His partner has £3,000. The costs to buy will be shared equally from other monies. They are looking at £400,000 house Gay and no planned children. Obviously I want to ring fence the respective deposits However the mortgage to be paid…
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Offer acceptable but buyer's buyer has no offer
So how would you guys suggest I handle this? I received an acceptable offer on my house, which has no forward chain, and my buyer is SSTC but their buyer has yet to have an offer or has accepted an offer on their property. I'd like to accept their offer but I don't want to be waiting, and potentially missing further offers…
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Who would hold the lease please?
Hello, my 87 year old aunt lives 400 miles away from me on the IOW. She is in a leasehold flat and has just told me she wants to go into assisted living, which will involve selling her flat. I asked her how many years there are on her lease and she isn't sure - and thinks her solicitor holds her lease? I've had a look at…
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Buying a possible unregistered property
Hi, I’ve had an offer accepted on a property I absolutely love. The backstory is it was owned by an elderly couple who decided to sell up, sadly the gentleman’s health deteriorated and they sold the property to a we buy any car (but house) type company for what I assume was less than market value. It was on the market for…
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Remortgaging due to crazy benefits clause
My friend is in a desperate state. He's just retired and his only income is the state pension. He's eligible for Pension Credit, but there's a clause that prevents him receiving any housing benefit. He's lived in the same house for 25 years. It's in the name of his ex-partner, who left him 7 years ago. She had an…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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For those wondering why many want S21 banned.
Here is a situation I have come across today. Tenant been tenant for 19 years 7 months. No missed rent payments, no late rent payments, no pets, quiet, pretty much perfect tenant. However during this time the landlord has insisted on a guarantor every single year, and last year they wanted the guarantor to also send photo…
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Renting - credit check of new tenant
Hi, My tenant is moving out and I have found a new tenant privately. I do not have an estate agent. Could I please have some advice 1. How can I credit check the new potential tenant? 2. Do all adults need a credit check or just the person responsible for paying the rent? Thanks Deepam
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cross wall construction with traditional extension?
Hi I feel like I'm probably asking the wrong questions, but please bear with me. I've done level two survey and found this: The original part of the property is of cross wall construction. Notes: The main walls are of cavity construction and measure around 270mm in thickness where measurements were taken. Cavity walls…
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What a maze!
We (husband and I) are hoping to retire in 5 years. Mortgage will be paid off, and this is what we would like to do: Buy/gift money for a small house in the UK for our 2 adult daughters. Buy a property in Cyprus under the Golden Visa programme, we meet the income criteria after the recent hike, thankfully. Overall budget…
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Offers over versus Guide price
We are selling a house in London in Tottenham and we have had 2 estate agents round to value the property. Filtering all the garbage sales talk, the realistic price for the property is £515k - £525k. One agent has recommended we go to market with guide price £525k and the other says he doesn't think this is a good idea as…
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Extension built by vendor causing massive headache.
My partner and I are buying a property. To keep it brief, our vendors bought this current house before Covid and during Covid redid the whole property. They extended the rear by 2x2m to make the dining room bigger. However as it was being done during Covid, they didn’t get any permission for the extension (building regs).…
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Depressed our chain broke and now house not selling
Hi all. I really hope to receive a response because I need to know if there is hope. We had our house on the market last year. It sold fairly quickly. We found a house and was all good to go even with a completion date , but then our buyers buyer chain fell. Then they found a new buyer. Again all seemed well but they found…
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How to recognise properties which need a quick sale? Hoping for a quick sale and a good deal!
Hi all, I'm after advice once again! I was involved in a house purchase for the last 9 months where the seller was very complicated, to say the least. The property was on the market for 6 months before I saw it, having been reduced 330 -> 320 -> 310 -> 300k. It went to best and final offers, and whilst I liked the…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Estate rent charge vs Rent charge
Can anyone please explain the difference between the two? TIA :smile:
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TR1 form - buyer completes panel 10?
Our neighbours are in the process of selling their flat along with their share of the freehold. Their solicitors have just written to us asking us to sign the pre-filled TR1 form along with a couple of other documents. However, upon reviewing the form, I noticed that panel 10 (declaration of trust) was blank. When I…
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Notice to vacate property help please
Hello, Apologies if this is the wrong forum to post. My brother recently found out he has a property in his name since 1989. He only found out due to a death in the distant family. We have checked with the land registry and the property is listed under my brothers name. The problem now is we don't know who lives in the…
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Online insurance quote
I have been completing online insurance quotes for a rental property I have. All companies I contacted gave me a quote bar 1, who said my property was high risk being to close to water and was declined. No previous flooding. Will this decline of a quote, have an impact on getting insurance? Do I have to declare it?