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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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HELP PLEASE
My wife has had someone drive into the side of our car this afternoon. Our insurance on the car is due to expire at midnight tonight and was going to renew this evening - completely my fault for not sorting the renewal sooner. It was definitely the other drivers' fault, they admitted as much when speaking to my wife…
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unfair payout for car insurance claim
Hi, I don’t know if this is the right platform/email to send
this to but, please advise. I have just had my car stolen from outside my house 4 weeks
ago, I had only owned it for less than 3 weeks ! It was a Mercedes e-class which I had purchased through a
credit broker, `oasis car finance` who in turn found me `go-car…
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Startrescue.co.uk Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Startrescue.co.uk Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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UK holiday jnsurance
Is it worth having insurance for a UK coach holiday. Just wondering what would happen if you got ill and couldn't travel back with the coach, how would you get home
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Changing cars at the end of a policy
I need advice. Picking up our new car in 3 days and old car going back (leased) and my policy for the old car ends in 11 days. Should I: Contract current insurer and just put the new car on for 11 days? I think they charge £35 + whatever the extra insurance for 11 days for the new car. Or Contract current insurer and…
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Personal accident protection with car insurance is not a good protection
Hi, let's assume that I have a personal accident cover (under the car insurance) + an income protection.I'm not sure if the personal accident insurance is different if subscribed with the car insurance or separately, so I'm writing this post by not knowing if there is a difference. My car insurance would cover me only 2500…
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Hastings Direct Car insurance, details don't appear on web portal.
Hi everyone, Thanks for taking to time to read about my strange issue. I recently took out car insurance with Hastings via Compare the Market. Everything went smoothly, they took the payment and sent me my policy number but when I login to my online account none of my details are there, no policy documents, nothing. I'm…
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Insurance Payout Question
Hi, My Dad died recently and he was directly employing 2 carers (he was in a wheelchair) at time of death. Legally on his death, the two carers are due statutory redundancy. He had Carer Insurance which provides coverage as follows: "The policy will not pay more than: £2,000 per employee or a maximum of £4,000 if more than…
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Travel insurance covering UK part of journey
I live in the north of Scotland, and frequently visit friends in northern France and the Netherlands. For various reasons I try to do this without flying when I can, meaning that most of my journey is within the UK. On one such return trip I arrived back in the UK without trouble, but then weather-related delays within…
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Travel Insurance - Pre-existing question
Hi, just sorting out our yearly travel insurance. My wife had a benign Phyllodes tumour removed last year. Because of this she needs to have a check up once a year to see if it comes back. The insurance is asking this question when we declare this - Are you having continuing investigation or treatment for this and/or is…
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Old savings with life assurance found
My husband has mental health issues due to Asd and is bad at managing his finances. I opened a letter yesterday and it was a statement for an old savings/life assurance plan that he took out in 1980. On quizzing him about it, he said his parents arranged it all and had adviser come to the house and arrange it. He says he…
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Insurance Renewal - Windscreen claim by named driver on their own car
Hi I just had my renewal through. My partner, who is a named driver, recently had his windscreen replaced, so I stated this on my renewal because I wasn't sure if not doing so would invalidate my insurance. My quote hiked up another £111 :s . How so since this a claim that he made for his own car and has absolutely nothing…
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Home insurance claim following a leak
Hi All, Recently had leak from the bathroom when the flush pipe on the toilet failed. Just looking for some guidance on the home insurance claim now as it's my first time making any claim of this sort. Basicaly, the insurance sent out a loss adjuster to survey the damage and he produced quite a comprehensive report…
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Minor damage to car bumper
I have some minor damage to my car bumper. My car insurance policy has a protected no claims discount (15 years) and £0 excess. Therefore I am thinking about making a claim. I guess I should see how much t costs to repair and then do some price comparison searches with and without the claim and see if the difference is…
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High rise in home insurance cost
Ive received my renewal quote from my home insurer and it has gone up by 43% in just 1 year. How can they justify such huge increases when the risk hasnt changed? Can anyone suggest an insurance company that charges reasonable costs? Sadly when I used a comparison website the quotes were either roughly the same or even…
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Subsidence & Insurance Claim/Repair Questions
Hi, We live in a cottage and have experience subsidence after the super hot summer a couple of years ago, this was due to a tree in the garden - which the insurance company arranged to have removed. We are now at the stage of getting quotations, for which I sent them through and they've queried the amount as it's 3 x times…
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Granddad Rights
I have been looking at trying to get to work another way to
reduce the amount of fuel I am using on a monthly basis, which is around £180
to £200 a month. I have been looking at a Bike of some
description and found the Yamaha Tricity 300 which is a three wheeled Trike and
can be ridden on a car licence, and does not…
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A query about Churchill car insurance
I have been doing quotes for my daughter via MoneySupermarket.Churchill came out very competitive, but when I went to their actual website to check all details were correct, they ask how many vehicles are registered at the address, rather than just cars, as other companies ask. There was no note at the side of the question…
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Personal car insurance for bus drivers with recent claims at work
I'm trying to renew our car insurance but my spouse has had at multiple at fault minor accidents at work, driving a bus. Given these were in his first year as a bus driver, and the accidents were all related to its length and in the bus, it seems unfair for our premium to double. Unsure if I need to declare his incidents,…
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Haggle with RAC, AA & more
Hi folks, We've just written a new guide - Haggle with RAC, AA & more - please take a look and we would love to hear your feedback and successes. Thanks, MSE Rebecca