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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Debit card chargeback after switch
I made a purchase using a Natwest debit card on 17/02 I switched the Natwest account to First Direct on 23/02 I want to return the purchased item but the retailer is refusing a return and is only offering different discounts , first 20% then 30% then 10% increases right upto 70% and they say I can keep the goods ,the goods…
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Using Chase as donor/dummy accounts for Current Account Switching
Small trick I discovered if you want to create some dummy accounts for Current Account Switching to get the switch premiums. 1. Open a bank account with Chase through their app2. In the app, open a second account3. Link the debit card with the second account4. Use that second account as a donor account for your Current…
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Lloyds/Halifax/BoS Apps/Website Showing Other Transactions
Surprised there hasn't been any mention of this happening to anyone on the board here so maybe it's not as widespread as suggested. I didn't see any other accounts in my app when I logged in yesterday but I have quite a few of my own accounts showing anyway. https://www.bbc.co.uk/news/articles/c4g23npxpwgo Anyone here…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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How to get a money order to send to Canada
Sorry if this is the wrong board. I need to get a copy of my late father-in-law's birth certificate from Canada. I am unable to do this on line as they require a copy of his death certificate to be posted to them with the completed application form and payment. The problem I have is with payment for the service. They…
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Are more retailers refunding directly to bank accounts now?
I was looking through some recent transactions and noticed that refunds don’t always seem to go back the same way the payment was made. In a couple of cases it looked like the refund was sent straight to a bank account rather than back to the original card. It made me wonder whether this is becoming more common, or if most…
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£0.01 transaction attempted by company
I had a notification on my banking app of a £0.01 transaction at TK Maxx, where I hadn't shopped for a while. My bank told me "we see this a lot, where the company tests your card to see if it is still active", and mentioned GDPR. I was unhappy about this, so I checked with TK Maxx who denied it. The money never left my…
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Online only Banks
Does anyone know if I can open an online only bank account and fund it, then use it as a donor switch right away? :-) Thanks in advance
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Mettle business account fraudulent transactions
Today I received a series of notifications from my Mettle app, business account, for a series of transactions which I did not do. I clicked 'I do not authorise this transaction' and then I immediately cancelled the card, then I called the fraud number (which is the customer service number), reported the transaction and was…
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Quick PayPal tip I discovered today
I'm new to the forum so apologies if this needs to be moved to a different topic. I looked up and down the list and couldn't figure out where to put this tip/bit of helpful info. I use PayPal a lot and recently signed up for a 95p one week trial of some software. Looking through the t&c about cancellation, because I used…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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Barclays Bank account £200 switch offer (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
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A regularly updated list of accounts that allow direct debit and/or debit card deposits
As you may already know, Bridlington1 has asked me to take over the maintenance of this thread. The aim is to keep these tables as up to date and accurate as possible on an ongoing basis. So if there is an account listed that has incorrect information, or needs updating, or removing please leave a comment or drop me a DM.…
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Current Accounts for Newly Self-Employed
Hi, I’m newly self employed and money coming in from my new career is going to be quite low over this first 12-24 months. I have a business account set up separately for my business needs and now want to change my personal current account. I want to keep business and personal separate. From the guide on the website it’s…
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Cashing Australian cheque
My better half has received a refund of pension contributions she paid when living down under in the 1990s from the Aussie tax office. But despite asking for an electronic transfer, they've sent a cheque in Aussie dollars. We now can't find a UK bank or currency exchange that will cash it. Can anyone suggest a way to cash…
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Activating new HSBC physical secure key - no activation prompt when try to login?
My old HSBC physical secure key stopped working two weeks ago - battery stopped working and it wouldn't switch on. Requested a new one by phone - after informing them - and my old one should therefore have been deactivated? Received my new key yesterday. The unhelpful instructions just tell you go to hsbc.co.uk to activate…
