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We've now got a 'reclaim car finance' board for Qs about discretionary commission
If you've got a question about car finance complaints relating to the probe into the use of discretionary commission, please see our new Reclaim car finance board.
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💸 New to the Reclaim PPI & Other Insurance board? Start here
💸 Useful links to MoneySavingExpert.com guides * PPI: Can I still reclaim? * Martin Lewis: Had a PPI payout? If so, you can reclaim the tax on it 💡 If there's a link you think we should include here, please send me a message!
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FOS consultation: Charge to be made to complain to FOS if you use a claims company
The Financial Ombudsman Service (FOS) has proposed changes to its fee structure in a consultation paper. Under the proposals, FOS intends to charge Claims Management Companies and other professional representatives (e.g. solicitors) up to £250 to lodge a case, which is reduced to £75 if the case outcome is in favour of the…
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Mis-sold Life Assurance but start date is 1 July 1988 is there no hope?
Hi Thanks for your time looking at this. I was sold a life assurance policy back in 1988 when I was just 20yrs old, I didn't have a mortgage, I had no dependents and my health was good. It was sold to me on the basis that i paid in a small monthly amount and it would pay out £100,000 on the event of death for my next of…
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mis sold solar panel insurance
I've been contacted by a company called writenwords they say if I pay them £800 that they can get £12000 compensation for the fact that the installers of my solar system went into liquidation, then started up another company using assets from previous company. Is this a scam.
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Home insurance claim about an old leak that was discovered recently
Hello folks, I recently bought a house (this is my first month in). Soon after moving in, I realised that there is a leak coming from the top floor. I called a plumber for investigation and it appears that the shower is leaking from underneath the tray for a while. As a result, the floor (cheap wood board) has rotten…
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Tax Tree
I recently found out through HMRC that i was due a rebate. on double checking to make sure it was genuine i noticed that the cheque was being sent to a company called Tax Tree. I spoke to HMRC who said i had signed a document giving Tax Tree permission to act as my agent - news to me. After considerable time HMRC agrees to…
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RAC Warranty sold by FOW
I bought a 3 year warranty with RAC when buying my used Audi Q5 from Fords of Winsford, Trafford. I paid £1000 for 3 year cover. Its garbage. I made a claim as my car went into limp mode and message had check engine. Went online and found a garage for diagnostic they suggested on their website. The garage did the…
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RECENTLY DISCOVERED SERIOUS ISSUE WITH LLOYDS BANK APPLICATION TO SCOTTISH WIDOWS
2009: I was urged by my then Lloyds TSB Bank employee to abandon thoughts of a renewal of my previous endowment policy which was at that time close to maturity. He 'strongly urged' me to take up a policy with Scottish Widows instead which he described as a policy that 'goes above and beyond the benefits' I could ever…
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Mortgage Protection Plan issue - any advice or experience?
Hello everyone, and thanks in advance for any advice. In short, took a mortgage out in 2014 with a MPP included. In 2019, moved my mortgage to another provider, but the original company continued to take the MPP payment, even though I had no mortgage with them. I didn't notice the payment until recently (I know, but the…
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Hidenda
Received a letter today to state hidenda want £300.00 as I signed a contract on 22/02/22, I have never signed a contract and I’ve never heard of the company before I’ve received the letter, so someone is forging signatures , the signature is definitely not mine or my Husbands, theirs no phone number to contact them. I’m…
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Phillipson Hardwick Advisory LTD
On Monday, I received a letter from HMRC showing tax calculations dating back to 2018, with a sentence that said ‘what happens next’ .. ‘We will send a cheque to PHILLIPSON HARDWICK ADVISORY LTD for the amount shown within 14 days of this letter’. The letter was dated 20/11, and I received it on 27/11. I had no idea what…
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Claiming back tax paid on a PPI refund
During the 2019-2020 tax year, my partner received a PPI refund. She submitted a claim to HMRC for the tax paid on the interest she received, the claim was submitted on 22 March 2024. The claim detailed the gross interest, tax paid and net interest. She received a letter dated 12 April 2024 from HMRC, which stated that…
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PPI tax reclaim processing time
I submitted a form online to HMRC 15/1/24 and also posted the final statement letter from my bank that broke down the payments and tax they had deducted - this is on the HMRC website as received on 31/1/24 (though it didn't show on the site until 15/2/24 - it has been sat as 'In Progress' since then. I called HMRC 2 weeks…
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PPI tax refund
This discussion was created from comments split from: PPI TAX REFUND.
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Buildings Insurance Overcharge
I have moved into a new development of 6 flats. Prior to purchasing we were told the Buildings Insurance would be based on a Reinstatement Valuation of circa £2.5m. After we all moved in we were subsequently told that the developer advised the insurers that the reinstatement value is now £4.5m and our premiums (which we…
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Nationwide PPI advice?
I was contacted yesterday from a woman saying she was from nationwide ppi advice company and that I was owed money from loans and credit cards from a few years back. She had all my details, address, email address etc and said she was sending over a document for me to sign to start the claim. I was in work at the time so I…
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Ppi tax rebate
Hi I had ppi payouts in August and September 2019 and paid tax on these I was a basic rate tax payer l, but I started doing Airbnb in June 2019 and completed a self assessment-tax return for that in 2020. I didn’t add my PPA pay outs to that return, just my rental income and main income.Can I use form R40 to claim tax back…
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No win no fee breakdown costs
Im on a no win no fee conditional contract. Do I have a right to ask for a breakdown of the costs of the work that has been carried out so far on my case?
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Fast Track Reclaim fee request
fast track reclaim have contacted me today to say they want 197£ in fees for a ppi claim of around £700 from santander (store card related)i received in 2019. but firstly i don’t remember using them (i could of clicked on a link to see if i have ppi maybe but cant remember) and secondly would like to know is there a…
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Life/Critical illness insurance
Hi, my husband took out a policy with a well-known insurer. About the same time he had blood tests as he was suffering from fatigue and rib pain. The GP was not concerned about the rib pain, saying it was probably an injury and the results eventually diagnosed as a vitamin d deficiency and was treated accordingly. He did…
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R40 form - help please
Hi, Can anyone advise re. the R40 form in particular
section 3? I had a PPI claim payment from
Halifax in January 2020 after referring to the Financial Ombudsman. I have the guidance notes etc but I don’t know
what to put in this section. I have 2
ISA savings account with Halifax do I need to put information about these in…