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Stamp Duty Question
Hi, I have a question regarding stamp Duty. I currently have a buy to let on personal names (myself and wife) We currently live with parents We are purchasing a new property for £450,000 The plan is to sell the buy to let and only own the new property. In the current situation Do i need to pay the additional stamp duty or…
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SDLT Query on sale and purchase
Hi all, I'm after some advice please as ive just received an email from my conveyancer that has well and truly stumped me and I'm struggling to find a straight answer anywhere! My partner and I brought out home 7 years ago - due to health issues (Partner now retired on ill health grounds)and an age gap in our relationship…
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Council Tax - What if my partner moves into the annexe?
In short, our house has a furnished annexe, with a separate kitchen and bathroom and (which may be important) a separate entrance door but which is only one step away from our main door. Both me and my husband are registered as owners of the house and the annexe. We have always received two council tax bills, for each part…
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Dampness readings in property
We are in the process of buying a property and the survey has returned some dampness readings as high as 38% in a couple areas! They have mentioned there is no visual signs of dampness so they recommend monitoring the situation only. The rest of the survey was very positive with only minor work required, which we wouldn't…
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Quick home insurance question...
I'm renewing my home insurance, I told the insurer in the online chat that there had been signs of cracking in the walls since the last renewal. They refused to renew. I'm now looking elsewhere and am a little confused about the terminology. Should I answer yes to this question? Has an insurer ever declined, cancelled,…
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When (if?) to tell buyer about... idiosyncrasies?
Selling an inherited house. Well, subject to everything checking out, it has been sold. When do you tell the buyer about things like the oven cooker hood light switch turning on the fan at the same time (it's not supposed to!) or about that one window you just can't find the key for… Their surveyor has done his survey -…
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How much does it cost to move?
I have a flat here in the South East, valued at 240k. Outstanding mortgage is 60k. How much do I need to budget for moving costs? Solicitors 5k? mortgage broker, Haysto 1600 Moving removals 5 mile move 1k? Stamp duty? selling for 240k and buying for 265k? anything else I've forgotten….. thanks
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How to approach future purchase
So I had a seller pull out with a week to go in 2025 and six weeks ago I pulled out due to due about pets in the house. Looking for some advice the agent knows I have the funds as I sent proof of this over but how might I explain the ocd to them. Or if it’s the same agent how will they deal with me again? I have had…
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Mortgage
Convencer just told me my case has been forwarded to the Compliance Team, do I need to worry or the process is progressing
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Rent increase - what is reasonable?
I rent a flat to my friend, they have been renting it since August 2023. Since then I have never increased the rent, however I am about to be made redundant and wondering whether I should consider increasing their rent, in line with inflation. I want to keep the rate good for them, I do it privately and we are close so…
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Management fee overpayment
I have just managed to reduce my costs to the managment company where I live as I spotted the lease excludes my flat from paying charges for the rental costs of extra land used for parking for the flats, and leased to the management company by a third party. My flat does not use this land but has use of parking behind the…
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Reclaiming my goods after a eviction
Hello all any advice to my dilemma would be really helpful i lived in rented property from a private landlord with my mother who was the sole name on the tenancy agreement. That tenancy ended in January exactly on my 18th birthday when my mother ended the tenancy agreement. Because i was then 18 my mother just said i…
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Painting pebbledash before moving?
Hi, I have read a few threads and not sure I can get a concise answer. My Wife and I are looking to move within 6 months. Our house is a 2 bed terrace in SE London and is pebbledashed. Some houses have been rendered and some painted and some have got pebbledash like ours. I was looking at painting the rear of the house in…
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Flying Freehold Insurance Cost
Hi, Hoping to get some advice. I live in a flying freehold property and pay for insurance through the management company, who have recently taken over from a previous company. My property is a one-bed/bathroom, which flies over an underpass giving access to the car park for me and neighbours. The access is via front door…
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How do I remove an unwanted guest living in my caravan in the garden?
I have read through another thread where a person had someone living in a room in their house and refusing to leave. Changing the locks seemed a strong recommendation. My problem is slightly different because the person is living in my caravan in my garden. She came seven years ago for a few weeks while she sorted out…
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Land Registry New Build
Wonder if anyone has got any experience with this... We are buying a new build house. It's on a big old military base split up into different areas with different developers so the main title at the land registry is being spilt into multiple different titles and from that each plot would have its own title (I think). Our…
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Unable to obtain a Freehold purchase estimate (Miles Platting Manchester)
Any help appreciated! I’m purchasing a leasehold property in Miles Platting and have been unable to obtain even a rough estimate for purchasing the freehold. My solicitors have been in contact with the freeholders (the local council own this) and they have mentioned fees of £3k+ and said this would require a valuation,…
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Buy new house now, sell old house later.... how?
Hi, I'm looking to move house this year. I've found a house which would be ideal for my needs, but I'm not quite ready to sell my current house yet (need to do some tidying up/minor renovations). I need to use the old house as collateral against a mortgage on the new house… Some numbers, approx: Current house value ~£200k,…
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Experience with Deposit Scheme Adjudicator
I am in dispute with
a highly unreasonable landlord regarding return of deposit. Just to give an
idea, they are demanding 100% of refurbishment costs - after almost five years
of living in the flat. They are now claiming £18k of costs on a tenancy of £3k
per month so ist has become serious. Landlord refused to
use the TDS…
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Solicitor v conveyor
Hi does anyone have experience of dealing with an online conveyancing company over a local solicitor? I'm wondering why most of the online quotes done on a comparison site are coming back more then £1000 cheaper than ones from a local solicitor? Anyone got any recommendations for either within north Somerset please?
