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Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
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2026 - 52 Week Envelope Challenge
Save £1378 in 2026! Welcome to the '2026' 52 week envelope savings challenge! This challenge ran the last couple of years and I have been asked to set it up again for 2026. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with…
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365 Day 1p Challenge for 2026
This challenge has been running for a number of years and is so popular I have agreed to run it again in 2026. If you wish to join please post on this thread and I will allocate you a number which should be quoted when you update on your progress. You can do this either using cash in a jar or virtually by transferring to a…
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Magnificent May's No-Spend Days Challenge!
Welcome to Magnificent May's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Cold Turkey - spending wise?
have you ever gone cold turkey on your spending?i have been watching "spendaholics" on you tube. The episodes are from 2008 to 2010/11. The cold turkey week seemed a great challenge. the cold turkey week was all spending, including food, for a week - spent using cash only. Typically the challenge is 20-25% of the…
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Sealed Pot Challenge ~ 19
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to another Sealed Pot Challenge, our 19th! Due to the Cost Of Living, I suggest we all save in the best way possible for each of us: if some still prefer to stick to cash, then please do so. Those wishing to use debit cards, or save via the bank…
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NST May 2026 Hitting Rock Bottom
NST MAY 2926 HITTING ROCK BOTTOM This is not intended to be a gloomy thread. I aim to be cheerful but realistic with help and comfort for those who are struggling in these uncertain times. We are all getting older and a significant portion of our turtles have to deal with health issues and bodies that no longer work the…
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£10-a-Day Challenge: 2026
Hello everyone! I used to be part of this challenge years ago, and after a long hiatus I’ve found my way back. The aim is simple: find or earn an extra £10-a-day to put towards debt, savings, or whatever financial goal you’re working on. It’s a fun, motivating way to build momentum, and every little win counts. Would love…
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Pay ALL Your Debt Off By Xmas 2026!
Welcome to Pay ALL Your Debt Off By Xmas 2026 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2026). Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that…
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Fiver Friday Challenge 2026
Hello all, Welcome to the Fiver Friday Challenge for 2026. Each Friday I will put away £5 into a separate account and if I stick to it will have £260 by the end of 2026. I did this in 2025 and found the little and often approach really worked towards this goal. Who is in for 2026?! Coxy
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£2 Savers Club 2026
Welcome everyone to the £2 savers club for 2026. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Tilly Tidy with pennies in 2026
Welcome to this group, old and new members of making our pennies work harder in 2026. This is to challenge yourself of collecting what would be nothing to others yet for us they have a lot of important work to do. Even collecting dropped change off the floor counts towards Tilly Tidying. Does your bank offer to round-up…
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Amazing April's No-Spend Days Challenge!
Welcome to Amazing April's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your…
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NST April 2026: Thrift and Thrive
NST April 2026: Thrift and Thrive The connection between thrive and thrift is both deeply rooted in etymology and practically linked in modern sustainability, where careful resource management (thrift) enables long-term prosperity and well-being (thrive). Here is the breakdown of the connection between the two: 1.…
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Saving for Christmas 2025 - £1 a day
The Aim: To save a £1 a day from 1st December 2024 to 30th November 2025. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you. 🎄 Getting ready for Christmas 2025 - save £1 a day challenge 🎄 Also, I just want to say, you don't have to save £1 a day, do…
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1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
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No Spend Day
I’m trying to get a bit stricter with my finances and recently started doing one “no-spend day” a week. literally no unnecessary spending at all. It’s made me realise how easy it is to spend without thinking, and how much it adds up over time. I’m curious if anyone else does this or would be up for it? Feels like we’re…
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New 1p Challenge test board
Hi everyone, We have created a test board for the 1p Challenge. Please have a look and let us know what you think on the info and feedback thread: https://forums.moneysavingexpert.com/categories/1p-challenge
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Marvellous March's No-Spend Days Challenge!
Welcome to Marvellous March's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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NST March 2026: The Turtles are revolting!!!
NST March 2026: The Turtles are revolting!!! Revolution is not usually a spontaneous re/action. It builds up over time, until it spills over, and enough is enough! It is a fundamental transformation and requires planning, focus, energy and a final goal or two. This month, the Turtles are revolting! But what are we…
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Making your craft stash into cash 2026
You can sell your art/craft to clear debts or book a holiday or just to help with the declutter. Just before xmas my art supplies were moved to a storage unit to allow us to floor the studio so i can move in Absolutely horrified i could open a shop mainly gifts or cheap buys but either way need to get it cleared so plan to…
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Fabulous February's No-Spend Days Challenge!
Welcome to Fabulous February's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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NST February 2026 - You Are Enough
Ninja Saving Turtles February 2026 YOU ARE ENOUGH Some people thrive in the winter months, a lot of us struggle. The cold and rain seep into your bones, ice and snow create hazards, winter bugs wear you down depleting your physical and mental health. Darkness surrounds us, the world atm is a very dark and threatening place…
Save £667.95 in 2026 with the 1p Savings Challenge
