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Marvellous March's No-Spend Days Challenge!

cathybird
cathybird Posts: 16,452 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 1 March at 1:05AM in Debt-free wannabe challenges

Welcome to Marvellous March's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.  Untitled Image

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month  Untitled Image

To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!

Tips for the challenge:

  1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
  2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
  3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
  4. It also helps to bookmark the thread, it's much easier to find.
  5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.  Untitled Image

March emojis

Off to a start

Untitled Image

5 days

Untitled Image

10 days

10 days March NSD.gif

15 days

15 days March NSD.gif

20 days

20 days March NSD.gif

Target reached

March NSD target reached.gif

Target beaten

Target beaten March NSDs.gif

Everyone welcome to join! 😊😊

«13456735

Comments

  • cathybird
    cathybird Posts: 16,452 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 March at 1:24AM

    March 2026 NSD targets 

    AuntieL 15
    beanielou 19
    Bluekelpie26 14
    cathybird 15
    Changeyourlife25 10
    crazybeautiful 20
    cuddlymarm 15
    Deb 4 15
    Dizzycap 10
    doingitanyway 12
    Doris17 20
    Honeysucklelou2 10
    Ilovetea 20
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 20
    loopylupin 12
    Mamma2004 14
    Pinkpieuni 10
    RhiBi 15
    Rupacomp 10
    Thriftymissus 25
    ThriftyPrincess40 22
    VickyA 2 15
    Wanna Bee Free 10

    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 16,452 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 March at 2:05AM

    March 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

    Untitled Image

    Untitled Image

    10 days March NSD.gif

    15 days March NSD.gif

    20 days March NSD.gif

    March NSD target reached.gif

    Target beaten March NSDs.gif

    AuntieL

    15

    beanielou

    1/19

    Untitled Image

    BlueKelpie26

    14

    cathybird

    15

    Changeyourlife25

    10

    crazybeautiful

    20

    cuddlymarm

    15

    Deb4

    1/15

    Untitled Image

    Dizzycap

    10

    doingitanyway

    12

    Doris17

    1/20

    Untitled Image

    Honeysucklelou2

    10

    ilovetea

    20

    InDebtEnby

    13

    KajiKita

    20

    laurenh1

    1/18

    Untitled Image

    LittleMissDetermined

    20

    loopylupin

    12

    Mamma2004

    14

    Pinkpieuni

    10

    RhiBi

    15

    Rupacomp

    10

    Thriftymissus

    1/25

    Untitled Image

    ThriftyPrincess40

    1/22

    Untitled Image

    VickyA 2

    15

    WannaBeeFree

    10

    Everyone welcome to join! Untitled Image

  • beanielou
    beanielou Posts: 98,984 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Starting with the first one of the month.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • laurenh1
    laurenh1 Posts: 1,121 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper

    An early call for today xx

  • Thriftymissus
    Thriftymissus Posts: 362 Forumite
    100 Posts First Anniversary Photogenic Name Dropper

    Hello all

    Thank you @cathybird 💕

    My first NSD of the month today.

    Determined to be extra thrifty this month so hoping for a very low spending first week.


    good luck everyone ❤️

  • Deb4
    Deb4 Posts: 314 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Morning everyone, an early call for today


    Make £2026 in 2026 #19
    February NSD 
  • it’s March already🤦🏻‍♀️ I’ve NSD on Feb thread 😂 one for me today 🙈

    Thank you for this thread 💕

    Does anyone know, if I register with a new NHS dentist (found one) do I pay that day or have to book apt then pay? Just so I can factor it in my expenses.

    #no 3 Debts off by Xmas 2026 £1847.37 /£15,250
    NSD Jan 24/20 Feb 23/20
    NSD March 14/22
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £24
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1847.37
    1% challenge = 12%

    #cc1 320/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • Doris17
    Doris17 Posts: 1,048 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker

    NSD for me please 1/20


    "My Life Is About The Journey Not The Destination"



  • beanielou
    beanielou Posts: 98,984 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • beanielou
    beanielou Posts: 98,984 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
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