We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Marvellous March's No-Spend Days Challenge!
Welcome to Marvellous March's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.
Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month
To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!
Tips for the challenge:
- It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
- It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
- It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
- It also helps to bookmark the thread, it's much easier to find.
- NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.
March emojis
Off to a start | |
5 days | |
10 days | |
15 days | |
20 days | |
Target reached | |
Target beaten |
Everyone welcome to join! 😊😊
Comments
-
March 2026 NSD targets
AuntieL 15
beanielou 19
Bluekelpie26 14
cathybird 15
Changeyourlife25 10
crazybeautiful 20
cuddlymarm 15
Deb 4 15
Dizzycap 10
doingitanyway 12
Doris17 20
Honeysucklelou2 10
Ilovetea 20
InDebtEnby 13
KajiKita 20
laurenh1 18
LittleMissDetermined 20
loopylupin 12
Mamma2004 14
Pinkpieuni 10
RhiBi 15
Rupacomp 10
Thriftymissus 25
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10🌞 🌞 Everyone welcome to join! 🌞 🌞
1 -
March 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
15
beanielou
1/19
BlueKelpie26
14
cathybird
15
Changeyourlife25
10
crazybeautiful
20
cuddlymarm
15
Deb4
1/15
Dizzycap
10
doingitanyway
12
Doris17
1/20
Honeysucklelou2
10
ilovetea
20
InDebtEnby
13
KajiKita
20
laurenh1
1/18
LittleMissDetermined
20
loopylupin
12
Mamma2004
14
Pinkpieuni
10
RhiBi
15
Rupacomp
10
Thriftymissus
1/25
ThriftyPrincess40
1/22
VickyA 2
15
WannaBeeFree
10
Everyone welcome to join!
3 -
Starting with the first one of the month.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3 -
An early call for today xx
3 -
Hello all
Thank you @cathybird 💕
My first NSD of the month today.
Determined to be extra thrifty this month so hoping for a very low spending first week.
good luck everyone ❤️3 -
Morning everyone, an early call for today
Make £2026 in 2026 #19
February NSD3 -
it’s March already🤦🏻♀️ I’ve NSD on Feb thread 😂 one for me today 🙈
Thank you for this thread 💕
Does anyone know, if I register with a new NHS dentist (found one) do I pay that day or have to book apt then pay? Just so I can factor it in my expenses.
#no 3 Debts off by Xmas 2026 £1847.37 /£15,250
NSD Jan 24/20 Feb 23/20
NSD March 14/22
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £24
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1847.37
1% challenge = 12%
#cc1 320/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5002 -
NSD for me please 1/20
"My Life Is About The Journey Not The Destination"2 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.2 -
Pay on the day.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards



