Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Marvellous March's No-Spend Days Challenge!
Comments
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It's number 2 for me today as well 😊
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002 -
A slow start to the month, spent on a coffee yesterday, and then off on a little trip today. Hopefully it will look for my spirits. Thank you @cathybird for this thread,
2 -
NSD number 2 for me today
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5002 -
Hi guys - I’m happy to be back, after a looong time away! Could you put me down for a hopeful 22 this month, please, @cathybird
I am on 2 so far this month, including a day at home, staying away from the Internet today! 2/22March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Hi everyone, I thought it might be useful to share this thread for those of us who are aiming to generate a little bit of extra income alongside NSDs.
This is separate from the ‘make £2026 in 2026’ thread. There used to be a monthly ‘Make £10 a day’ and this one has carried it on but as an overall discussion for the year:
it’s a very friendly place 🌟
hope this may be helpful 🙏2 -
March 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
1/15
beanielou
2/19
BlueKelpie26
14
cathybird
15
Changeyourlife25
10
crazybeautiful
2/20
cuddlymarm
15
Deb4
2/15
Dizzycap
2/10
doingitanyway
12
Doris17
1/20
Honeysucklelou2
10
ilovetea
20
InDebtEnby
13
KajiKita
1/20
laurenh1
2/18
LittleMissDetermined
2/20
loopylupin
12
Mamma2004
14
Optimistic Saver
2/22
Pinkpieuni
10
RhiBi
1/15
Rupacomp
10
Thriftymissus
2/25
ThriftyPrincess40
2/22
VickyA 2
1/15
WannaBeeFree
1/10
Everyone welcome to join!
2 -
Another NSD for me today 2/15
Make £2026 in 2026 #19
February NSD2 -
One for today!
2 -
2nd day of March and 2 NSDs
2/20
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £5
Emergency fund Current total £270.36/£500
Pay off by Xmas 2026 Current total left £1071.86/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs
Decluttering 365 items 50/3652 -
NSD Monday 😁
MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002
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