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Amazing April's No-Spend Days Challenge!

cathybird
cathybird Posts: 16,475 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 29 March at 3:16PM in Debt-free wannabe challenges

Welcome to Amazing April's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy. image.png

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month image.png

To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!

Tips for the challenge:

  1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
  2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
  3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
  4. It also helps to bookmark the thread, it's much easier to find.
  5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.  Untitled Image

April emojis:

Off to a start

Untitled Image

5 days

Untitled Image

10 days

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15 days

Untitled Image

20 days

Untitled Image

Target reached

Untitled Image

Target beaten

Untitled Image

Everyone welcome to join! 😊😊

«13456710

Comments

  • cathybird
    cathybird Posts: 16,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 March at 2:19PM

    April 2026 NSD targets 

    AuntieL 15
    beanielou 19
    Bluekelpie26 14
    cathybird 15
    crazybeautiful 20
    Deb 4 10
    Dizzycap 10
    doingitanyway 12
    Doris17 20
    ET22 20
    GreenFrogMum 10
    Honeysucklelou2 10
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 20
    loopylupin 12
    Mamma2004 14
    Optimistic Saver 22
    Pinkpieuni 10
    RhiBi 15
    Rupacomp 10
    ThriftyPrincess40 22
    VickyA 2 15
    Wanna Bee Free 10

    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • ET22
    ET22 Posts: 238 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper

    Can I join please? NSD 20

    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

  • cathybird
    cathybird Posts: 16,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    hi there @ET22 Untitled Image Untitled Image , good to see you here, I've added you to the list, best of luck with the challenge image.png

  • KajiKita
    KajiKita Posts: 9,894 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Thanks for the new thread @cathybird 😊

    Think I might struggle a bit to hit target this month as I have a week off next week (tomorrow) and most of those won’t be NSDs 🤷‍♀️😊

    KK

    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 25 books of target 52 in 2026 as @ 5th April. 
    Produce tracker: £73 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,736 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!

    WOW - Look at all those fabulous emoji! 😍😎. Here we are eagerly awaiting April and I bumped into the thread, so it's bookmarked ready for the NSD off.

    Thanks for another fabulous thread as always @cathybird and welcome all newbies - enjoy the challenge 🤗😋 xx

    ~ NSD 2026 Challenge April 7/10 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1794.30 / £2026 (4)
  • beanielou
    beanielou Posts: 99,110 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Thanks as always for our shiny new thread @cathybird 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • cathybird
    cathybird Posts: 16,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @KajiKita do you want to put it down to 15, would that be easier? Just asking really. xx :)

  • KajiKita
    KajiKita Posts: 9,894 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 30 March at 6:56AM

    Thanks for the suggestion, but I should aim for 20 as I want my overall spend for this month to be controlled! 😉

    KK

    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 25 books of target 52 in 2026 as @ 5th April. 
    Produce tracker: £73 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,110 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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