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Amazing April's No-Spend Days Challenge!

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Comments

  • £1 spend today for church 👍

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 8/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026 £24
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 April at 1:38PM

    April 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

    Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image

    AuntieL

    15

    beanielou

    4/19

    Untitled Image

    BlueKelpie26

    14

    cathybird

    5/15

    Untitled Image

    Untitled Image

    crazybeautiful

    20

    Deb4

    3/10

    Untitled Image

    Dizzycap

    6/10

    Untitled Image

    Untitled Image

    doingitanyway

    12

    Doris17

    20

    ET22

    1/20

    Untitled Image

    GreenFrogMum

    1/10

    Untitled Image

    Honeysucklelou2

    1/10

    Untitled Image

    InDebtEnby

    3/13

    Untitled Image

    KajiKita

    3/20

    Untitled Image

    laurenh1

    1/18

    Untitled Image

    LittleMissDetermined

    3/20

    Untitled Image

    loopylupin

    12

    Mamma2004

    3/14

    Untitled Image

    OptimisticSaver

    3/22

    Untitled Image

    Pinkpieuni

    10

    RhiBi

    15

    Rupacomp

    1/10

    Untitled Image

    ThriftyPrincess40

    5/22

    Untitled Image

    Untitled Image

    VickyA 2

    15

    WannaBeeFree

    3/10

    Untitled Image

    Everyone welcome to join!  image.png

  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @ThriftyPrincess40 ages ago there was a discussion on the thread and it was agreed that if your only spend is to charity then that's a non-spendy day, so think by the sound of it you had an NSD? Let me know if you think that's wrong xx :)

  • cathybird
    cathybird Posts: 16,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    514401588_10163424424713899_1068444873875371774_n.jpg

    Late on Easter Sunday really but happy Easter to everyone on the thread xx :)

  • Mamma2004
    Mamma2004 Posts: 109 Forumite
    100 Posts Name Dropper Photogenic

    3/14 for me please 🥰

  • Optimistic_Saver
    Optimistic_Saver Posts: 353 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    And a happy Easter to you, too, @cathybird 🌷🐣 - thanks so much for running this thread!

    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,732 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    No spend day today. 3/10 for me today please Cathybird. Thanks for the lovely tulips!

  • KajiKita
    KajiKita Posts: 9,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Not today 😊

    KK

    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 25 books of target 52 in 2026 as @ 5th April. 
    Produce tracker: £73 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,741 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!

    A very early call for a 6/10 NSD Easter Monday. Wishing everyone a Memorable NSD Monday xxxxx

    ~ NSD 2026 Challenge April 8/10 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1834.64 / £2026 (4)
  • InDebtEnby
    InDebtEnby Posts: 291 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Another one for me another one for me

    Current No Spend Challenge: 3/13
    2025 No Spend Days: 41/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
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