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Amazing April's No-Spend Days Challenge!
Comments
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May 2026 NSD targets
AuntieL 15
beanielou 19
Bluekelpie26 14
cathybird 15
crazybeautiful 20
Deb 4 15
Dizzycap 10
Doris17 20
ET22 20
GreenFrogMum 10
Honeysucklelou2 10
InDebtEnby 13
KajiKita 20
laurenh1 15
LittleMissDetermined 20
loopylupin 10
Mamma2004 16
Optimistic Saver 22
Pinkpieuni 10
QueenJess 17
Rupacomp 10
Soontobeoap 15
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
Final unexpected one for me
Current No Spend Challenge: 10/13
2025 No Spend Days: 61/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Just one more for me today - ending the month on NSD #21/22
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
AuntieL
15
beanielou
26/19
BlueKelpie26
14
cathybird
25/15
crazybeautiful
23/20
Deb4
16/10
Dizzycap
25/20
Doris17
20
ET22
1/20
GreenFrogMum
8/10
Honeysucklelou2
8/10
InDebtEnby
15/13
KajiKita
25/20
laurenh1
20/18
LittleMissDetermined
20/20
loopylupin
13/12
Mamma2004
23/14
OptimisticSaver
21/22
Pinkpieuni
13/10
QueenJess
19/15
Rupacomp
5/10
ThriftyPrincess40
25/22
VickyA 2
16/15
WannaBeeFree
12/10
Everyone welcome to join!
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Well done everyone, see you all on the May thread
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One for yesterday which gets me to 25 😊
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 33 books of target 52 in 2026 as @ 20th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Ooh you get a new shiny.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Yay @KajiKita! and yay @beanielou 😄 It's been a good month 😀
1 -
I had one yesterday but couldn’t get on to update
#no 3 Debts off by Xmas 2026 £12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% -
#cc4. MBNA 0/2000 0% runs out soon
#loan2 0/10,500 13%1 -
Well done @ThriftyPrincess40 for getting to 25 👏👏👏😀
1
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