We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Amazing April's No-Spend Days Challenge!
Comments
-
One for me today, thanks - NSD #20/22
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Declaring another NSD today. No time for spending, although I will top up our beans stash on the way home (essential for us!).
Was tempted on buying two things yesterday - one was a bundle of second hand books for DD, but she/we still haven’t read all the ones from her birthday, so I stopped myself until all the current ones are read. I also liked some little (second hand) drawers for the little bits and pieces cluttering up DD’s desk. I too quickly jump to a buy solution for stuff like that, but instead found a cardboard drawer some socks were gifted to me in that I covered in wrapping paper and job done!2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0003 -
one today for me again 💪🏻
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
I’ve been a bit rubbish at updating 😂 I had NSD on Friday, Saturday and Sunday this weekend! So I’m up to 8/10.
Sadly, I had a little spend this morning, and tomorrow is likely to be a spend day. I’m hoping that Wednesday and Thursday will get me to my target right at the last minute!
1 -
NSD for me, had a free coffee this morning from my collection on my app. So I’ve finally hit target 12/12, it’s been a tough challenge this month. Keep going everyone!
1 -
Another 2 NSDs here, so 13/15 so far. I'm hoping upon hope that I reach my target by Thursday 30th, but tomorrow is my father's 80th birthday, so that will probably knock me out.
Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared1 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
AuntieL
15
beanielou
24/19
BlueKelpie26
14
cathybird
22/15
Deb4
15/10
Dizzycap
23/20
Doris17
20
ET22
1/20
GreenFrogMum
8/10
Honeysucklelou2
3/10
InDebtEnby
13/13
KajiKita
22/20
laurenh1
18/18
LittleMissDetermined
19/20
loopylupin
12/12
Mamma2004
19/14
OptimisticSaver
20/22
Pinkpieuni
12/10
QueenJess
18/15
Rupacomp
5/10
ThriftyPrincess40
23/22
VickyA 2
13/15
WannaBeeFree
12/10
Everyone welcome to join!
0 -
May 2026 NSD targets
AuntieL 15
beanielou 19
Bluekelpie26 14
cathybird 15
crazybeautiful 20
Deb 4 15
Dizzycap 10
Doris17 20
ET22 20
GreenFrogMum 10
Honeysucklelou2 10
InDebtEnby 13
KajiKita 20
laurenh1 15
LittleMissDetermined 20
loopylupin 10
Mamma2004 14
Optimistic Saver 22
Pinkpieuni 10
QueenJess 17
Rupacomp 10
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Another one for me
Current No Spend Challenge: 13/13
2025 No Spend Days: 51/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20300 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards