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Amazing April's No-Spend Days Challenge!
Comments
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Not one today as I booked the kids into a workshop for half term. Not strictly necessary, but I am looking forward to a couple of hours of quiet 😂
2026 decluttering: 1,145 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 324🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
Another one for Monday and today please. It’s been a good month for me. (Which it flipping needs to be with all the car costs! 😳🙄😢😂😉). Need another one next month too.
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
NSD for yesterday taking me to 16/10
Make £2026 in 2026 #19
February NSD1 -
catching up…9th, 15th, 16th, 17th and 28th were NSDs making a total this month of 8/10.
paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
One for today :)
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One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
One for me today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £18,683.06/£29,000, MF target June 2026, current mortgage balance - £10,482.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
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Number 16 for me today, tomorrow won't be one, this month has gone really well as there was 2 weeks of the Easter holidays
Make £2026 in 2026 #19
February NSD1 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
AuntieL
15
beanielou
26/19
BlueKelpie26
14
cathybird
23/15
Deb4
16/10
Dizzycap
24/20
Doris17
20
ET22
1/20
GreenFrogMum
8/10
Honeysucklelou2
8/10
InDebtEnby
14/13
KajiKita
24/20
laurenh1
20/18
LittleMissDetermined
19/20
loopylupin
13/12
Mamma2004
22/14
OptimisticSaver
20/22
Pinkpieuni
13/10
QueenJess
19/15
Rupacomp
5/10
ThriftyPrincess40
24/22
VickyA 2
13/15
WannaBeeFree
12/10
Everyone welcome to join!
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22/14 for me today please 🥰
1
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