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Amazing April's No-Spend Days Challenge!
Comments
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An early call for a 23/20 NSD Sunday. Monday will be a spendy day as babyface has blood tests 😥, so I'll be booking a home delivery shop on Monday too = 1 spendy day 😅😎.
@cathybird - 10 NSDs to start with in May is super. Thank you:-)
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)1 -
Please could I change mine back to 10 @cathybird.
thank you for setting up a new shiny month.1 -
An early call for a NSD today taking me to 14/10
Make £2026 in 2026 #19
February NSD1 -
No spending in mind today, so NSD #19/22
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
spend day today but always small as I’ve no money 🤦🏻♀️
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
AuntieL
15
beanielou
23/19
BlueKelpie26
14
cathybird
21/15
Deb4
14/10
Dizzycap
23/20
Doris17
20
ET22
1/20
GreenFrogMum
5/10
Honeysucklelou2
3/10
InDebtEnby
12/13
KajiKita
21/20
laurenh1
16/18
LittleMissDetermined
18/20
loopylupin
11/12
Mamma2004
17/14
OptimisticSaver
19/22
Pinkpieuni
12/10
QueenJess
17/15
Rupacomp
5/10
ThriftyPrincess40
22/22
VickyA 2
11/15
WannaBeeFree
12/10
Everyone welcome to join!
1 -
May 2026 NSD targets
AuntieL 15
beanielou 19
Bluekelpie26 14
cathybird 15
crazybeautiful 20
Deb 4 15
Dizzycap 10
Doris17 20
ET22 20
GreenFrogMum 10
Honeysucklelou2 10
InDebtEnby 13
KajiKita 20
laurenh1 18
LittleMissDetermined 20
loopylupin 10
Mamma2004 14
Optimistic Saver 22
Pinkpieuni 10
QueenJess 17
Rupacomp 10
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
Declaring a NSD for today.
For next month, although I have half term to content with, I need to keep my spending as low as possible. So @cathybird please can I go for 17 days for May?2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
one for me today, thanks
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001
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