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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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How to report a bank for incorrect tax reporting.
Hello. I have complained to a bank, because I have discovered a fairly niche pathway that leads to them misreporting customer tax interest on savings, to HMRC. I complained to the bank in question, they accepted fault (verbally), and sent me a sum of money which covers my additional (but incorrect) tax liability, so I can…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Crypto mistake
So after following a fellow Carpenter on TikTok, he messaged to say thanks for the follow and we chatted all things trade. He then went on to side hussles and mentioned crypto, told him I dabbled few years back and not a lot came of it. He suggested a trading platform called Coastal Trading Luxe. He talked me through how…
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Revolut Instant Saver 5% rate not available after opening account for £20 reward
As stated in the title, I have just opened my Revolut account with the free Standard plan, hoping to get a £20 reward after spending £20, as suggested in the weekly email. The other perk is supposed to be access to an instant access savings account with a promotional rate of 5% until 4 December 2026. However: With my newly…
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Barclays smart investor removed platform charge
Received an email from BSI to inform its free to hold investments on their platform from 31/5/26 and name is changed to Barclays Direct Investing
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Premium Bonds to GIA, as ISA allowance used up.
I'm lucky enough to have used this years ISA allowance and I have 47K in my Premium Bonds. With the PB not doing very well, I was thinking about using the 3K allowance I would have if i used some of the PB money and put it into a GIA. My thinking is to put 20K into a GIA and invest in worldwide ETF. Then wait until next…
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Monmouthshire BS Regular Saver 6%
For those who opened the Monmouthshire app exclusive RS at £1000 per month at 7% as well as the Regular Saver at 6% last August now is the ideal time to close and reopen the 6% one as it is still available to avoid the problem of £18k maturing at the same time I requested closure this morning after having zeroed my account…
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Savings - Best place to start?
Following a messy divorce, I have 45k that i need to get into a better savings account(s), and Im not sure whether and how to split this - i dont have an ISA, I previously had a chase account which had a decent rate, but thats ended now. I own my own place, no mortgage. What do I need to think about when considering where…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Share scam ??
Hi, Just had a phone call from an Alex Jones, (from BLM New York,) asked for me by name, said it was about my shares with Centrica and a merger between Centrica and another company, they are prepared to pay between £8 and £17, he wanted to send me details in an email, I told him I don’t talk about finances over the phone,…
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Using Lemfi for savings. Any feedback please
Hi, recently Which recommended LemFi for a great (clean) EA savings rate - 5% inc. bonus - via their App. FSCS protection by Clearbank. Does anyone on here have any experience of them please ? I'd like to place quite a lot of money with them. Cheers. Joe
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Investing in uncertain times and diversifying
I was speaking with someone recently and they scared me with talk about the Iran war and everything happening globally. It made me panic sell my holdings, not at a loss, but I reduced my profit. I had over £300k in index funds. What do others invest in during times like this? I do want to start my own business eventually,…
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Hydrogen Capital Growth
They have been delisted, but my last message from HL states "The details of the return of capital have not yet been confirmed by the company." Shareholders who own private shares and wish to trade can do so via a Matched Bargain Facility, which is what Google came up with. I have no idea how much I own; my original…
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MBNA 1 year fixed rate savings account
So, just opened myself one of these at 5.27% for one year and was a bit surprised to see the account can only be managed by phone. No way of seeing your balance online and for some reason I'm reluctant to use it now. Seems irrational as the balance won't change until the interest is added after the 12 months but there is…
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NS&I 5 Year Index Linked Savings Certs vs Cash ISA over 5 years?
I appreciate no crystal ball etc., but with the way things are and assuming no need to access funds in the next 5 years, what would you be inclined to do? Leave funds invested in a 5 year ILSC term or withdraw and maybe invest into fixed rate cash ISAs every year (starting with 20k 2026-27) - with the balance in an easy…
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SMT thoughts and advice
I unfortunately bought some SMT towards its peak and have been sitting on a loss ever since. The share price has now picked up and I'm actually in profit and was thinking of selling until I saw some chat in the Citywire forum regarding SMT and the Space X IPO. Could someone explain how this IPO will likely impact the SMT…
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Found money , how much can i invest long term to accumulate
Slightly jovial thread ……. found 5p today in a car park and like others occaisionaly find a coin. This thread is to accumulate any other finds and invest purely for fun to see how much free money we can make over time…….. Guessing there are no investments that will accept 5p …… but open to ideas , thoughts etc…. So current…
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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US Markets Risk
Morningstar articles about investing tend to be informative rather than fluff pieces, many are an excellent trove of information. Below is an article that attempts to quantify the risk in US markets currently, supported by understandable metrics. (see the graphic entitled, Market Themometer). "I like this chart because it…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.8K discussions
167.5K comments
Most recent: Cash ISAs: The Best Currently Available List by epm-84
9 June at 7:45PM
