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Shopping Voucher
Has anyone actually managed to get a broadband deal with the shopping voucher included? Every single time I've tried I get taken to the particular providers webpage, get all the way through to the end of placing the order, and then get a "technical difficulties" message. It always tell me to phone them instead to complete…
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Hospital car park - ParkingEye - POPLA
This discussion was created from comments split from: Is it worth appealing through POPLA?.
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How long is too long to wait for GMP recalculation?
I turned 60 in August and still am yet to receive a new calculation due to GMP. Is this normal? How long would anyone think is a reasonable time to wait?
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Parking Group The parking people.
Hello wondering if anyone can help. I have been parking in the same EV bays since the car park has been built even though I don’t have an electric car. However they have just recently changed the rules and now charge people for parking there which I didn’t know until a customer told me. I have received two parking fines…
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what have you done this week?
I sometimes feel like posting little updates of what I’ve done, what I’ve been thinking about, what I’ve been reading up on - but doesn’t feel like its worth a thread. But maybe it woudl be good to have a general thread for musings and little steps you’ve taken this week (and next week etc)? Just a thought
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Santander Switch: Amazon Gift Card
This relates to the Santander switch offer in July where you got £180 for switching plus a £45 Amazon gift card. Did the switch on 29th July. Got the "VoucherSent" email saying I had registered for the offer but I couldn't make any queries until 15th October. Created a Regular Saver on 11th August with £200 because I…
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Managing UK savings & investments during a temporary move abroad
Hello - I’m preparing for a temporary 2-year move abroad and would love some advice on managing my UK savings while I’m away. As the move is temporary, I plan to keep most of my money in the UK and just take a small emergency fund with me. I'd like to protect my savings, but also hope encourage them to appreciate while i'm…
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DCB Legal - 2 Default Judgements on old address, despite notifying them of new address
Hi, I have 2 default judgements still within the 30 day period (5th October, 17th October Judgement Dates). I am currently defending 3 claims made against me by the same scummy company, but I don't currently need help with those - I have followed all advice on here for those. However for these 2 default judgements, I…
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Stand alone excess is not always the best idea
Hello, I always purchase stand alone excess when renting a car abroad. Unfortunately, on this occasion in Gran Canaria , this was a more expensive choice than paying the Topcar high rental company excess. I thought the stand alone would cover all issues i may have as, it now turns out the car companies own insurnace would.…
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Civil service pension whilst still working
My wife has a classic civil service pension payable from 60 she worked 15 years leaving in 2012 and is now 55 and working outside the civil service. I know there may be tax implications but can she carry on working post 60 and claim and receive her civil service pension?
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MSE Forum Poll: How much do you expect to spend on Halloween this year?
It's nearly time for trick-or-treaters, spooky decorations and lots of sweets - if you're into that sort of thing. Are you planning to spend on pumpkins, costumes and party bits, or prefer to let Halloween pass by without a fuss? Vote in the poll below then share your thoughts in the thread!
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Virgin Money Deal End Remortgage
My deal with Virgin Money ends at the end of March 2027. How are the remortgage rates looking for Virgin?…I can't seem to view any online and as I am more then 4 months away can't do anything yet. I did read there are no charges for switch to a new product with them, just wondering how competative it would be comapred to…
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Meter Readings & Switching suppliers
A friend of mine changed energy supplier recently, and on requests sent the same final meter readings to both old and new suppliers on the last day of the month (the swithing began at the first day of the following month). However, bizarrely the new supplier inflated the submitted reading by almost 80KWH and passed the…
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Looking for a builder: an old house in Warwickshire
Hello all, as per thread title, I am looking for a builder to do some relatively minor work on an old farmhouse (built in early 1800) in Leamington Spa area in Warwickshire. The house has been well looked after and has a lot of original features preserve so I am after someone who respects old houses. I was thinking about…
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Notice of Debt recovery from dcbl
Hi, Looking for some advice on this. I have managed to read some posts on here the issue happening due to change of address which is what has happened in my case. This correspondence is the first notice I have received regarding this alleged parking charge. I did not receive the original Parking Charge Notice, reminder…
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O/S Daily Thursday October 22 2026
Morning all.
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Octopus energy free solar panels and battery
Apologies if I’ve posted this under the category. Has anybody else taken up this offer from Octopus Energy for free solar panels plus the battery, I have been talking to Octopus on behalf of a disabled relative that qualifies for free solar panels (16) plus battery (Fox ESS 10kW), Free No Cost at all. I have received the…
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Hybrid Fixed/Tracker mortgages
Is there such a thing as a hybrid mortgage, where some of it attracts interest on a fixed basis, and some on a variable/tracker basis? Could be good for those finding it hard to choose! A bit like getting 2 mortgages from the same lender on the same property for part of the total. Obvs it would get complicated with early…
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Increasing DC Pension Contributions
I am due to start receiving 2 DB pensions in January totalling approximately £240 after 20% tax is deducted. Am I allowed to increase my workplace DC payments from 16.5% to 25% from January (although I am thinking from my December pay-packet)? This would mean I have cumulatively the same net income whilst boosting my…
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lost card
just a rant thats all, out shopping today, teatime today cc app req a auth for sportdirect online £170, it wasnt me and i live on my own looked for my card and somehow fell out my backpocket, called natwest straightaway, and straight through cancelled the card they also blocked the device used, no other transactions were…
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Leaving Cuckoo early - question
Hello. Currently with Cuckoo month 22 of 24, contracted until 3rd January. Signed up to Vodafone fibre 910 and the service is due to start on 28th October. Cuckoo are trying to charge £224 ETC, I asked for a breakdown of the charges as we're paying £46 per month, they came back with this: Reduced monthly charge: £25.00 × 2…
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Early loan repayments
I have a personal loan of about £3000. The interest rate is 14.36. I pay £111.00 a month. If i repaid £1000 of the loan, would it be best to reduce the term or reduce the monthly payments and keep the length of term the same? Grateful if your advice.
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Starting Out - My DMP Journey
Hello To keep myself accountable I want to have a space to write down my thoughts while on the DMP journey. My total debts are 85k and I earn 37k annually plus commission. Current minimum debt payment is £2700 with no savings , buffers or contingency so I’m caught in a debt trap. After going through thread after thread on…
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Solar panel aftercare
hi all I’d like to get everyone’s thoughts on this matter. back in mid 2023 I had nine solar panels installed. I reputable and they fitted components from one of the leading solar suppliers at the time. No one really ever showed me how the app worked or how the system works. I felt my electric bill had reduced but not…
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Requesting advice for unexpected CCJ
Hi all, I have a friend who kept getting billed by Southern Water (and a couple of others) for a previous address she hasn't lived at for several years despite hundres of calls telling them to change her address and explaining to them they cannot bill her for a property she doesn't live at. Yet despite hundreds of calls…
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Banking without a mobile, possible?
I want to put my money to work, better. But I don't have a mobile phone. So far I've tried my bank that I have been with for ever. But they insist I do everything on the app. Went in to the bank , thinking doing it face to face would work. "NO, go away and use the app! But hang on I've just told you I don't have a mobile…
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Bed retailers and manufactuer refused claim
Bed companyvrefiter claim under warranty and consumer rights act. Independent bed technician report incorrect. Purchased on credit card. What can we do now?
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ParkingEye ANPR overstay – 14 mins over a 1h30 max stay
Hi all, I've read the NEWBIES thread and would appreciate your views before I appeal. Operator: ParkingEye (BPA member) Type: ANPR camera, postal PCN, no windscreen ticket Signage terms (per the letter): maximum stay 1 hour 30 minutes Time on site: 1h44m, so the alleged overstay is 14 minutes Notice "Date Issued":…
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PayPal credit collection address
I need to write to PayPal but finding it hard trying to find an address within the UK to do so. has anyone done the same and could provide the address? Thanks
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What is the etiquette for debit or credit on energy bills now?
For my whole adult life, I've been paying energy bills on a monthly fixed DD. I alternate throughout the year being in credit for some of the summer and being in debt for part of the winter. It's never been an issue, it's always balanced out over the year and is never more than a couple of hundred pounds either way. Now…
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Not sure if my HDD is dying or not. Mixed readings & VeraCrypt problems.
I have 2x 4TB HDDs, both bought second hand but running them through CrystalDiskInfo & Hard Disk Sentinel they both came back as barely used & 100% good. I started with 1 drive on which I put a VeraCrypt file container. Then another & another & another. In total I have 4x 500GB containers & then a smaller one. At some…
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South Yorkshire Pensions confused
hi guys i had an email from SYP saying this Good Afternoon I am writing with regards your recent Annual Deferred Benefit Statement We have identified that your statement does not include all of your pension membership, which means the benefits shown on your statement are incorrect. We are working to correct this and, once…
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EV tarrif, technically without an EV yet...
So I've got a new Kia PV5 Cargo on order and it was supposed to arrive last week, but now looking like early January. My Octopus fixed deal ends 12th November and I was hoping to just go right onto an EV tarrif, but that is seeming unlikely now unless i can figure out if there any loopholes to exploit… reason I want to…
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Parking appeal - Britannia
Hello, Hoping to get some help, I received this last month on the 23rd of Sept from britannia parking - parked but didn't realise there was a limit. I am customer of waitrose but when I looked at my records I dont see that I went in there that day as there are other shops around it I went into. I responded following the…
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Metro Bank asking intrusive personal questions
My son has had a business account with Metro Bank for around 7 years and started his business over 16 years ago . They have started to ask what we consider very intrusive, irrelevant questions and have threatened to block his account if he does not answer. He has made a complaint and they have responded apologising but…
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£1.50 short
Unbelievable - as soon as I get one of these sorted another one pops through the letterbox. Paid 4.75 for 3 hours but was feeling unwell and sat in my car for a bit which meant I should have paid 6.25. Thought I'd paid for more hours than I actually had and didn't see a reminder from the ring go app saying I needed to…
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Moorecroft returned debt to PayPal Credit
Hi I have been on my DMP for about 3yr now, I requested the CCA from all of my sold debts back in December 2025. Moorcroft was unable to provide a CCA for my Paypal credit account so I stopped paying them around March 2026. Fast forward to now, they have passed the debt back to Paypal on 1st October 2026. I have received a…
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fire break in 1900s open loft Terrace
We need to have a fire barrier constructed between our house and adjoining neighbour. I have heard I need to use the party wall act but would like to know what sort of access workers would need to my neighbour's property to carry out this work so I can explain it to them as they are quiet reclusive . Thank you
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Driving a camper van (not mine) under my own insurance?
As per title I have fully comprehensive Tesco insurance for my own car which entitles me to drive cars not belonging to me third party only. I'm in Glasgow at the minute and am due to pick my daughter up from the airport on Saturday but her car has given up the ghost. My car is at home in N. Ireland. My daughter does have…
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UKPC Leon House Croydon/Oak Legal Final Demand - “Registered Users Only”
Hi all, I’ve been advised to start my own thread rather than add to the existing Leon House thread. This relates to Leon House, Edridge Road, Croydon. I parked there in July 2026 after 7pm. Before leaving the car, I specifically checked the prominent UKPC signage because I wanted to make sure parking was permitted. I also…