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Is student debt actually a good thing?
I am a single parent and have quite religiously saved every spare penny for my son to go to university. I earn a reasonable salary and my sons and I live quite frugally (we live in 2 bed place and I sleep in the living room, if we go on holidays they are always cheap and cheerful). I have managed to save a considerable sum…
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KS2 SATS in 2016
My child will be taking KS2 Year 6 SATS in May 2016, and I just want to know whether Maths papers will be taken in one sitting or different days? I guess the same applies to English papers. Plus reading online not every school will take Science SATS, how do I find out whether my child is taking it or not? Thanks
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Can I have a Graduate Account? Completed Masters Abroad
Hi there, I have just graduated from my Masters however have studied outside of the U.K. (China) Would I still be eligible for a graduate account? Additionally am I likely to be able to get an overdraft facility without current employment? Kind regards Jack
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Student loan repayment rates with second degree
Hello I wanted to work out how much I will be paying back my student loan when I graduate in a couple of years time. I started university in 2009 with my first degree and then I started my second degree in 2012 (great timing) so I assume that my first degree was set on the old terms whilst my second degree is on the new…
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MSE News: Autumn Statement 2015: Hidden hike in student loan repayment a 'disgrace'
Millions of graduates will have to repay more of their loans as the Government's U-turned on a promise it made... Read the full story: Autumn Statement 2015: Hidden retrospective hike in student loans repayments a 'disgrace' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure…
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student finance and single person proof
Hi, This is on behalf of my brother/dad My brother has gone back to uni, student finance are asking to proof that my dad and mother are split up ( they was never married ) they are asking for an affitdavit which will cost around £90, which I think is very harsh over xmas time. Is there a template letter around or a cheaper…
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Postgraduate student loans available for those under age 60 (not 30)
Official MSE Insert: If you're looking for the latest info our New postgraduate loans guide may help. Back to Ed-1's original post... Original age limit of 30 is now 60. https://www.gov.uk/government/consultations/postgraduate-study-student-loans-and-other-support
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Loan for a GDL (law) when you have undergrad loan still to repay
Hi all, Can someone confirm for me that a high-street bank would not reject an application for a loan for post-graduate study (in my case the GDL in law) if one has outstanding debt to repay from a loan from his bachelor's degree? I have about £10,400 to repay and graduated in 2011. Thanks, Bernie
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New Funding Changes & How to Fund First Year
I've recently returned to studying with the plan to go to university. I was hoping to apply this year but I may have to wait until next year. It's for an NHS course which in accordance with the Autumn budget, will no longer be funded for applicants applying next year onwards. My problem is that I withdrew from a degree in…
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All Inclusive Studio Student Accommodation
Hi Guys. People say sometimes student studio accommodation is worth it b/c it is all inclusive. I mean it does even have laundry, gym etc. So might be sad to see it go, but I need to go back home and am looking for someone to take over my lease at Scape Shoreditch. Anyone have any suggestions on where to find another…
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Second Degree, Integrated Masters and ELQs
Hello, I have read a lot and I still feel very confused so I'm here seeking clarity, if possible. I have a BA (Honours) in Slavonic Studies, which I started in 2008 and graduated in 2011. For some time I have wanted to return to university to retrain as a physicist. I've looked into every other option, and it seems a…
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'Urgent! Help fight the Government’s student loan U-turn that could cost...'
This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it. Read Martin's "Urgent! Help fight the Government’s student loan U-turn that could cost millions more" Blog. Please click 'post reply' to discuss below.
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Student maintenance loan v benefits
Total confused and and deciding if I want to study I'm on esa and dla at the moment. Thinking of doing some OU modules part time. Would like to do a degree but not sure how health would hold up etc If I did OU part time do I have to effectively take a maintenance loan or could I just get tuition loan and continue getting…
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Scared Student Stress Will Send Me Into Debt
I'm sorry if I'm posting this in the wrong place. I'm a bit of an idiot a lot of the time I'm afraid. I'm currently a PhD student in my final year. I'm on a really good bursary (just over £1000 monthly) and I know that should be more than enough to let me live comfortably and still save plenty. I managed to find a really…
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student with 2 part time jobs - tax help please
My DD has a job at her place of Uni and works holidays at home. She doesn't overlap so only ever paid for one job at a time. The problem she has is tax, without a tax code for the holiday job she'll get no allowances and will need to claim the tax back. The problem is she can't stop and restart with the two companies and…
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Student loan arrears voluntary payment mistake
Hi, I'm sleepless in Japan at the moment - it's 7am tomorrow! I graduated from Uni in 2008, and recently my dear Mother informed me while we discussed my grandfather's passing away on Remembrance Sunday that the SLC were also asking for their money back. She saves letters, but usually forwards them twice a year in the…
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Student loan advice
Hi, im wondering if someone knows a little something about the student loans company. i have had nothing but trouble and inconsistent communication with them. Basically i finished uni over 3 years ago and now live in Australia and over a year ago now they contacted me via a debt collectors who told me i was in about 400…
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Glide Bills - avoid & advice?!
Hi all, I was wondering if anyone could advise on a problem we have had with the above and maybe point out something we might have missed? Basically in our previous student house (lived there from 1st September 2014 - 28th June 2015) we moved in and Glide was already set up for us to use, which we didn't want but ended up…
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Single status affidavit
I recently found out in my rush to complete student finance forms for my kids I clicked the wrong box on one of them and now need a single status affidavit, I went to the solicitors to be told they can't draw one up but if I write it they can sign it at a cost, but I have not idea what to put in it can anyone help me…
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NatWest graduate account tiered overdraft - have they forgotten me?
Hi all, just a small question here. NatWest offers a tiered interest-free overdraft to graduates, with £2000 interest-free throughout the first year after graduation, £1000 after the second and finally £500 throughout the third. So the overdraft remains at £2k, but the interest-free portion slowly drops year-by-year.…
