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Whats Next...
Hiya I have a ppi insurance claim going through yorkshire bank, via the FOS. The bank have ignored every letter of mine and the FOS and so its now going to the Ombudsman. How long does it take from here roughly? The guy at the FOS was who now passed my case on the the Ombudsman said its normally 3- 4 months...does this…
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Reclaim PPI first letter
Hi, does anyone have a template letter I could use to go with the Questionnaire that you first send off when asking for a refund for PPI? I took out my loan online and am struggling to word the letter giving reasons why I want a refund for the insurance. Would it be enough to say that the opt in box was already ticked for…
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PPI Reclaim Companies
Hi Guys, I know this is going to sound wimpy but I do not feel I can go through the pressure of reclaiming PPI's myself. I am with a dept management company having got into financial problems due to a marriage breakdown. This has caused a lot of stress and I do not feel strong enough to fight the 'big boys'. Does anyone…
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Roughly How Much?
Lloyds TSB have finally agreed to pay my Dad his ppi payments back on a loan he took out in May 2005. They have stipulated in a letter that the loan was for a certain amount and then another amount of approx £1,700 to purchase the ppi. They have said that they will calculate a refund of the ppi monthly payments paid to…
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Trying to reclaim PPI
Hi all, I recently sent off a letter to Cap1 (courtesy of this site) requesting my PPI payments for a potential reclaim. I read the article on MSE, downloaded the template and sent it off. I thought I had applied online but when they sent me back the paperwork I had actually applied in writing and (stupidly) had ticked the…
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Adjudicator agrees- bank does not
Hi I have had a complaint against Lloyds credit card PPI ongoing since 2008 (they got my loan and credit card complaint mixed up so had to start again) With my loan complaint I was successful and received £700 back. I have just received a letter today saying that although the adjudicator agrees with my complaint, Lloyds…
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black horse car ppi
Please help, I applied to black horse to claim back the ppi that came with the finance agreement for my car 5 years ago. first they claimed i did not have insurance on my loan until i requested the documents under freedom of information. then they agreed i had it. i received a letter today claiming that they have forwarded…
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MBNA PPI reclaim
So after just over a year since MBNA kindley requested that I take a long jump off a short pier they have finally been told by the FOS to refund my PPI :j In the letter from the FOS it says that they will re-construct my account to take into account the extra I have paid via the PPI fees. Does this mean that they will…
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GE money PPi and charges
OK..so I'm in a mess and I know it. All advice very gratefully received. I took out a loan in 2006 to consolidate debt after a long period of illness. The loan was with GE money (Southern Pacific Mortgages Ltd) and was for £29,000. After years of struggling, they eventually took me to court earlier this year and there is…
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Claiming back PPI from Marbles
Hi Can anybody help me - I have been trying to find out how much PPI I paid on my marbles credit card, however unfortunately i do not have statements from when it was opened in 2004 to 2007. I have tried calling them 5 times but nobody seems to be able to help me and keep being put through to the wrong dept. I just want a…
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Lloyds TSB PPI
Has anyone successfully claimed their PPI from a Lloyds TSB loan?
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not sure what's happening??????!!!!!!
We have written to our bank in regards to mis selling PPI on a loan. The bank can't find any origanal paperwork as in their words 'it's been misfiled' we have been given several different figures as to how much we still owe which changes with each letter it's as if they think of a number and double it each time none of…
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PPI Reclaim
Help I have recently claimed against Firstplus for being sold PPI. It went to the FOS and they have upheld my complaint and have instructed to FP to settle with me which is great. Bad news is I used a PPI claims company and they want 25% plus VAT. Now i knew this when i started using them but one area i don't understand is…
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Black Horse Success!
I wondered if anyone could advise me on this - I will try and cut a long story short! Last year I started pursuing BH for PPI which I believe had been mis-sold to me. My claim was unsuccessful so I contacted FOS. They were unable to help as BH were not covered by them at point of sale. FOS suggested contacting…
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citi finance
Hi has anyone had any joy claiming from citi finance ? I am thinking about making a ppi claim . Also does anyone know the address i would need to send the claim to ? Thanks:)
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ppi
can you tell me if ppi is a complete seperate payment to credit card balance payment if so why is barclaycard refunding my ppi against the balance of my credit card when surely they should be forwarding a ppi refund cheque,i have already gone to financial ombudsman but barclaycard still want to take it off the card…
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Confused
Ive had a Lloyds credit card since Ive been about 18 Im now 33. At various points its been high and then cleared etc. Can I still claim anything? I dont want to sound thick but when Ive read about the CC claims it does mystify me a bit. Im currently pregnant baby brains kicked in,lol. At the minute theres a small balance…
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Cardiff Pinnacle
Wondering if anyone on site has been successful claiming miss sold PPI through the underwriters ? I have just spoke to FOS and my claim is against Cardiff Pinnacle as GE Money was not regulated at time but to add to this when we where sold PPI a staggering £10,000 on a £60,000 loan we did not receive policy until 21 days…
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Credit Card Repayment Plans
This question is really about PPI's. I am trying to find out if a credit card "Repayment Option Plan" is another term or name for PPI. I am paying for this and was wondering if I can claim it back?
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Sorry Confused?
looked on the site but unfortunatley still confused, is Loan Protection Insurance the same as Payment Protection Insurance, as i have quite a number of loan agreements with this added, as far as i was concerned you had to take these to have the loans? many thanks in advance for any help:j