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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

Why has car oil almost doubled lately?
A 4 liter oil used to cost 30-40. Now it is 60-70 What has caused this?
Car write off and reinsure
Friend of mine backed into a car recently causing damage to both cars. She admitted that it was her fault and because of the age of her 54 Fiesta Flame 1.4 Churchill have said hers is uneconomical to repair. The damage to hers is slight just a dent which I could easily tap out ( I wouldn't bother to repair it) but she…
Electric Vehicle Charging Tariffs
Morning, Last year I took on a charging tariff with Elli based on advice from MSE Forums, this saved me a significant amount of money. The tariff has run out, and will be going up in price significantly. I don't have an option of my own charger (I live in flats) what is the cheapest public charging tariff available at the…
Used car buying advice (from dealer) warranty
Hi helping a relative (new driver) to buy their new car. We visited Evans Halshaw saw a car. 1. The test drive we were asked to sign a £500 excess - is this the norm for main dealers? 2. Told there is a 3 months warranty but that only covers a max of £500 per claim over the 3 months. I asked if we have rights under the…
Car Finance - 50% mark
Hi, I've got a car on HP with Go Car Credit which I'm no longer able to afford. Here are some figures. £12,600 settlement amount£5,300 Value - webuyanycar £6,000 to pay until 50% paid off I'm considering handing the car back, but my concern is if i will receive a default on my credit file or will there be a specific team i…
Someone ran into me in the car park - do I need to declare it on my insurance?
Hi, I’m seeing mixed things about this. Someone ran into my car whilst the car was unoccupied - they took full responsibility and everything went through their insurance. Do I have to press Yes on this? It puts my quote up by around £300. My friend is insistent that since I didn’t make a claim I don’t need to declare it…
Big problem , Nissan Juke Hybrid , 23 Plate
Hello all , Some advise please , as I am at my wits end I picked up my new Nissan Juke Hybrid ,Tekna on 10 June 2023, from Glyn Hopkins , Mill Hill ,the the next day (only having done 22 miles) it broke down , at a major junction , at the lights , showing a HEV fault and would not start ...The AA could not start it so had…
gap Insurance - any advice on reputable providers?
No idea where and who would be a safe bet for Hal insurance for my business lease vehicle?
About to buy a car from motorpoint - some advice
Hello all, I am looking to buy a car from motorpoint. This is the first car I am going to buy that is going to be for a substantial amount (£18k). I’ve been able to find a few threads on this site and other forums via Google about buyers being able to negotiate some discounts but they are old so not sure what the current…
FordPass: location tracker
My new Ford provides an app called FordPass. One feature of this is that it shows the location of the car on a mobile phone. Does this fulfil the insurance question: You may have also heard of these referred to as Thatcham-Accredited tracking systems. Some insurers may also refer to these as VTS (Vehicle Tracking Systems).…
Why is my car making this noise?
Recently had a new fan belt replaced on my car but it’s now making this clapping like noise when I start it up cold, this noise then disappears after a little while. Anyone know what it is? Link to a video of the noise https:// youtube.com/shorts/mWjSxiyTGrk?si=HL-LoiPN_BhxrgQ6 My car is a Ssangyong tivoli Any help is much…
I want a nice car to "get it out of the system". What's the best way to acquire one?
Hi all My husband and I currently save around £1,000 a month. We also have about £1,000 each disposable income each month as well. Come September, child fees will go away and that's an extra £700 a month between us. Currently we drive a 12 year old Fiesta which is running well and we done have any intention of getting rid…
RTA Offer Settlement - Should I be entitled to a breakdown?
Good Morning, I am wondering if anyone can offer insight. My wife gave birth in June 2022 and we were then both involved in a RTA, one Friday of Aug 2022 where a 4x4 ploughed into the back of us while stationary. We both suffered as a result of this and thank fully at the time, the little one was not present. We visited…
Speeding Awareness Course
Hi guys, I was recently caught by a speeding camera doing 44mph in a 40mph zone, I got offered a course, which I paid £130. I was meant to take the course online, and phoned them to cancel it due to me having to run a family member over to hospital to see another family member. The women on the phone said it was fine and…
SORN car while insurance settlement drags on?
I can’t find the answer to this question anywhere so I’ve turned to you lovely people for advice.My car was written off in an accident that wasn’t my fault. The insurers towed it to their place where it (presumably) remains.They’ve written it off and have made what I consider an really inadequate settlement offer. I’ve…
What's the best option for payment?
Hi all, I'm in the process of looking to buy a second hand car from a dealers. I'm have enough money saved to pay for it along side my Part Exchange but just wondered what is the best payment that may give me future protection should there be a problem. My credit rating has no issues so is it best to get all or some on HP…
Buying a month or two car tax to avoid paying Luxury top up
Hi all. Last year I bought a nearly new (3 years old) car as finances allowed. The car was first registered on 1st December 2019 and for years 2 thru 6 , will attract the higher rate of car tax. I bought the car in November so my car tax year is 1st November. Looking up the car details, I see that the Additional rate of…
Collecting new car - proof of insurance
My dealer is insisting on seeing proof of insurance before I can collect my new car. I'm just intrigued why it matters to them that the car is insured. Is this some sort of legal requirement?
Insurance Company Want Me To Pay £50 Cancellation Fee
Hi everyone, I pay for my insurance upfront (annually) and so when I scrapped my car I told my insurance company thinking that I would recieve a partial refund of the insurance that I have paid. The insurance company told me that due to a "fault claim" (someone has raised a claim which has now been deemed to be my fault)…
MOT - tyre condition (holes)
MOT is booked for Tuesday, just doing some quick checks and spotted these small holes on the sidewall of front drivers side tyre. Initial googling suggests might be an advisory, what do you guys think? I will not drive apart from to the MOT itself to avoid making this worse. Earliest date to replace isn't till mid next…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Motoring

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