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Car Insurance Repair issue due to prior damage - Vehicle now stranded at the body shop
Hi there, I have a
bit of a strange situation with a vehicle in the household, and I am unsure how
to proceed. Basically, the vehicle was involved in a minor mishap at a
patrol station where someone reversed into the car. The damage was minor, scuff on the bumper,
and the sides where it’s clipped in popped out, along with…
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Can we sue car broker for breach of contract?
I ordered two cars from an online car broker through Blue Light card. The cars were ordered last July for March 1st 25 plate. We asked if we could pick the cars up from a Ford dealer and were told we could. We also asked for consecutive No. plates and was told this was also okay. After sending us the contracts, l noticed…
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Neighbour £168 a year cheaper car insurance!
I used the Money Saving Expert insurance comparison tool. I entered my postcode, and it automatically selected my address, which includes a house name and a door number. After receiving several quotes, I selected one and proceeded. However, when I reviewed the details at the end, I noticed that while the door number was…
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Car insurance pay out
Before Christmas I returned to my car and somebody had smashed the rear door of it in with a trailer we never found out who did it although it was witnessed. I couldn't afford to get it fixed myself so contacted the insurance, on the phone they told me they'd send me the information through and to take photos and they…
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BVRLA Returning lease vehicle advice
I am due to hand my lease car back early as I've found another car. I have about 10 days - 2 weeks. The car is in really good condition, with the only thing I'm aware of being a scratch on the inner edge of a rear door. I've not leased before so don't quite know what to expect in terms of how stringent the assessors will…
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Advice on returning a PCP car/rehiring another
Hi all, Apologies if this has been covered before, which it probably has. I have a vehicle that I have a 2 year lease on. For info, I put down £3k on it. It costs me approx £130 per month, and I have an allowance of 6k miles per year. I am half way through the lease and have only put 2k miles on it to date. Assuming that…
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RAC European Breakdown Service Problem
Just back from a disastrous French holiday. On the way to our French holiday destination in the Loire Valley, our gearbox started to have problems, so I finished the journey carefully, keeping in top gear as much as possible, so as to avoid the clutch slipping. I called Barclays and we were put through to RAC Europe, who…
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I Bought an EX-MOD car, paying so much road tax Why!
Hi All, I bought a car " Toyota Yaris Diesel 1.4 D-4D T3" 2004 (54 Reg) However, if you look at this type of car on Autotrader or any other site, you will see its Road tax of 30£ a year. trying to tax mine shows the tax due is £180 !! I believe this has to do with the " Date of first registration " of my car. a little bit…
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EV £195 Road Tax April 2025 - for Evs registered 2017-April 2025
https://www.gov.uk/guidance/vehicle-tax-for-electric-and-low-emissions-vehicles So this isn’t just for new EVs - all evs registered from 2017-April 2025 - that’s pretty much all of them! Also if your EV is RRP over 40k then there is an additional charge of £400 per annum on top the road tax for the 1st 5 years you pay road…
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Cheapest/cost effective motoring. Lease?
My current car is coming to the end of it's life and I've been quoted around £2000 to get it fixed. I owe this car but it needs to much work and having now purchased my own home, I'm looking at getting something I can rely on as I commute a lot between two jobs. I'm 34 now and past the posing in a car stage. I just want…
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EV Cars - Road Tax April 2025
How does the above effect Company EV Cars that are obviously registered to the leasing company and not the driver, still have to pay ??
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Car insurance - Email from solicitors
Hello all, Nearly 2 years ago an uber driver reversed out of a side street and into the side of my car, witting it off. My insurance at the time paid me the value of my written off car - but liability still hasn’t been settled. This means I’m out of my £550 excess currently and also paying increased premiums because I’ve…
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Windscreen chip
Evening all, I have a thought that has been playing on my mind for a while and wanted to see if I was being silly or not. Apologies if this is in the wrong section, as it isn't to do with motoring money saving (though I've saved a grand fixing my own car recently to get it through MOT by buying the parts and doing the work…
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Car damaged by roadworks sign jutting out into the road
Hi I was driving along a dual carriageway and hit the sign (see photo) causing damage to my vehicle as I could not see it in the dark. Are the council liable. Can i claim off them for cost of repair? Any help or advice would be much appreciate.
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Car finance final settlement - After death
My dad unexpectedly passed away in September 2024 and left a car on finance (he only took the finance deal out 7 months prior to death). I have expectantly been chased since by the finance company, who provided a final settlement figure of £20,500 initially. We were waiting on money from the estate etc and the lawyers…
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Car finance agreement
I Have looked into my car finance agreement as I'm due to hand back my PCP car. I will voluntary terminate at the half way point. The reason i checked my agreement is because i wanted to check how much i would have to pay per excess mile over what was agreed at the beginning. BUT there is no mention of any excess mileage…
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Learner driver at different address and can't add to my existing policy
Good morning I tried to add my 23 year old daughter to my insurance today so she can start to learn driving. My insurance policy won't let her join my policy so I tried to look for her own policy. When I'm trying to complete an application, the questions are geared around where the car is, which is at my house about 5…
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Scratch in car park - Claim on insurance of pay out of pocket
So my partner managed to scratch quite a large dent in our car a couple of weeks ago whilst trying to park in a car park, no other cars were involved and it was obviously our fault. I'm trying to decide if I should claim on the car insurance or pay out of my own pocket to fix the repairs. I'm getting quotes from bodyshops…
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Which car would you buy?
I've seen two exactly the same make and model and service history One is 2014 and done 94,000 miles and has a towbar (I need a towbar if I buy this model) The other is 2013 and has done 74,000 miles but no towbar fitted so that would be an extra expense The lower mileage one is £250 more than the higher mileage one but…
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Help re VW finance and (thought may be too late)diesel emmissions
hiya, I bought an audi A3 (low emissions model!) back in March 2008 but foolishly decided to purchase with a cherished numberplate. Every time I go to apply for either the emissions (historically through several firms) and lately re the high interest charged on finance I give the number plate and this was changed over onto…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
527 discussions
2.6K comments
Most recent: discretionary commission arrangement response by stephcox89
21 November at 6:12PM
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