-
National Learning Group {Edited by Forum team}
My sister enrolled her daughter onto an online Maths programme from the national learning group. It is an online tutoring not face to face. My niece became bored pretty quickly. It didn't help her at all and my sister got stuck with a loan that they refused to cancel. Avoid them!
-
Benefits of receipts in a file and supermarket sale racks
This may be a bit of an obvious one but I’m really noticing the benefits of keeping receipts in a file. I’ve been following the Minimal Mom and I loved her video on office minimalism, similar to Marie Kondo’s tips I condensed my filing box to make minimal categories. One is receipts 2019, I then separate each month out…
-
Fertility problems
I am going to the GPs with someone who has little English and has no one else. She appears to have ovulation problems as she has very very irregular periods. Anyway, she will probably be referred to a fertility specialist, but I am wondering if, in the first place, she will be able to be prescribed by the doctor, ovulation…
-
Nursery Fees Increased by 40%
My DD is at nursery 3 mornings a week, we were told on the 9th of August that her fees would increase from £28 to £40 per day from the 1st of Sep (Over 40%!!). This is a £160 a month increase to us, and one that we can't afford. I only found out about the increase in person the week before they were due to rise when I was…
-
ShopKeepEasy in credit how to reclaim
Hello I am in credit with ShopKeepEasy the uniform ordering site, I cannot find any way of transferring the ££ back to my account. It just says its there for my next purchase but I won't need to purchase again as our school is not using it anymore. There are no contact details other than the shop keeper name and no one…
-
Debt after divorce
Hi I have been paying off joint debt through a repayment arrangement for the last 9 years since my husband and I separated. It's arranged via our local authority debt service and is not a trust deed, and he pays me half the amount. I am now in a position to clear my half, he could borrow against his new mortgage but won't…
-
Pocket money/allowance
Not sure if I have posted in the right place so please forgive if I haven’t. My son is starting secondary in sept and I was wondering how much pocket money allowance to give him per week?? At the moment he doesn’t get any as I buy him treats etc.. when we are out shopping but I know when he goes to big school he will want…
-
Getting nursery deposit back
Not sure if anyone knows where I stand on this. I had a baby this year and in January paid a £100 deposit to secure a nursery place for her for this Sept. Since then the nursery chain has been bought be a larger chain. I've had no formal notification of this and the fees have gone up significantly (over £10 a day). As a…
-
Live on divorce settlement?
My ex traded me in for a younger model and divorced me 2 years ago. I've been awarded most of the proceeds of the house sale because of his refusal to pay child maintenance (becoming self employed, moving, changing jobs - anything to stop payments). I'll receive £32k. At the moment I'm a student on tax credits going into…
-
Want to split potentially but no idea where to start
I don't know if I'm in the right place or where to start. I apologise if this isn't the right forum. I'm a mother of 2 and live with my partner and our 2 young children. When 'we' bought our house I was supposed to be on the mortgage and deeds and he gave me a load of excuses as to why that wasn't possible, so he did it…
-
Coping alone on a part time wage
Hi my husband and I split over 16 months ago and we have two children aged 10 and 8. I stayed in the house and have been managing to to pay for it myself and he has been contributing £100/week to the children. He has a good job earning £37k per year and I currently earn £13,000 working 20 hours a week around the children.…
-
Husband left me with debt and mortage. House to be repossesed.
Hi, My and my husband of 17 years separated a year ago. We have one child who is doing her masters, living at uni. Our marriage broke down 2 years ago after he lost his jo. He lied about being fired for months and was failing to pay mortgage. I moved out to a seperate flat and he moved in with his mother whilst we rented…
-
Toilet training a very stubborn 3 year old
Hi i need some advice! I started toilet training my 3.3 year old last week. We have had no success at all, just countless puddles and i have almost given up taking her to the potty or loo as she jumps off straight away and says no. She had shown all signs that she was ready. She is starting preschool in august so i need…
-
Teens passport
Wasn’t sure where to post sorry 14 yr old dosnt have a passport and may need one for school trip next yr We are a single parent family since he was 1 yr and havnt seen the father for as long No idea where he is , money comes via cms The father is on the birth certificate Can I get a passport without dredging all that up…
-
Child maintenance variation form
Help - has anyone ever successfully done a CMS child maintenance form? My ex runs his own ltd company, has a second home and yet pays based upon earning minimum wage. I asked for a variation a couple of months ago and explained the situation in writing, and they have finally sent me a form to fill in. I was expecting them…
-
Help with HR maternity policy
I started my new job with a new NHS trust on 15th April 2019. Looking at the maternity policy, how long do I have to wait before I can start to try for a family in order to qualify for Statutory Maternity Pay? (SMP) Or in other worlds, when is the earliest I can fall pregnant and still get the benefits of SMP from my new…
-
Working mum
Hello, I’m struggling to find anyone who can help me. My partner and I both work full time and I am expecting my first child in July. I have started saving money each month to help as maternity pay is so low but I want to know if I will be entitled to claim anything else as we are trying to work out how long I can stay at…
-
Child maintenance - directors
My ex is finally paying child maintenance but the claim has been based on minimum wage. He appears to have conveniently forgotten to mention his directors dividends and rental income. I have appealed this but was wondering how long it will take and if there is likely to be a fair outcome (I gather CMS often never actually…
-
Not on the mortgage, had the house nearly 8 years and have 3 children.
We bought our first house nearly 8 years ago, as I had just gone self employed, I couldn’t go on the mortgage. My husband said he would add me on next time he sorted another deal out. He never did!! I’ve just found out, I signed my rights away to the house, when he got the mortgage, this was because he had debt and was…
-
Kidstart - Anyone used it?
Hi, I am currently pregnant and have signed up to some baby freebie stuff sites and was introduced to Kidstart. I just wanted to know if anyone has any experience of using Kidstart, its looks a bit like Quidco but you save the cashback for your kids. Is it worth doing?
