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Ex withholding Daughters Child Bonds
Hi All When my daughter was born, she was given money for Birth, Christening, Birthdays, Christmas etc and we invested in 2 fixed rate bonds for her, contributing a little ourselves. My then husband was signatory. We did the same for our son and I was signatory. We split up, I reinvested my sons money on maturity and then…
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Mum trying to budget - money left after biils
Hello All, I could see old threads on this subject, but nothing new... I am keen to know what people / families manage on after bills, mortgage and essential items. We have a fairly good income / bills ratio. Just bought a new house - on paper we will be £200 a month better off...as we cleared unsecured credit cards and…
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Cheap childcare offered...advice needed.
I'm looking to offer very cheap childcare but wondered the best way to go about this as it's a bit of an unusual situation. My partner and I are considering trying for a baby but we know they are a lot harder work than anticipated, everyone we know has said this, even the most organised mums we know. We have a good number…
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Should I overpay for being calm?
Hey there. I'm going to have fertility treatment (IVF) and need to get a second opinion re its cost. I have a choice between 3 fixed-priced packages and I can't decide which one to choose. The difference is in number of IVF attempts included and the cost, obviously. the cheapest one is around $6,000 and includes one…
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Do you gift your grandchildren when one daughter has no children?
Hi All, until now we have only given cash gifts to our children but now that all our cherished grandchildren are nearly teenagers, we are wondering if we should include them. Problem is, one daughter and her husband have no children. She said she is quite happy for us to give gifts to our grandchildren but we still feel a…
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Childcare Vouchers - can you get a refund?
I have been a member of a childcare vouchers scheme since the beginning with my employer IBM UK using the company Edenred. This was all working fine up until 2012 when we moved to a rural town in Scotland. There were no registered childminding facilities in the area that took childcare vouchers - in fact, there were no…
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Go Henry
Has anyone used Go Henry for kids? It’s a Visa card that you can top up for kids, I have looked at it and it looks a little too good to be true and worried if there are any hidden costs 🤔
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New Pampers Nappies Horrible
Anyone else noticed a problem with your babies bottom? I’ve always used Pampers since I had my son 10 years ago, I’ve noticed they’ve changed their nappies to these “DermaTest” ones and my little girl (13 months old) the past 2 wks has gradually got a sore and more sore red bottom and front of her lady area. I honestly…
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Newly single :-(
I haven't been around here for a while, i've been happily married or so i thought and busy paying off my debts! We have no significant debt and our house is up for sale all ready to move to a big 5 bed family home. However, we have found a buyer and he has suddenly told me that he doesn't want to come with us, he hasn't…
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Maternity - Husband adding me on to his business to do his Accounts
Hello, I am going on Maternity in a month. I will be getting 6 weeks full pay and then 33 weeks SMP pay. So roughly about £7K that year. My husband thought that I could do his accounts for the year as he is self-employed and he would pay me £200 a month and this would also reduce his tax for the year. Is he able to do this…
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Do You Have a Sunsaver Code/Sun Newspaper From Yesterday? (Tues 21/08/18) Really Need One!
Hi there, We are in desperate need of a sun saver code from The Sun News paper yesterday (Tuesday 21/08/18) as trying to book a £9.50 holiday for the family tomorrow but couldn’t get a paper yesterday… If you have an old sun newspaper from yesterday lying around the house or work, we would really appreciate if you could…
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Lunch ideas for work
Hi all, does anybody have any good websites for work lunch/packed lunch ideas? I try to mix them up as best as possible but need some new ideas...
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Thank you cards
Hi, As you would expect having a new baby we have received lots of gifts, I am now wanting to send a thank you card to all of these lovely people. Does anyone know where i can get a thankyou card that i can put a picture of baby on that doesn't cost a fortune i am going to need a lot and the ones i have seen so far seem…
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white goods for a new home
Hi all, Not sure if this is the best forum to post on but worth a try. I'm in the process of buying my first house, it will be myself and my 10 year old living there. We will need all white goods as there aren't any being left in the property. I will need a decent, reliable, but not expensive washing machine and…
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Second letter from BW Legal
Duplicate thread - please ignore
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Maternity pay overpayment
So I've recently left my job after being on maternity leave. I received my last pay today and they have deducted money for what I'm guessing is an overpayment on maternity pay. I was due to get my holidays paid, and also they owed me for a pay rise I never received. I was only recieving SMP so i was on a low amount anyway,…
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best quality school shirts
Hi, as the title says.... I need shirts for my eldest 2 and wanted to get good quality that will last. what are your fav shops for school uniform??
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Marriage broke down, now financially struggling. Help?!
Hi! A few months ago mine and my husbands marriage broke down. He worked full time, while I worked part time, and now he has left I'm struggling to support myself as I'm now on 1/3 of the income with all the same bills to pay. He told me that he left because I couldn't conceive despite trying everything from following NHS…
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House Exchange / Home Swap Offer
Hi, I am new to posting, but wanted to let you know that houseexchange.org.uk is offering subscription for just £2 at the moment. If you are in a council or housing association property, this service helps you to find a home swap. The offer is on until 31st August 2018.
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Daughters Ex wants Money
My Daughter and her boyfriend booked a holiday in March, for December, they have now split up, The Travel Agents advised changing the name on his ticket so a friend could go in his place and then the friend would give him the money back that he had paid, he was happy to accept this, but when the Travel agents contacted the…
