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at what point did you start buying cot, pushchair etc?
How far into your pregnancy did you buy a cot, and other necessities? I'd like to take advantage of the sales, but it seems a bit early
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Do I pay stamp duty if divorced and buying?
Hi, I am divorcing and signing over my share of family house to ex-husband, in line with the agreed consent order issued by court. In the meantime I am looking for a house in London. I have read somewhere (on a few websites) that if a house purchase is due to a divorce, there is exempt from paying stamp duty. These seems…
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Can't afford a baby :'-(
My partner and I would love to start a family of our own within the next 12 months but our financial situation is looking bleak: I earn 21K salary and can get 52 weeks maternity pay at standard rate (£140pw) Partner earns 20K....but.... he pays the mortgage on his ex wife's house (£250pcm) and pays child support for their…
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Child care vouchers AND tax free scheme??
Hi everyone, Looking for some advice please. Currently on maternity leave with first child. Husband started collecting childcare vouchers through his employer this February (higher rate tax payer) Unfortunately I have missed the deadline so I am unable to claim and only option now is government tax free scheme for me. My…
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Relationship spilt- ownership of caravan
Myself and my ex-partner have recently spilt. During the time of our relationship we had the chance to buy a caravan. We didn't have the funds so my parents bought it for us. They paid £3k-£1800 for the caravan and £1200 for ground rent, this was a deal so couldn't have paid one without the other. A month later my partner…
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Childcare vouchers vs TFC
I am currently on maternity leave with my first child. so have never used the childcare voucher scheme offered by my employer. However, my husband is self employed, so I am wondering if it would be more beneficial for us both to join the TFC offered by the government, rather than just me join the scheme offered by my…
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Pregnancy and Mortgage
Hello In need of advice/guidance. My partner and I live in a 1 bed maisonette, unfortunately I miscarried a few weeks ago and it got us to thinking that we would like to try again but we will need a bigger place. We went to see a mortgage advisor the other day and he said we could afford to buy a house/flat (I have…
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Discount Vouchers Websites
Why don’t you try to create your own coupons/discount voucher website? As a MUM, It’s really wise idea if you have planned to create a business model which includes coupons then surely your business will become the most famous in this e-commerce business platform. Confusing you? Where & how to create a coupon business…
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Holiday
Hi fellow moneysavers :-) I am currently looking at booking a cheapish family holiday. My LG is 5 so she is now in school. I have looked at holidays in the half terms etc and they are all extortionate! We used to travel during term time whilst LO was in nursery. I have done the sun 9.50 before so thats the best I have come…
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SMP/Bonus.
Hi Everyone! I am trying to arm myself with as much knowledge pre having my chat with work about maternity pay. Contractually I am only due SMP (I know other people here have been able to negotiate enhancements due to length of employment etc but I am focusing on the worst-case scenario). I am now almost 27 weeks (slight…
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Free Family Days Out?!
Hi There, Apologies if this has been covered before in the forum! I don't earn an awful lot of money and I want to take my kid out (6 years old) for the day this weekend that isn't reliant on being outdoors in case the weather is bad at this time of year and is cheap or free? I like to take a packed lunch and I can drive.…
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Preparing for university
My dd will hopefully be going to university in September, I would like to start getting a few things in preparation for her living in halls, what kind of things should I buy and where are the best deals, we live in Scotland, thank you
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Seperation & property docs
Hi I have seperated from my husband and I have been advised I need a minute of agreement in order for him to sign over the house. It’s my house however we lived in it as a family. It has been suggested that I can get a minute of agreement template online, I thought this was the best place to ask? Any ideas? Ps I’m in…
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shopping cutback
Hi i am really struggling financially and looking to cut back my shopping bill. ive invested in a an extra freezer which is cutting back costs my ds1 is a really fussy eater and doesnt like most home cooked meals i make very much lives off processed foods. dd1 and dd2 will eat pretty much everything hubby is quite fussy…
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Maternity pay or not?
Hi I started a new job in September and it's only a fixed term contract until July with the likelihood of being offered a permanent contract after that. However I've just found out that I'm pregnant and the baby will be due in august. I'm sure they won't say it's the reason but I can't see them offering me a permanent…
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London!
Hi, We are going to London next weekend to visit family, I have two kids - age 5 and 3. Can anyone recommend things to do whilst in London with kids that wont cost a small fortune please? Also, while we are there, I'd imagine we will be using the tube to travel, can you buy any sort of family day ticket to keep costs down?…
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Baby Gifts Black Friday - Christmas Deals
Is anyone offering Black Friday deals today or Christmas offers on baby gifts / presents?
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Conjunctivitis in young child
Dr said he can go to school but depends on school policy. He is 5 and has just started primary school. There is also the problem of instilling drops 4 times a day. Any advice pl. Thanks
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Argh! It's that time of year again
So....... I have got 2 girls (ages 2 and 6) and I am starting to be asked by family and friends what they want for Xmas (and eldest turns 7 within a week of Xmas so there's that too). This makes me think I should start thinking what we can get them as well. Anyway, I do the obligitary thing of requesting catalogues and…
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Clothes for 7 yo
My daughter will turn 7 within a week of Xmas and this year for the first time ever she has asked for some new clothes as a present (think she was too young before and preferred toys etc). She is also in desperate need of some new clothing as had a growth spurt recently and outgrown most of what she has. Anyway..... I…
