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Failing secondary school - fears. What would you do?
I have a question about secondary schools - but I thought I'd fill you in with a little bit of background first... I've not long since had to move house to a much cheaper place about 60 miles north of where we used to live. Fortunately, our mortgage company allowed us to be a 'special case' after 5 years of trying! But -…
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30 hours ‘free’ childcare help!
Hi all, hoping someone has been in a similar position to this and can help! Applying for the funding, however, I am self employed at my husbands business. Obviously goes through the books as my wage but I don’t receive a wage slip as such. Also, I have only just started to get paid as the business has only just started to…
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Newborn- What to get/ not to get?
Hi everyone, I am currently 24 weeks pregnant with my first child :j and have only brought a few things in preparation when I have seen some really good deals on. I know we need a moses basket (or something similar), car seat, pram, cot etc, but is there anything that people would recommend definitely buying before I have…
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Problems with childcare support under universal credit?
At Save the Children we're campaigning to make the childcare system work better for families and help our little ones get the best start in life. Universal credit is being rolled out across the country, but we know there are real problems with the way the childcare support element works. Do you currently get, or will you…
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40% off FRUGI clothing
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Menstrual Money Saving
Update September 2017 Mrs.W started this thread a couple of years ago but the topic's always relevant. Join in! Do you use a mooncup or similar? Would you recommend it? If you're interested in more ways to save money with re-usable products read our Recycle Week Hub. Back to the original post... ---- I was not at all sure…
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Name Labels Child Recommendations
Hello everyone - this is both a question and recommendation thread. My daughter is a really awful loser of items - not only clothes, but also bags, gadgets, etc. In fact, last year she somehow managed to lose her PE bag which had her entire PE kit in it - something must be done about this. So what I did, was I ordered a…
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Saving for maternity leave - SOA feedback pls
Hi All, me & DH are currently trying for our second baby. If we are lucky enough to conceive after a blighted ovum in December, I am hoping to take 9 months maternity leave and my employer only pays full pay for 6 weeks, 12 weeks at half pay then SMP only so I will need around £5-6k in savings to see us through. I have set…
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What we spent on baby before he was born
Hello MSE :) I thought I'll post this, as a lot of people ask about how much they need to save before committing on starting a family. I might update this thread with post-pregancy expenditures. Firstly a bit about us: Mr & Mrs Natureboss got married in 2015 and found out we were pregnant around June 2017 Baby's due date…
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What discounts are in NCT Members Club
Does anybody know where you can get discounts with NCT Members Club as it only states you can get discounts but not where and wondered if it was worth joining TIA
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How much did you save before having a child?
So tonight my partner and I were talking about when the right time for children etc would be (a whole long way in the future most likely!) Our biggest worry is financial, and by our calculations to live at our current standard, buy all the recommended items and cover expenses, we would need to save £15k just to see us…
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Cloth nappies advice please!!
Hi all, I'm currently 26 weeks pregnant and looking to use cloth nappies on my baby boy when he arrives. I'm finding the whole area of reusable problems a bit of a minefield! I'm looking for recommendations for birth to potty nappies. At the mo, I'm tempted with Wonderoos, they seem to have good reviews online. I'm after…
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Problems with hand made item
Posting here, because it is mums’ related in a way. I saw a handmade furniture advertised by a mum on my local group. She didn’t have the size I wanted, but offered she can do one for me. I did not argue about the price, albeit she quoted me higher than her usual price. She requested a deposit (half of the full price)…
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Tax free childcare and unemployment
Looking for advice. I receive childcare vouchers while my husband has recently started a new job, after the cutoff for applying for vouchers, and currently has a 6 month contract. We have 2 pre-schoolers, one starting school in September. The tax free childcare scheme should suit us a lot better, but if we move over to…
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School Holiday Fines
Sorry, theres probably been hundreds of posts but only just joined!! My ex partner is thinking of taking the kids on holiday in the UK, in term time, but been trying to find the answer but can I also be fined the £60 as were not together? and vice versa if I take the kids on holiday in term time, can he be fined? Also, my…
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gifts from mothers do you tell the tax man
Hi there, my mother made an investment and it paid off, she is 84, and we filled in her self assessment tax returns for the 3 years the investment payed off, and she paid her taxs to the Government. She now has bought me a car, as I was the one who talked her into the investment, its for me, my mother and father, really,…
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Child Maintenance Payment Protection???
I'm interested in finding out if there is any kind of insurance I can buy to protect my incoming Child Maintenance payments? I have read about getting life insurance against my ex, however I really want insurance against him intentionally defaulting too? Any information welcome! Thanks.
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Top Ten Products that you DON'T need (Babies!)
http://www.dailymail.co.uk/news/article-2621011/Top-ten-products-baby-DOESNT-need-Parents-reveal-useful-items-bid-save-275.html I don't see a thread discussing this. I didn't know what items we needed/didn't need for our baby (she is 5 months). There was a couple of items that I know that we didn't need like the nappy…
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at what point did you start buying cot, pushchair etc?
How far into your pregnancy did you buy a cot, and other necessities? I'd like to take advantage of the sales, but it seems a bit early
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Do I pay stamp duty if divorced and buying?
Hi, I am divorcing and signing over my share of family house to ex-husband, in line with the agreed consent order issued by court. In the meantime I am looking for a house in London. I have read somewhere (on a few websites) that if a house purchase is due to a divorce, there is exempt from paying stamp duty. These seems…
