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Partial Transfers between ISA's from same provider
Hi folks - finding this a bit frustrating. I had an easy access Skipton ISA. 2 days ago I went to open a 1 year fixed rate ISA with Skipton. The idea was I'd leave some of the money that I'd need for home improvements that are on the horizon in the easy access and some that I wouldn't need for a while in the 1 year fixed.…
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Disappearing balance when using Post Office ISA holding account
Yesterday I applied for the "big name" Post Office ISA (4.4%) that I saw on MSE. I was surprised to discover that it uses a holding account and the whole product seems to be operated by a third party called One Family. As a precaution, I only paid in the minimum £100 deposit with my debit card. The holding account has a…
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What time of day to buy a world tracker ?
Is there a best time of the day to buy a world tracker fund , not some much to time the market but to get a rough idea of how much it will cost at the next price point ? I recently bought a HSBC one at 2pm and was priced at 12pm the next day and the price varied quite a bit ..
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Santander £50 e-voucher
Can anyone confirm if you transfer 2 different ISA's into 1 new Fixed ISA with Santander will you get 2 £50 e-vouchers. I have read from previous years where people have gotten 2 e-vouchers for transferring into 2 different ISA's but not if into the same ISA. I know I could open 2 Fixed ISA's but was trying to slim down…
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I'm new to ISAs.
Hi, back in November 2025, I opened a Trading 212 cash ISA with £20,000. It's my first cash ISA; I've always just had easy-access accounts and fixed-rate accounts. Can someone please tell me what to do with cash ISAs now it's the new tax year? Do I open a new ISA with £20,000?
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ISA'S
I'm confused! I already have an ISA with the maximum amount in from last financial year, can I open another one for this financial year without closing the other one?
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Previous tax year's ISAs
If one has several cash ISAs subscribed in previous tax year's and they get transferred more than once, it becomes difficult to know/remember which tax year they were opened. The metadata for an ISA presumably gets passed to a new provider. How can one get that information,?
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ISA TRANSFER to ZOPA - My experience if it helps anyone else
I initiated a transfer to ZOPA on Sunday 6th April ( from YBS) to take advantage of their offer of a bonus rate for 3 months of 5.01%. The money was in my ZOPA account yesterday morning Wednesday 9th April and the bonus interest rate immediately showed.. It was very easy to set the transfer up and I could follow the…
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Stocka ans Shares ISA for proceeds of an employess share scheme
Hi All...my son is paying into his employers share save scheme direct via salary. His gain is likely to be significantly above £3k and I understand a stocks and shares ISA can be used to protect this gain from CG tax; but I'm not clear on the rules exactly and hoping the experts here can help! The basic sums are that he…
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HSBC Global Strategy dynamic suitable for a 50 year old.
A bit of advice please I am 50 years old self employed not looking to access the money hopefully for atleast 10 years. Currently have the HSBC Global strategy dynamic fund ( last 3 years ) but is it suitable for the 15 year investment timescale - would something more adventurous like a HSBC world tracker be more suitable ?…
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Chip transfer out & pending interest payment
I’m planning to transfer out my Chip ISA, and being aware that I can only do a full transfer (and thus closure) I’m trying to work out what will happen to the “pending interest” on my account. Does anyone know if this gets paid on closure, or will I fully lose it? I’m struggling to find reference to this in the T&Cs or in…
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Moneybox Cash ISA
Hi Moneysavers I signed up for a Moneybox ISA yesterday due to the attractive 5.16% interest rate. However I've already got cold feet and wondering if I've made a bad choice. What's concerning me if that unlike all the other Cash ISA's I've had in the past I can't see anywhere on the Moneybox app that tells me what the…
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ISA transfer in same year as opened?
Hi all, I want to open a flexible cash ISA to take advantage of the 3 month bonus rate(which then drops for the remainder of the year). After the first 3 months can I then open another cash ISA and transfer the whole of my original ISA into my new one? (Assumes I find one that pays a better rate). The idea is to take…
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Transfer Cash ISAs Discussion Area
This thread is specifically to discuss the the Transferring Cash ISAs to up the interest article
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Cash ISA 2025 -2026
In these uncertain times I am looking to invest in a new cash ISA, ideally with a monthly income, a fixed interest rate feels right. I have googled and found very little better than 4.3%, has anyone found anything better?
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Strategy to having multiple ISAS
Hi, I have 3 fixed isas that are maturing in May, total value around £60k and I have £20k to go into an isas now. I can't decide if it's best to open a new isa at around 4% making 4 isas in total or adding the £20k to an existing provider if the interest rate is the same. Is it better to have more or less isas? Any advice…
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Trading 212 cash ISA
I'm in the process of transferring my money from another ISA into my new Trading 212 account. I'm a bit cheesed off that I don't seem to be moving up the queue at all and I think the introductory rate will expire before they get round to moving my money in. More worryingly, I can't quite believe I am expected to have a…
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s&s isa
if i wanted to invest my isa in s&s say with lloyds can i see a live price at what i have got them at and what they are in real time and past performance
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JISA
if your child has a JISA in the 25/26 tax year, turns 18 in January 2026 so this then moves to an ISA, does it go towards the £20,000 ISA allowance?
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trading 212 for s&s isa or transfer to iweb ?
A bit of advice please , I have a s&s isa with iweb and looking to top up this year using funds from my trading 212 isa.. Would it be better to transfer from the trading 212 ISA account into my iweb s&s isa or buy directly on the trading 212 platform to avoid the transfer times etc? Also in the future could I transfer the…
