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Virgin Money Fixed ISA
I took out a year Fixed rate ISA with Virgin Money on 13.06.24 and deposited £20,000 in it then. I was expecting it to mature on 13.06.25 but apparently it matures on 30.06.25. MY question is do they pay interest on the extra 17 days, or is it the 1 year only?
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Transferring S&S ISA to Cash ISA
Wishing to transfer out of S&S ISA held with InvestEngine and transferring to a cash ISA already open with Virgin Money. Does anyone know if I have to sell the etfs on InvestEngine and hold in cash there before initiating the transfer to Virgin? Any help much appreciated.
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Moneybox Cash Isa
I’m about to open Moneybox cash isa paying 5.46%, I’m looking to move it to a s/s isa in about 6 months, will there be any penalties for closing after only a short period of time. I see their website says I can withdraw or close at anytime, but would like confirmation, thanks
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Trading 212 ISA transfer
I spoke to 212 regarding my transfer to Chip, I only had the account number so I spoke to 212 and Chip. 212 told me to use the sort code 00-00-00 and the account number, unfortunately this did not work so I spoke to 212 again and they said use 12-34-56, this did work okay and it only took 3 days for the transfer to…
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ISA Losses and Double taxation rules
Hello everyone. I have a couple of questions regarding ISAs. As they are an efficient way of invest/save tax free, you dont have to declare them/pay tax on the capital/shares located in an ISA. But, what happens in the cases stated below? -Case 1: Having shares that pay you dividends in an ISA, and those dividedns are paid…
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When to stop putting money into LISA
I have £10,000 in my LISA and intend my first property to be shared with my boyfriend who will also have £10,000. We are looking at £200,000 flat. Is there any point putting anymore money in my LISA as we already make up the £20,000 deposit? Worried I will end up with more money to put towards the flat and it won’t be equal
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Trading 212 cash isa transfer - is this normal
My partner transferred their ISA and they were 343 in the queue, then about a week later around 100 then a few days later done. i have done the same and its been stuck at 130 for 2 weeks. No budging. Appreciate it may just be me, but it seems odd they have bigger queues before and were able to work through them and now for…
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Tembo Daily Interest
How do Tembo calculate daily interest on their cash ISA? If I dive 4.8% by 365 and multiply that by my opening balance, I get a slightly higher figure than they I paying - the daily interest they have works out at about 4.7%. Am I missing something? The extra 0.1% is made up by the interest compounding?
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ISA transfer from NS&I to Lloyds - have they lost my money?
Hello all, I’d really appreciate your thoughts on the following. On 28/4/2025 I sent a form in to Lloyds to arrange a transfer in of money from my NS&I ISA to my Lloyds ISA as the interest rate was slightly better with Lloyds. As of the date of this post (6/6/2025) I still haven’t received the money into my Lloyds ISA.…
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Transfer out Vanguard SS ISA to another platform with lower fees
I currently have around £3k in my SS ISA with Vanguard, all held in FTSE Global All Cap Index Fund Accumulation fund. Given the new fee structure has been in place for a good few months now, I'm wondering whats the best way I can transfer to an equivalent fund (if one exists) on a different platform? I'm aware that…
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Help to buy isa/Lisa
Hello all, I currently hold both of the above and i know my h2b will end in 2030 i'm not so sure if the lisa does? But my main question is are they even worth it now? What happens if i don't find a house by 2030 or even want to but one by then? i know if i redraw the money i take a 25% lose of what i've currently got but…
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Chip ISA booster code 29 May 2025
Does anyone by any chance still have the Chip ISA booster code that was valid on May 29 2025 (or around that time)?
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Virgin Money ISA linked to M Plus Current Account?
Hi All, I'm not sure this is the right place for my question, but I wasn't sure where to add it... I have a Virgin Money ISA with money in it. This is linked to "M Plus Current" and "M Plus Saver" accounts with nothing in them. I've had a letter from Virgin Money regarding the M Plus Current Account saying that "if you…
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Post Office ISAs
Has anyone signed up for a post office ISA please? I'm in the process of creating an account but I am a bit put off by the URL postofficeeisa.co.uk, it is a link from the postoffice.co.uk site but the page looks really rudimentary, the logo does not have a hyper link and the address is clumsy. I want to avoid being scammed…
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Unit price
About changing funds, please excuse my non- technical terms.. If I have 20 different funds on a platform and asked the platform to change (sell) these 10 funds and 'buy' '1 new fund'.. what would this process be called:1. re-registration2. selling and buying 3. switched4. or something else? And will I get just one unit…
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Cash ISA maturing soon - what are my options so it stays tax free and I receive a good rate?
Hello I’m currently saving for a house move and am saving using cash ISAs. This one-year cash ISA will be maturing soon (mid/late June ’25) and am wondering what options I have to ensure I don’t pay any tax on this £20k going forward please In the year to June ’25 it has been in a cash ISA tax (free) wrapper so I presume…
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Trading 212 flexible Cash ISA replaced deposits wrongly allocated to current tax year
I have a cash ISA with Trading 212 which is supposed to be flexible. On 6th April this year, my current tax-year ISA allowance data was reset so that it was showing "Used £0" and "Remaining £20,000" Since 6th April, I've been dipping into and out of the flexible ISA being careful always to first withdraw and then deposit…
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Stocks and Shares ISA Automatic Reinvestment
I (a complete novice) opened a S+S ISA a few years ago and set the account to Automatic Reinvestment'. I waited for my number of shares to increase as the fund's value increased, but they did not. I contacted the help desk and was told that my account did not qualify for this action. So, all that happens is that the value…
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Combine CASH ISA's
I have two CASH ISA that mature at the end of this month. Can I combine the two together to make only one? The combined value will be under £20K.
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Cash rules and interest have I got this right?
Anyone clarify these questions regarding cash ISA's and interest earned please? Myself and my spouse opened a cash ISA for £20000 each this tax year. The money came from our joint account. Is this fine to open two cash ISAs from a joint account one for him and one for me? When the ISA's mature and say they both make e.g.…
