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ISA interest withdraw
Hello there I am a little bit confused, is the interest withdrawn from a cash ISA tax free or not? I can not find any strait forward answer anywhere. thank you
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Stocks and shares ISA
I currently have a trading 212 stocks and shares ISA I'm planing to start investing monthly anf hopefully have a nice pot for retirement. Is there a better/safer option or is trading 212 as good a choice as any?
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New ISA in April - what to do with current one maturing in Aug
I have a current ISA that matures in Aug 2025 I'd like to make sure I open a new one for 25/26 when they become available. Always prefer to have them in one pot. I think you can only transfer in an old ISA shortly after opening a new one so the August one will be past the deadline. The rate will probably drop on the August…
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New to Junior stocks and shares ISAs
HI there I'm new to stocks and shares ISAs and would like to open one for myself (adult) and my three kids (who currently have junior cash isas). Aware they're more risky so thinking about dividing up their pots with some in cash isa, some S&S isas. Does that sound sensible? My financial situation has changed, so I won't…
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Transfer S&S ISA from HL to Iweb - likely timescale?
I have a Stocks and Shares ISA with Hargreaves Lansdown, and plan to transfer to Iweb. What sort of timescale would I be looking at, assuming in specie rather than as cash? And following on, would there be any issue if the transfer is still in progress over the tax year end?
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Help with money management - bit desperate
Hi - does anyone know of a financial adviser who would be able to help me with managing my money as someone who's not (yet) in dire straits but doesn't have huge assets and savings? Basically (and I am not expecting sympathy) I earn a pretty good amount but also have a lot of debt so everything goes out each month with…
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Persistent problems transferring current year cash ISA into Trading 212 - anyone else?
Hello Forumites, Wondering if you've encountered the same issue as me: I tried to transfer this year's cash ISA from Chip into my Trading 212 Cash ISA and it hasn't accepted or progressed the transfer on 2 occasions now. I get emails saying it's progressing and then.... nothing. When I drill down via the websites, I find…
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Barclays Fixed Rate ISA - transfer out experiences?
What are your experiences with transferring out a Barclays fixed rate ISA? Are they efficient? Assuming you requested a transfer-in whilst applying for a new ISA with a new provider at least 5 days ahead of your Barclays maturity date, how long should you expect it to hit your new account? Say maturity date is 15.01.25…
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Where's my money gone?
Any advice gratefully received. I opened a cash ISA with Virgin money in mid-December to be funded, within the 30 day funding window, by a maturing cash ISA from Hodge Bank. Money still hasn't arrived in my account. Virgin say they've not received it from Hodge - though they have received the paperwork from them to say all…
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Closed ISA: can I open a new one?
Apologies if this has been covered before: I can't find a clear answer anywhere. At the beginning of this tax year, I paid £20,000 into an existing cash ISA. Later in the year, I withdrew all funds and closed the account. Can I legally start a new cash ISA in the current tax year? Or a stocks and shares ISA?
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Which Google results are trustworthy for ISA advice
Been watching morning live (UK) the financial correspondent for BBC was talking about switching ISA's between banks for financial rewards, so searched for cashback/switching bonuses and best interests rates but which of the thousands of search results on Google can you trust to give good advice without trying to fleece…
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Requesting ISA Transfer By Maturity Date
Hello all, I have a cash ISA with Barclays due to mature in around 2-3 weeks. I want to transfer the ISA to another provider (iWeb S&S). Can I request the transfer now, given it will take a while to be sorted and by the time it’s transferred the current ISA will have matured. Or do I need to wait until maturity before I…
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Transfer cash between 2 S&S ISAs and "broker might need to sell shares" question
Hi All, I have stock&shares ISAs with 2 brokers (B1 and B2). I have some cash in my ISA with B2 and want to transfer it to my ISA with B1. When I fill in a transfer request with B1, they add to it a checkbox that states "I understand that my other broker might need to sell shares in order to fulfil this transfer request"…
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ISA question
I currently have a 1 year fixed rate cash E-ISA that matures in June with Virgin, max allowance. Come 6th April can I add more funds to this ISA or should I open up a new ISA on 6th April and then transfer the funds from my current one into this in June when matures? Thanks
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Moving Money Between Two Virgin "flex" ISAs
Lady Q has an "Exclusive Flexi ISA2" paying 4.76%. Her fixed ISA has recently matured and turned into an "Exclusive Flexi ISA3" paying 4.51%. Is there any reason she can't use the "move money" function to transfer the balance from the ISA3 to the better paying ISA2? I'm just a bit worried it would screw up ISA status or…
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Maturing Virgin Issue 10 but where to now?
My Virgin Issue 10 Fixed ISA matures at end of January, trying to find somewhere suitable to transfer to.Trading 212 - maybe put some there if i can get logged in to create a transfer request (waiting until after maturity first) Chip/Plum - i dont use app only banksMansfield 4.75% - Seeming they only receive ISA transfers…
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Trading212 deposits
I opened a cash ISA with Trading212 and was able to transfer in my Barclays ISA no problem. However, I’m having a problem with trying to add funds from my Barclays current account as the process just takes me through a loop but wont actually let me make a deposit. Where am I going wrong?
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Moving old ISA to trading 212 at 5.1 %
Sorry I only got my ISA last year and just want to check with you all , my halifax ISA ends in 4 weeks £20k + interest my wife's nationwide ISA 19k + interest ends in 6 weeks we would like to put them together ( in my wife's name).. my wife has just opened a flexible 212 ISA today (5.1%)can she transfer her nationwide ISA…
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Hargreaves-Lansdowne ISA
On 14th Jan 2025 300 shares were automatically sold from my holding of PHGP (WisdomTree Physical Gold This in response to a Stop-Loss that I had set in the ISA at a price of 20100.00 The shares were sold at a price of 18364.00 (would have been a loss of £6k approx) and although that this was subsequently amended (after my…
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HMRC reporting
If anyone knows... What ISA figures get reported to HMRC? I have a flexible cash ISA with Zopa, this tax year I've put in total £26050. If I go today part way to processing a withdrawal, the app states 'You're withdrawing money from an Access ISA pot. You'll have £11419.40 left of your ISA allowance with Zopa this year'.…
