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Tembo LISA rate reduction
With Tembo's LISA rate reducing from 4.80% to 4.55% on 18/02, is it still the better option? Would I be better off switching to Moneybox for a year and then finding a different LISA provider once the rate drops on that?
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Help to buy ISA
My daughter has a help to buy isa paying 3% interest. She has already bought a house a few years ago so won’t use this for a house purchase. She has over £10,000 saved. Should she/can she, move it to a higher interest savings account or even a cash isa?
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SAYE to ISA
I’ve a 5 year old SAYE maturing this autumn with a US listed company I am projected to make about 30k profit on the investment when I go to sell the shares. Therefore, I want to transfer about 15k into an isa in my name and 15k in an isa in my wife’s name i believe I can do this and not incur any cgt. Can a home confirm if…
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help to buy Isa and Lisa advice and clarification
Both my adult children each have a Help to buy Isa and a Lisa. Both single and are not in a position to buy for a while. They are both contributing small amounts to their help to buy isa - we've never thought to change this. A couple of years ago they both opened a LISA, ( on Martin's advice) which is not being contributed…
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Funding period query
Hello...I started funding my Virgin fixed ISA exclusive issue 12 in May 2024 and have been adding right up to now..I recently tried to transfer another ISA in online,but received a letter saying I couldn't do this as the funding period for this ISA ended 29th June. Virgin have accepted deposits since then and added to my…
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Buying and selling stocks & shares ISA within the SAME tax year
Hi (I know it's not ideal but I have reasons...) I bought my £20k ISA allowance earlier in the year and within the same tax year sold it - can I buy another £20k of ISA within the same tax year? Thanks. I've tried the HMRC helpline and they didn't know.
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Transferring stocks ISA from idealing to iWeb
I'm considering moving my S&S ISA from idealing to iWeb. Searching back on the forum there appear to have been several people experiencing long delays on transfers into iWeb from several different isa providers back in 2021. Has anybody done a more recent transfer and did it take a reasonable length of time? Their website…
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Paying into Trading 212 Cash ISA
Opened the account for a friend yesterday and then tried to make a fast deposit by linking to Natwest Reward Current Account. Trading 212 says no compatible account found. Then tried to make deposit by bank transfer, but can't figure out what details to put into payment info with Natwest. I can see the Trading 212 sort…
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Zopa Smart ISA Rate Reduction
I have just noticed the the Zopa Smart ISA is listed on their website at 4.30% AER, including a 0.50% one year bonus.. Mine is currently showing in the app as 4.55% (incl 0.50% bonus) and this is also the rate shown on moneyfactscompare.co.uk. I am guessing that the rate has been reduced with monetfacts yet to be updated.…
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Transferring Out ISA from Chip
Good Morning, I have 15K in a a cash ISA at Chip, this is from the tax year 23. I would want to move it to a new one. I don't think it is as easy as just transferring it out and creating a new one. As somewhere it has to be marked for that tax year no? I also have a maxed out Trading 212 with 20K for Tax year 24. I woudl…
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Keeping Moneybox accrued interest (eight months)
I am hoping to transfer my CASH ISA out of Moneybox (into tr212) Interest appears to accrue each day on Moneybox, but I don't get the feeling the interest officially belongs to me? When I clicked 'withdraw' just out of interest, it showed all the interest and an additional sum both deducted. I won't be withdrawing, I will…
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£1 over allowance
Hi. Daft question, but I'm up to my ISA allowance limit for this year but want to take advantage of Trading212's higher ISA deal, which expires in a few days. I can open an account for £1 and then fully fund on April 6th. What are the consequences of going over allowance by £1 for less than 3 months? Thanks Bob
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Trading 212 Cash ISA Jan Statement Interest Discrepancy
Just wanted to let you know to check your January statement from T212 (the one which ends with a warning to check it carefully and alert them within one day or you're deemed to have accepted the numbers in the statement) Mine was wrong (under of course) and I had to go to live chat where they acknowledged there was a…
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Moving a part of H2B Halifax ISA to T212 cash ISA possible?
Did anyone manage to move just a part (let's say half) of their Halifax Help to Buy ISA to Trade 212 Cash ISA? Do I do it through T212 or Halifax? I am scared to press request ISA transfer in case it moves all my money. Can't see an option for partial transfer.
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Trading 212 - Safe for over £85000 cash ISA?
Hello Because Trading 212 hold portions of your money across three different banks, I'm just wondering if it would be safe to put substantially more than the £85000 per financial institution limit in their cash ISA. Thanks in advance for any advice.
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Trading 212 / Moneybox
I'm currently think of transferring my cash ISA to either Trading 212 or Moneybox, but am a bit undecided between the two and was wondering if anyone knew the answers to the questions below: * Do either provider subscribe to the BACS Electronic ISA transfer Service? * If not, do either backdate the interest earned from the…
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Standing orders to Trading 212
Neither my Barclays account nor my Chase account recognise the details I put in for my Trading 212 ISA to set up a standing order? Any ideas?
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Nationwide Building Society - changes to Cash ISAs / Savings Accounts / T&Cs
I received a couple of emails from Nationwide this afternoon. They will be changing the names and also account numbers for various savings accounts, in particular ISAs: “we are taking steps to simplify … by reducing the number of products we have and by making some changes to bring older, off-sale accounts in line with our…
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Virgin Money ISA matured - can it be moved to another provider in addition to new ISA?
Hello all, hoping you can help by addressing this question and pointing me in the right direction. I had a 2 year Virgin money ISA that matured in December. It was moved to a low interest ISA with Virgin rather than take it out. I opened another ISA for this tax year with a different provider earlier in the year. In…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
