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Flexible cash ISAs that allow transfer ins?
I want a flexible cash ISA that allows transfer ins. I wanted to ask if you can think of any not mentioned on the MSE page https://www.moneysavingexpert.com/savings/best-cash-isa/ The page used to mention Monument, but not any more https://www.monument.co/savings/easy-access-cash-isa Monument should allow transfer ins…
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'Nude' LISA changed to 'Tembo' with 4.3% rate!
Just saw my app had updated with this info. Really pleased! https://www.getnude.com/
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Chip cash ISA dilemma - what to do?
Hi, Got an ISA with Trading212, which holds the maturity of the funds and previous year subscriptions and ca 13k of this years subscription allowance. The remaining 7k are in the Chip ISA and have been used over the year as an easy access account to dip into for bill payments, etc as the pot was building up and any…
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ISA Stocks & Shares Platforms
Hi Platforms for beginners question... I'm new to investing in S&S ISA's, having previously had cash ISA's. I've just done the Rebel Finance course & looked at websites such as monevator etc to try & educate myself, but have just ended up confused ! Just wondering whether it is advisable for beginners to stick with…
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a matter of dates - cash ISA advice
I need some advice please, I currently have 1 active fixed rate cash ISA with Halifax since 2023 that has £16k in it and is due to mature on 20 May. I have only put in £6k since last May 24 so I still have £14k remaining allowance. I have a further £20k in savings I would like to use. I want to know if this is possible: I…
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ISA Providers; Are most choosing to ignore the Chancellor's new ISA Reforms?
UPDATE 02 Aug 2024 - PLEASE NOTE THAT SINCE THE START OF THIS THREAD THE REGULATIONS, GOVERNMENT RELEASED NOTICES AND FINANCIAL INFORMATION REGARDNG ISAS HAS CHANGED. PLEASE ALWAYS REFER TO THE LATEST INFORMATION REGARDING ISA REFORMS, RULES AND REGULATIONS AT '.GOV.UK' https://www.gov.uk/individual-savings-accounts I…
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Partial Transfer out and replacing funds
Hi. I am hoping someone may be able to answer this for me. I wish to do a partial transfer out from my Nationwide Loyalty ISA to a new provider offering a better interest rate. Both the Nationwide and the new provider's are flexible ISAs. Once the partial tranfer out is done, am I able to replace these funds again back…
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help with new and existing ISA
Hi ( still very new to ISA's ) I have one ISA currently with moneybox with £20,000 - I will get the interest for the year on Feb 22nd 2025 ( currently at 4.95%). After this term finishes my interest rate will go down to 4% Should I stick with them or move to a new ISA with slightly better interest rates? I have now saved…
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S&S ISA - advice needed
Hello I read with dismay that Vanguard are increasing their fees to hold a S&S ISA. I have a little less than £20k invested in Vanguard LifeStrategy 80 and invest about a £100/month currently. I moved my ISA previously from CSD to vanguard as it was cheaper, soon it won’t be. Could you advise which platform will be…
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Lifetime ISA parliamentary consultation: have your say!
The Treasury select committee have commissioned a review "asking for evidence on whether the Lifetime Individual Savings Account (LISA) is still an appropriate financial product nine years after it was created", including a range of questions seen regularly on threads on here, so those with views on the subject are invited…
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do i sell my ETF funds not in ISA to add them to new isa?
For the last few years I have always taken out a fixed term cash
isa for each year. Beginning the next tax year I want to take a Stocks and
shares isa probably with trading 212. Knowing I have reached my isa allowance
for this year with the fixed rate cash isa , I have opened a 212 account and
bought some etf funds but not…
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Transfering a matured cash isa
why do banks make it so difficult to transfer a maturing isa to another one i already own? In this day of digital banking why do i have to download and print off a form and send it to my existing isa supplier for them to request the maturing isa transfer to them? In the mean time I'm guessing the time scale involved i will…
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Ideas for £25k LISA no plans to add to
I’ve got around £25k with AJ Bell in Amundi MSCI world ETF and have no plans to add to this. I won’t be accessing for 25+ years. I’ve seen many users use iWeb to hold ETFs as no account fees and only £5 for initial purchase. I’m now thinking of if I move the £25k to an ETF on iWeb I can forget about it and leave the fund…
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junior ISA
I put £95 into a junior ISA for my daughter, on the website it has tool where you can increase the monthly contribution or pay in a one off figure and it gives you a projected value ,the current figure is £22,761.31 for the continued £95 per month. I was looking to make a one off payment of £7000 to increase her projected…
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Help to Buy ISA and Savings Help!
I have Help To Buy ISA that is effectively almost ‘full’. It will have £12k in just before April 2025. I am aware it is not full and can be kept open, money can be added and interest will be received but I have hit the limit of my government bonus. Additionally, this account only receives less than 2% interest so it seems…
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ISA advice
I have an ISA which matures June this year,approx 21,000,what are my options ? I am in the position to put another £20,000 into a new ISA,can I do this ?
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Transferring an ISA
My partner and I both have ISA's with Moneybox that matured recently. The % rate has changed to a reasonable 4.45%. I looked at a transfer to Plum given their headline rate of 5.01% but delving deeper it seems to be offering 3.79% "if you transfer in". I don't understand the logic of this as I would be a new customer to…
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"How the starting rate for savings works" MSE article - inconsistency?
Article updated 10 December 2024 by Helen Saxon (unable to provide a link as a newbie) says: It then goes on to give an example: The first quote defining the allowance says that those who earn more than £12,570 /year can earn £1,000/year in savings interest before paying any tax on it. The second quote with Cheryl's…
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Transferring 2 Cash ISA's into a new Cash ISA Account
Hi, I currently have 2 Virgin Cash ISA Accounts 1 Year fixed Interest Accounts, created either side of the 1st April 2024 Tax Window. One matures on the 24th Feb and the other on the 24th May. Two questions, firstly will I need to transfer the accounts to a new Cash ISA when they mature or can I just leave them running? If…
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Trading 212 - set up standing order
I recently transferred my cash ISA from Zopa to T212, I would like to be able to set up regular transfers to fund the account, ideally from my salary. But it seems as if Trading 212 doesn't have a feature for doing this. I have a linked card [Monzo] but this is for manually paying money into the account. When I used my…
