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Virgin ISA transfer out
When transferring out from a Virgin ISA, is it best to select 'Clydesdale bank plc' for sort code beginning 82, even if 'Virgin Money' is also an option on the new ISA provider transfer request online form?
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Virgin Exclusive 1 Year Fixed Cash ISA Issue 14 - adding funds
I opened and funded this account 16/08/24, my spreadsheet says it closed to funding on 27/09. A week ago I misrouted £600 into this account rather than a VM Flexi ISA. Just noticed this and surprised that the money has been credited to the ISA rather than being bounced back. Am I mistaken about being able to fund this ISA…
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Additional personal subscription isas
I can’t find a provider who will accept an APS to open a new isa. Any suggestions
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What ID is needed to set up LISA
which kinds of ID are needed to set up a LISA? My daughter will be 18 soon but doesn’t have a driving license, her “child” passport runs out in May can I still use that in March or does it need at least 6 months on it? If I send off for a provisional driving license would that be accepted? Does anyone know how long it…
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Sustainable stocks & shares ISA
Hi I'm a newbie to stocks and shares ISAs and am overwhelmed by the options. Priorities for me are the investments need to be sustainable, no fossil fuels or other nasties, and needing minimal input from me other than depositing my money. I'm fairly risk adverse so would probably not want to go beyond moderate risk levels.…
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Moving my poorly performing Stocks and Shares ISA to a cash ISA
I have had Stocks and Shares ISA for 9 years with very poor return. I want to move some of it into a higher interest cash ISA. Can I do this directly, without going via my bank? I know there is a form that can be completed. Is this the safest way to do it?
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Increase in value
How much would £145k invested in 2009 have to be worth today to mean that I am in profit ?
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Trading 212 cash isa
Hello all I opened the above in November and funded it with this years £20000 limit. I have just see that new customers are to get a bonus rate of 0.2% effectively raising their rate from my rate of 4.9 to 5.1 After a fairly unproductive chat with their Bot, my question is this. I have a virgin cash isa that matures…
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How is tax calculated on a non ISA share dealing account
hope this question makes sense. I’ve got a S&S ISA that I’ve added the maximum to for the last 3 years, and have saved £20k (it’s currently sat in my normal dealing account, invested in ETF’s) ready to transfer into my ISA this new tax year in April. The dealing account is actually about £26k, built up since last April…
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Trading212 Cash Isa does it Compound
Hi All Does the trading212 cash isa interest compound looking to open one.
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Do transfers from other ISAs count as "ISA funds from previous tax years"?
Let's say I deposit money into ISA A in tax year 2023-24. Then I transfer all of that into ISA B in tax year 2024-25. I also make new deposits into ISA B in 2024-25. If I then want to transfer just the 2023-24 cash from ISA B into new ISA C in 2024-25, can I just choose the "transfer ISA funds from previous tax years"…
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Transfer Cash ISA away from Zopa
I'm sure people have had issues with this in the past so wanted to check I am doing things right. I find the Zopa "pots" arrangement all very confusing. I have a Zopa ISA Savings pot - this was a 1 year fix which is about to mature, and I wish to transfer it somewhere else. I also have a non-ISA regular access pot which I…
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Interest rate predictions.
Hi Do you guys think interest rates will be going up or down in the near future. I know it’s difficult, but best guesses please.
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Bizarre ISA Allowance Question
Hi All, I have a fixed term ISA with Barclays. This account offered to either pay me the interest into the ISA at maturity, or pay the interest monthly into another account. I chose the latter, as I can then put it into another account and earn interest on it. (I know this sounds bizarre, but this is exactly how it's…
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Moving money between ISAs?
Is moving money between ANY ISAs allowed? I currently have a Barclays Cash ISA which is maturing in a week. After I collect interest I would like to move this money into a Barclays Stocks ISA. Can I do this without losing tax free status? Thanks
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Accidentally opened ISA
I seem to have clicked on the wrong button in the Trading 212 app and opened a Stocks and Shares ISA. Unfortunately I have already maxed out my ISA allowance for this tax year and it doesn't seem possible to close the ISA without closing other accounts. Is it OK just to keep the ISA open if I don't fund it?
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Transfer of S+S ISA into multiple Cash ISAs
I have invested in S+S ISAs since their inception and have a reasonable fund. I have decided to buy a house. As I need all of the proceeds in a few month's time, I cannot risk a market crash that may occur with the volatile leaders across the pond. So I have sold all of the shares and they sit in Cash within the S+S ISA…
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Opened a Trading212 S&S ISA
Having been on the forum for a few months with my head mostly in the right place, I've come across a large number of posts and people who've a S&S ISA. So I thought, "what the hell, I'll open one up and see what the fuss is about". So I've done just that. I often see Vanguard S&P 500 come up in conversation, so I placed a…
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Lifetime ISA - Can you use it for both buying a house and a retirement fund?
I took out a cash LISA in 2018 and I used it to buy a house in 2022. I still have the account open and I noticed that the government bonus still gets paid if I add more funds. If I continue paying into this account until I'm 50, will I then be able to take my funds, along with the government bonus when I'm 60? I've been…
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Is Bed & ISA worth doing in this situation?
I'm trying to plan ahead for next financial year when the ISA allowance resets. I wonder what people would do for this situation? I currently hold both S&S ISA and GIA with Vanguard. I've already maxed out my ISA allowance this year and have more money invested in the GIA with around £1700 capital gain to date. I'm still…
