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Multiple Cashback ISA's
Hi (Apologies if this has been asked) With the changes this year to be able to open multiple ISA's (as long as you don't go over the 20k contribution)....is there anything from stopping you opening up multiple ISA's, depositing and claiming the cashback (from TCB or Quidco) So I've benefited from opening a new ISA before…
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Trading 212 query
My OH opened a cash ISA with Trading 212 and whilst it was quick and easy to open, they are saying there is a discrepancy between his account name and linked bank account name (haven't explained what the discrepancy is) and is therefore unable to pay in the initial bank transferred fund and are asking for a bank statement…
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S&S isa help
Hi I’m new here and wondering if anyone can offer guidance on picking a good s&s ISA. I’ve got emergency savings and a cash isa but not near the isa limit for the year. I’d like invest a small amount to start and add to it monthly but the vanguard one I was looking at had a minimum of £100 per month and I’d prefer to…
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Buying shares through Vanguard
HI I have s&s ISA with Vanguard and with money in the LS 80% equity fund acc My question is within my ISA can I buy shares of Tesla or any other company for that matter.I can see their list of various funds and ETF's but not direct shares. Is it just not possible to do so here? I can see they have an option of opening a…
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LISA without indexing on cap
Is it sensible to advise young people to commit to a lisa where there is no indexation on the £450K house limit? Imagine saving in there for 15 years without the limit lifting. I think it's irresponsible to be tied into something that has no guarantees around it. Yes the 25% bonus is good, but limited to £1000 and when it…
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Cash ISA - transfer in - minimum funding
I have already fully subscribed to a cash ISA this year. I also have some cash ISAs from previous years that are at pretty poor rates, and I should probably do something about transferring them somewhere with better rates. Looking at the tables of such ISAs on the main website (Best cash ISAs: up to 5.17% easy access, up…
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Why can't my kids openup a savings account?
They are 16 and 18, have passports and driving licenses and bank accounts. They receive monthly incomes... We have been tryignot open them a decent interest, instant access saving account, but everywhere says that they cannot verify their identity so can't open one. Any ideas or adviceplease.
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Transfer of Nationwide Help to buy ISA to Lifetime ISA
My partner and I are both first time buyers and we hope to buy a new house in February next year. The property is £390,000 and we will be buying a 25% share. I understand that because the value of the house is above £250,000 my partner won't be able to benefit from the government bonus on the £6,000 he has in his HTB ISA.…
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Transfer or not transfer
Hi all, I think I know what the answer is going to be, but I'd like confirmation... I had some money on a fixed 1-year Cash ISA with Shawbrook. When the fixed term ended, I stupidly asked for it to be transferred to my bank account. From there, I deposited it onto my new T212 Cash ISA... T212 are counting this money as…
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Vanguard online
Hi has any one else had an issue with logging onto vanguard today? I keep getting a error message coming up..
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ISA Transfer Timing
I have 2 ISAs maturing in December, one on the 19th and one on the 27th. Am I able to transfer both into the same ISA even though they mature on different dates or am I better opening 2 different ISAs with the same provider? Also how early can I start the process? Thanks
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T212 incorrect ISA allowance assignment
I transferred my Lloyds Cash ISA to T212 using the proper transfer service and the funds were moved on 19th September. The money transferred was showing as Reserved funds until the last day or so and it is now showing all the transferred money as part of this year's allowance. However the majority of the money transferred…
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ISA’s!!!!
After some help please… I have 2 ISA’s open… a Barclays help to buy opened in 2019 has about £3000 in it. I don’t pay in to it regularly at the moment so it’s only gaining interest. A Zopa easy access ISA - opened a few months ago, if I put £20,000 into this account where does that put me with my allowances? Can I only put…
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ISA transfer, after maturity?
My Santander Cash ISA matures in 2 weeks and they are taking the mick with their 1.25% which drops to 1% in a few months. It annoys me so much I'm transferring out the ISA and will also transfer my current account from them to a more modern bank shortly afterwards. I'm about to use trading212 to start the ISA transfer but…
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Santander Maturing ISA
I had a maturing ISA with Santander .Mature date 1st April.Decided to re invest with Paragon. Set up an account and asked to take the ISA from Santander on maturity. Received a letter from Santander on 19th March to say they had received the request from Paragon for transfer. It is now 8th April and my ISA is still with…
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Overpayment into Cash ISA
HiI have received a small amount £56 as Goodwill Gesture from a bank as I was unhappy with the time it took to complete an ISA transfer.However this money was paid into my Cash ISA account and not into my current account held with the bank.I have already subscribed the maximum £20K into a Cash ISA with a different bank.…
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Easy access Cash ISA - withdrawing and returning cash
Pretty sure I already know the answer to this but if someone could confirm that would be great. I have put £20k into my easy access Cash ISA this tax year, i.e. the full allowance. If I want to say withdraw £8k, but then return this £8k after this current tax year ends, i.e. 6th April 2025 or later, I can do this but my…
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IWeb - Why aren't they on the MSE top SSISA list?
You can invest (in one lump) 20k into a single fund for only £5. From my 2mins of research there are only two providers who can beat that T212 and IE. Am I missing something?
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Having both a stocks & shares ISA AND a cash ISA?
I've currently got about £35k in a cash ISA. Next year I should be able to max out the £20k ISA allowance and I'm thinking about opening a S&S ISA. So... Can I open BOTH a S&S ISA and a cash ISA in the 25/26 year? Can I transfer the full existing £35k (plus the 24/25 interest) into a S&S ISA? Can I "split" the transfer?…
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Cash ISA - What's your thoughts?
Hi Guys, I'm fairly new to the ISA scene, and I hope to get more of an insight through this open topic, and a couple of questions I have. Maybe you more experienced people can give me a heads-up upon certain basic rules or guidelines that I should be aware of. Forgive my ignorance or naivety regarding any questions I might…
